ByDzyne, Inc.
Seven product verticals, one binary plan, and an income disclosure the company publishes itself: a median of $0.00 in every period ever disclosed, against a cheapest annual cost of staying eligible of $1,679.88.
The company’s own published average annual earning is $1,286.03 - roughly $394 less than the $1,679.88 it costs, at the cheapest published route, to stay eligible to earn it.
Can you actually make money with ByDzyne?
No. The company publishes the number that settles it, and publishing it is genuinely to its credit: the median annual earning is $0.00, and it has been $0.00 in every one of the four periods disclosed since July 2020. Not a small number. Zero, four times running, while the zero-earner rate sat between 72% and 79% and did not move.
Then the arithmetic that decides this one. The cheapest published route to staying commission-eligible is a $139.99 monthly subscription, $1,679.88 a year. The company's own published average annual earning is $1,286.03. The average - the figure lifted by the top of the tree, not the middle of it - sits $393.85 below the cost of staying eligible to receive it, before the annual fee, before a kit and before a dollar of advertising.
The plan's biggest single percentage is a 20% bonus that fires on enrollment and upgrade orders only, never on a reorder and never on a customer repeat purchase. And your commission rate is bought rather than earned: the 10%, 15% and 20% tiers unlock at accumulated kit volume of 185, 300 and 500 BV, with the $369 and $1,069 kits priced at exactly 185 and 535. Buy the larger kit once and the top rate is permanent.
What is good here is worth naming. There is no token, no staking and no pooled fund, and nobody hands the company capital against a promised return. The full compensation plan sits ungated on a public bucket in two languages. Unopened stock bought in the previous twelve months is repurchased at 90%, and the subscription cancels in the back office with no phone call and no retention script.
the advertised price is a $39.99 annual access fee; the cheapest published route to staying commission-eligible is a $139.99/month subscription, $1,679.88 a year, plus a kit if you want a workable commission rate
- A median that is not zero. Four disclosed periods and four medians of $0.00 is not a bad year, it is the shape of the plan, and no amount of averaging fixes what the middle of the distribution shows.
- An enrollment bonus that is not the largest number in the plan. While 20% fires on people joining and reorders pay less, the plan is pricing recruitment above consumption whatever the marketing says it rewards.
- A commission rate that cannot be purchased. Lifetime tiers unlocked by accumulated kit volume, with two kits priced at exactly those thresholds, is purchase-to-qualify with the label filed off.
- A refund policy that covers the countries it sells in. The published policy states in capitals that it does not apply outside the USA, in a company operating in more than 80 markets with its heaviest field concentration elsewhere.
That call is computed, not chosen - the rule reads three of the nine published dimension scores and is printed on the methodology page. It describes this company's plan and the figures it publishes about the people already in it. It is not a prediction about you, and nothing on this site is advice.
Legal status
LEGAL - no court, regulator or agency anywhere has found ByDzyne to be a pyramid scheme, and no criminal proceeding, conviction, SEC action, FTC action, CFTC action, state attorney general action, cease-and-desist, consent order or class action naming ByDzyne could be located in seven years of operation across 80-plus countries. The file contains two foreign items and both must be read at their exact stage. On or about 28 April 2022 Ecuador’s Superintendencia de Bancos added ByDzyne to its published register of entities not authorized to conduct money-taking activities - an administrative warning-list entry, not a judicial finding, not a prosecution and not a finding of fraud; no prosecution of ByDzyne under Article 323 of Ecuador’s COIP was located. In September 2022 the Comandancia General de la Armada del Ecuador opened an internal inquiry into serving naval personnel who were promoting the business, circulated a force-wide warning circular, and stated it would refer the matter to the UAFE financial intelligence unit - an employer investigation of promoters plus a stated referral, and a referral is a referral. Ecuadorian reporting records that naval officers were subsequently sanctioned; those sanctions were against the officers, not against the company.
Confidence: Medium-High
Primary sources fetched directly where possible. Everything we could not verify is listed at the bottom of this page by name.
Follow the money
A Wyoming-registered direct-selling company, founded in 2019 and operating from Thailand, that sells across seven verticals at once - a travel-booking subscription, a resold forex-education subscription, AI marketing software, wellness-technology devices, personalized skincare, a smartwatch and a fuel additive, plus a hybrid e-commerce marketplace - through independent Brand Ambassadors on a binary compensation plan with unilevel bonuses layered on top.
Lead with what is real, because several things here are genuinely better than the category baseline. The company publishes an income disclosure on a public URL, unprompted, and it publishes a median alongside the average - and the median is $0.00, which means it is voluntarily handing readers the number that damns it. The full compensation plan sits on an open storage bucket in numbered versions, in English and Spanish, with no login and no "ask your sponsor", which is why the figures in this report are exact rather than field hearsay. The distributor buyback is 90% within twelve months, the statutory benchmark, published without a login. Subscriptions cancel self-service with no retention process. The plan’s two-leg qualification can be satisfied by Retail or Preferred Customers rather than only by recruits. There is no token, no coin, no staking, no pooled fund and no managed account anywhere in the stack. And the forex product is honestly labeled: the company discloses that it is a reseller, names the third-party vendor, and carries four separate no-guarantee clauses plus a full margin-trading risk warning.
Then the economics, all of it from the company’s own documents. The advertised entry is $39.99 a year. The real floor is about $1,720, because staying "Active" - the precondition for earning anything from the binary and for not having your accumulated volume destroyed - requires 60 BV of product every month, and the cheapest clean route to 60 BV is a $139.99 monthly travel subscription, $1,679.88 a year. Set that against the published average annual earning of $1,286.03 and the average participant is roughly $394 down before the annual fee, before any kit, before events and before advertising. The median is worse and is not an estimate: $0.00, in every one of the four periods ever disclosed. And the denominator is active Brand Ambassadors, people already paying monthly to stay qualified, so everyone who joined and lapsed is excluded from the 76.1% zero-earner figure entirely.
The structural feature a prospective participant should understand before anything else is that commissionable volume is not a fixed fraction of price. It varies by nearly five to one across the same catalog. A $340 wellness device generates 36 BV - 0.106 BV per dollar. A $588 annual software subscription generates 300 BV - 0.510 BV per dollar. To reach the 1,250 BV weaker-leg volume the Director rank requires, a leg buying the device must spend $11,800; a leg buying the software subscription must spend $2,451. Same rank, $9,349 apart. The two travel tiers land exactly on the two qualification thresholds - 60 BV and 120 BV - which is not a coincidence but a subscription priced to be the cheapest possible way to stay eligible. A participant optimising for rank buys kits and digital subscriptions; a participant optimising for a customer’s benefit sells physical product; and the plan pays for the first.
Where $100 of an enrollment order goes
Reconstructed from ByDzyne’s own published plan percentages and its own worked retail example, using the $1,069 kit at 535 BV. This is a reconstruction, not a company disclosure. "Breakage" is volume that never pays anybody - stronger-leg volume, fortnightly-flushed volume, volume held by unqualified positions and volume above a rank’s per-cycle cap.
| Product | Price | Pays |
|---|---|---|
| Annual access fee (Preferred Customer or Brand Ambassador) The advertised price of entry. It generates no commissionable volume and pays nobody anything: pure company revenue. It is also non-refundable under the published policy. |
$39.99 annual |
none - 0 BV |
| Enrollment kit - entry and upper tiers Priced at exactly 185 BV and 535 BV, which are the thresholds that lock the 10% and 20% lifetime Team Volume Commission rates. The $1,069 kit pays the personal sponsor $213.80 instantly, before any binary volume moves - the single most lucrative transaction in the plan. Founder Kit at $5,000; Personal Plus at $599 and Business at $1,299, BV values not retrievable. |
$369 / $1,069 one-time |
20% to the sponsor |
| BD Dream Vacations - Economy Class 60 BV - exactly the Active floor for every rank up to 3-Star Director, and therefore the cheapest clean route to staying eligible. $1,679.88 a year. Access to book trips; the trips themselves are paid for separately at market rate. |
$139.99/month monthly subscription |
up to $12.00/mo binary |
| BD Dream Vacations - Business Class 120 BV - exactly the Active floor for the Diamond, President and Crown zones. $3,239.88 a year, and mandatory in practice for anyone holding a rank above 3-Star Director. |
$269.99/month monthly subscription |
up to $24.00/mo binary |
| Smart Market Academy Basic - forex education Courses, mentorship, analyst access and a charting platform with a virtual demo account, resold from a long-established third-party education vendor. 100 BV monthly, which clears the 60 BV floor. Non-refundable the moment the buyer logs in once. |
$250/mo or $2,143/yr subscription |
30% retail / 20% IWB |
| OMA Pro - AI marketing software 70 BV, clears the 60 BV floor. White-labeled from a third-party AI-marketing platform vendor. This is the vertical priced closest to the open market, and the report says so. |
$150/mo or $1,800/yr subscription |
14% retail margin |
| Vitera Aqua - hydration device Marketed on mineral elements and magnetic interaction said to improve how the body uses water. 36 BV - 0.106 BV per dollar, the worst ratio in the catalog, and below the 60 BV monthly floor, so it does not even keep the buyer Active. The worst product in the range for a participant to sell. |
$340 one-time |
$7.20 max binary |
| Quantumé No. 1 Sleep - 4-pack 120 BV. Marketed on "frequency technology". The cheapest physical-product route to holding 60 BV a month is $396, against $139.99 for the travel subscription - which is why almost nobody qualifies on physical product. |
$396 one-time |
$136 retail margin |
Who runs it, and what they ran before
A husband-and-wife pair who arrived as top-tier field earners rather than as operators. They built first in a coffee-and-supplement direct seller and then in a Miami-headquartered wearable-health-technology company, where one of them held Master Distributor status in 2016; an industry review site puts their combined earnings across the two at roughly $35 million. They exited the second in October 2018 with no public explanation and launched this company about six months later, in April and May 2019. That is a distributor departure and nothing more - no finding of any kind against either of them, in any jurisdiction. What is worth recording is the shape: a top downline lifted out of an opportunity somebody else owned and re-planted in one they own themselves. Their own April 2019 launch announcement traded on the titles "Top Income Earners", "Leaders of the Year" and "#2 Global Direct Sales Earners" while naming none of the companies where those titles were earned. Withholding the names of your own prior ventures in your own launch release is a disclosure choice, and it is recorded as one.
Co-founded a California nutritional-supplement direct seller in 2008, which remains a going concern with no regulatory finding located against it; her departure date from it could not be established. The material problem is elsewhere. Her launch biography claims she founded or co-founded a business described as "one of the largest digital media companies in the world", identified in the release only by a set of initials. No public record connects her to the large US digital media group that carries those initials, or to any comparably sized company. This report does not assert that the claim is false - it asserts that it could not be verified at all, against any source, and that a headline biographical claim on a named principal which cannot be corroborated is itself a finding. The accompanying claims of "over 22 years" of entrepreneurship and a 1996 entry into the industry are likewise unsourced beyond the company’s own press release.
A four-time US Olympic steeplechaser turned direct-selling executive, and the heaviest single entry in the founder file. In 2005 he co-founded a large nutrition MLM that collapsed: in May 2014 it defaulted on a $182 million loan, and in March 2015 the note was bought for $15 million and the assets taken through foreclosure - roughly eight cents on the dollar, a near-total destruction of enterprise value in a business whose distributors had been told for a decade that it was generational. A debt default and a foreclosure sale are insolvency events, not findings of wrongdoing, and this report does not treat them as findings. Separately, in October 2017 he joined the board of a forex-and-financial-education direct seller, later folded into a graded financial-education group; in 2018 the U.S. Commodity Futures Trading Commission fined that firm $150,000. Say precisely which: the penalty was a civil monetary penalty against the company, not against Marsh, not a criminal matter and not a personal finding of any kind. The relevance is specific rather than moral - the co-founder who brought a forex vertical into this company had, the year before it launched, sat on the board of a forex direct seller the CFTC penalized. He appears in the 2019 launch materials and does not appear in 2026 leadership references; whether he departed, and when, could not be established.
It is not a fraud file, and the report says so in terms. No criminal proceeding, no conviction, no arrest, no indictment, no SEC, FTC or CFTC action, no state attorney general matter and no regulator finding of fraud exists against any ByDzyne principal, anywhere, in any of the sources reviewed. Seven years of operation in more than 80 countries with a clean formal record on every principal is materially better than a great deal of this category and it goes on the record first. What remains is a pattern rather than a proceeding: a collapsed prior flagship, a CFTC penalty at a firm one co-founder sat on the board of, an unverifiable headline biography on the President, launch releases that decline to name the prior companies, a family-controlled structure with the founders’ daughter and son-in-law in the top field position, and a downline transplanted wholesale from someone else’s opportunity into a founder-owned one. Two further principals - a "MetaVerse Development Advisor" appointed in March 2022, from which nothing shipped, and a Managing Director for India appointed in December 2022 - have prior records this research could not verify either way.
Registered address
Sheridan, Wyoming, USA (registered) · corporate operating office in Thailand
Read the Wyoming/Sheridan combination for what it is. Sheridan is a registered-agent address; Wyoming does not require public disclosure of shareholders, levies no corporate income tax and permits nominee officers. This is entirely legal and entirely common, and it is also why no audited accounts, no filed financial statements and no verified ownership percentages exist anywhere in the public record. Every revenue figure in circulation is a trade-publication estimate rather than a company figure, and the series a direct-selling trade publication carries runs $9m (2019), $18m (2020), $34m (2021) and then flat at roughly $35m for each of 2022, 2023, 2024 and 2025. A trade estimate is not audited and is not the company’s own number; treat the column as indicative. If it is even directionally right, growth stopped in 2022, which is the year the Ecuadorian listing and the naval inquiry landed. That matters more here than it would elsewhere: rank advancement in a binary depends on volume growth in the weaker leg, and a company with a flat top line cannot supply that to everybody at once. The business is family-controlled - the founders’ daughter and son-in-law hold the founding field position - and no participant headcount of any kind is published, so the disclosure percentages cannot be converted into people.
The veteran's checklist
Eight questions that decide whether this is a business or a transfer mechanism. Same eight, every review.
| Question | Answer |
|---|---|
| Who legally owns it? |
WATCH
ByDzyne, Inc., a Wyoming C-corporation registered at Sheridan with its operating office in Thailand, family-controlled, with the founders’ daughter and son-in-law in the top field position. No audited accounts exist anywhere; every revenue figure in circulation is a trade-publication estimate.
|
| What does it really cost? |
CONCERN
$39.99 a year is the advertised price. The real floor is about $1,720, because staying commission-eligible needs 60 BV of product a month and the cheapest clean route is a $139.99 monthly subscription. A serious builder runs $4,800 to $6,900 a year.
|
| Published income disclosure? |
RED
Yes, on a public URL, with a median - and that is a genuine credit. The median is $0.00 in all four disclosed periods; 76.1% of active Brand Ambassadors earned nothing over 2022–23; the average was $1,286.03, which is below the cost of qualifying. No per-rank table and no headcount are published.
|
| Any regulator action? |
WATCH
No SEC, FTC or CFTC action, no state attorney general matter, no cease-and-desist, no consent order, no class action and no pyramid finding anywhere. Ecuador’s Superintendencia de Bancos added the company to a warning list in April 2022 - an administrative listing, not a court order and not a fraud finding.
|
| Is the forex product an investment? |
OK
No. It is a flat-fee education subscription the company resells and says so in its own terms. No brokerage account is opened, no capital is deposited with the company, no return is promised, and there is no pooled fund, managed account or copy trading. Terrible value at $250 a month is not the same thing as a security.
|
| What happens if you stop buying? |
RED
A non-Builder loses all pay-leg volume every fortnight regardless. An inactive participant loses half the carry-forward per cycle and all of it after six - three months. Pool eligibility needs thirteen unbroken months and restarts if one is missed.
|
| Can you get your money back? |
CONCERN
90% on unopened resalable stock bought in the previous twelve months, plus 100% on one opened unit of a first purchase and three days to cancel an enrollment order - all genuinely good. But the policy states in capitals that it does not apply outside the USA, and digital products stop being refundable the moment you log in once.
|
| Merchant play or miner play? |
RED
Miner. The plan’s biggest single percentage pays only when somebody joins, the lifetime commission rate is bought with a kit, no rank at any level requires a retail-customer count, and outside the United States the company’s own definition of Active is "buys 60 BV" rather than sells.
|
What has to be true for you to get paid
| To cover | You need |
|---|---|
| Hold a position for one year at the cheapest legitimate configuration | $2,088.87 $39.99 annual fee + $369 entry kit + $139.99/month travel subscription × 12 |
| Cover that from retail margin alone, with no downline | ~$1,636 of retail sales at the plan’s own 25% retail margin - roughly twelve travel subscriptions sold and held |
| Break even as a serious builder in year one | $6,888.87 $1,069 kit + fee + travel at $1,679.88 + trading subscription at $3,000 + one event + $600 of ads |
| Earn that $6,888.87 back from the binary at the top 20% rate | ~96 retained subscribers, 48 per leg 2,870 BV a month on the weaker leg - or 32 personal kit enrollments, one every eleven days, sustained |
Read this twice
Every figure here is built from ByDzyne’s own published prices, its own BV values, its own percentages and its own caps. The headline entry price is $39.99 a year and it is technically true. It is not the number that decides anything, because three published rules sit behind it. First, the lifetime Team Volume Commission rate is set by accumulated kit volume - 185 BV for 10%, 300 BV for 15%, 500 BV for 20% - and the $369 and $1,069 kits are priced at exactly 185 and 535 BV, so a participant who wants the top rate for life buys it once, on the way in. Second, "Active" requires 60 BV of product every month, or 120 BV in the Diamond, President and Crown zones, and the cheapest clean route to 60 BV is the $139.99 travel subscription. The physical-product route costs $396 a month and the device route is not even possible from a single unit. That is not an accident; it is a plan that makes any route other than the subscription financially irrational. Third, and harshest, a participant who is not a Builder - meaning one personally sponsored member on the left and one on the right, at 185 BV each - has their entire pay-leg volume flushed at the end of every fortnightly pay cycle. Someone who joins, buys a kit and sponsors nobody accumulates nothing, permanently. Miss six consecutive cycles and everything goes, including volume the downline built. So the honest floor is roughly $1,720 a year, not $39.99, and the arithmetic that follows is the one to sit with: the company’s own published average annual earning is $1,286.03, which is $393.85 below the $1,679.88 it costs to stay eligible to receive it. The median is $0.00. Two caveats that cut the company’s way and belong here. In the United States the 60 BV can and formally must be met by genuine sales to personally enrolled customers rather than by self-purchase, so a participant with a real customer base is not spending that money at all; and the two-leg "Qualified" requirement can be satisfied by Retail or Preferred Customers rather than by recruits. Both are real concessions. Both are dissolved outside the United States by the company’s own global definition of Active: "a BA who buys a minimum of 60 BV worth of products every month."
Run your own numbers
Drag the sliders. Nothing here is stored or sent.
Twelve dollars is the maximum documented binary payment on the Economy Class travel subscription at $139.99 a month, and that subscription is also the cheapest published route to staying commission-eligible, which is why the same figure appears on both sides of this calculator. The 20% Initial Welcome Bonus is excluded deliberately: it fires on enrollment and upgrade orders rather than on a sale to a customer, and it is the largest number in the plan. Also excluded are the per-cycle caps and the fortnightly flush, both of which cut against the participant - a non-Builder’s entire pay-leg volume is flushed every fortnight, so the slider is the plan’s best case rather than its typical one; divide by roughly two if you want the flushed version. Read the calibration instead of the slider: the company’s own disclosure reports a median of $0.00 in all four periods it has published, and an average of $1,286.03, which is $394 below the $1,679.88 a year it costs to stay eligible at all. Your own subscription cost of $139.99/mo is included.
What it costs to replace this yourself
ByDzyne’s own published prices against named open-market alternatives at 2026 list prices. The comparison is deliberately generous where the company deserves it: the AI software vertical is at parity on a full like-for-like stack and that is stated in the table rather than buried.
| What they sell you | What you'd use instead | Your cost |
|---|---|---|
| BD Dream Vacations Economy Class - $139.99/mo, $1,679.88/yr, for booking access | Booking.com, Expedia or Kayak - the same booking access, no subscription | $0 |
| BD Dream Vacations curated group departures and reward stars | Costco Travel with a Gold Star membership, plus a flight-deal alert service | ~$114/yr |
| Smart Market Academy Basic - $250/mo, $3,000/yr | TradingView Essential for charting, plus the free BabyPips forex curriculum | $155.40/yr |
| The $100,000 virtual demo account | A free demo account from OANDA, IG, Interactive Brokers or MetaTrader 5 | $0 |
| OMA Pro - $1,800/yr, websites, CRM, lead data, AI content | ChatGPT Plus, Canva Pro, Mailchimp Essentials, Squarespace Business, Apollo.io, HubSpot Starter and Zapier Starter together | $1,919.88/yr |
| Quantumé No. 1 Sleep 4-pack - $396 | A full clinically substantiated routine: CeraVe cleanser, The Ordinary vitamin C, La Roche-Posay moisturiser, CeraVe SPF 30 | ~$66 |
| Vitera Aqua hydration device - $340 | A Brita Elite pitcher, or a LARQ or ZeroWater filtration bottle | ~$40 |
| Vitera Step insoles - $165 | Superfeet Green or pharmacy orthotic insoles | ~$25-55 |
| tůw smartwatch - $285 | Amazfit Bip 6, or an Apple Watch SE at near parity | ~$80-249 |
| MPG-CAPS fuel additive - $100 | Chevron Techron Concentrate Plus or Sea Foam Motor Treatment | ~$11 |
| Minimum viable qualification, recurring - $1,719.87/yr | TradingView Essential plus ChatGPT Plus plus free travel booking | $395.40/yr |
| Total as sold ~$1,720/yr recurring at the cheapest legitimate configuration |
Total, built yourself ~$395/yr for the same capability, bought openly |
Price-to-value
A composite multiple of 4.35 times on the minimum viable configuration, and the components vary enormously. The travel tier is the worst value in the catalog and effectively an infinite multiple, because the capability it charges $1,679.88 a year for - the right to browse and book travel you then pay for separately - is given away free by every major online travel agency. Trading education runs about nineteen times TradingView Essential and infinitely more than TradingView’s free tier plus the free BabyPips curriculum, and the buyer is purchasing from a reseller rather than from the vendor. Skincare runs six times a full evidenced routine, and the fuel additive nine times a mainstream engine treatment. But the AI software vertical is honestly at parity and the report will not pretend otherwise: OMA Pro at $1,800 a year against a genuinely equivalent seven-tool stack at $1,919.88 means the company is marginally cheaper on the full comparison, and only on a narrower comparison - what a solo marketer actually uses - does it become a roughly two-times overpay. One vertical priced at market does not rescue a catalog whose cheapest qualification route is a subscription worth nothing, but it is true and it belongs in the table.
Three operators, five horizons
Probability of cumulative net profit
Hover any point for median, top decile and bottom quartile.
The customer who was recruited
joins on the $369 kit for the discount and the idea, holds the travel subscription, sponsors nobody
| Horizon | P(profit) | Median |
|---|---|---|
| 3 mo | 4% | −$829 |
| 6 mo | 4% | −$1,249 |
| 1 yr | 3% | −$2,089 |
| 3 yr | 3% | −$5,529 |
| 5 yr | 3% | −$8,968 |
The serious part-timer
10-15 hrs/wk, buys the $1,069 kit for the 20% lifetime rate, carries the travel and trading subscriptions
| Horizon | P(profit) | Median |
|---|---|---|
| 3 mo | 6% | −$1,900 |
| 6 mo | 8% | −$2,700 |
| 1 yr | 10% | −$3,154 |
| 3 yr | 11% | −$8,600 |
| 5 yr | 11% | −$13,000 |
The full-time Director-track builder
30+ hrs/wk, events, paid ads, building both legs toward 1,250 pay-leg BV and beyond
| Horizon | P(profit) | Median |
|---|---|---|
| 3 mo | 3% | −$3,100 |
| 6 mo | 5% | −$5,600 |
| 1 yr | 8% | −$8,100 |
| 3 yr | 12% | −$18,000 |
| 5 yr | 13% | −$24,000 |
Methodology note. These are modeled outcome ranges, not claims about what anybody will earn and not company figures. ANCHORED to ByDzyne’s own published numbers: a median annual earning of $0.00 in all four disclosed periods; 76.1% of active Brand Ambassadors receiving no commissions, bonuses or overrides at all over 1 January 2022 – 31 December 2023, against 72.13%, 77.12% and 78.73% in the other three; a published average of $1,286.03; the $39.99 annual fee; the $369 and $1,069 kits at 185 and 535 BV; the 10/15/20% lifetime commission thresholds at 185/300/500 BV; the 60 BV and 120 BV Active floors; the $139.99, $269.99, $250 and $150 monthly subscription prices; the 25% retail margin from the plan’s own worked example; the per-cycle commission caps at every rank; the fortnightly flush for non-Builders; and the 1,250 BV pay-leg requirement at Director. MODELED by us: the share of each cohort in cumulative profit at each horizon, the cohort definitions themselves, which the company does not segment, and the expense lines the company does not publish - events, advertising, travel to conventions and time. The Director row at one year is the brief’s own worked scenario and it is worth reading twice: a participant who actually reaches Director, holding 1,250 BV in their weaker leg every month, nets roughly $1,474 across the year after costs. At fifteen hours a week that is about $1.89 an hour before self-employment tax. The top column for the three- and five-year horizons describes the Diamond outcome, which is real money and which the plan can genuinely produce - the company simply does not publish how many people are there, and its own plan document discloses that as of 30 June 2021 eight people had ever qualified for the $50,000 luxury tier and nobody at all for the $250,000 tier.
Where you are actually allowed to promote this
Platform policy reads, not verifications. Check every one before you spend a dollar - enforcement changes faster than the written policy does.
Red flags and green flags
Red flags
151The median annual earning is $0.00 - in every period ever disclosed
2The published average earning is below the cost of staying eligible to earn it
376.1% of active Brand Ambassadors received nothing at all
4The plan’s biggest single percentage fires only when somebody joins
5Your lifetime commission rate is bought, not earned
6The global definition of "Active" is self-purchase, in the company’s own words
7Rank progress per dollar varies 4.8 times across one catalog
8A non-Builder’s entire pay-leg volume is destroyed every fortnight
9Everything is forfeited after six inactive cycles
10The refund policy excludes every market outside the United States
11The Policies and Procedures cannot be read at all
12Field income claims of $2,500 to $9,800 per fortnight in Ecuador
13A national regulator’s warning-list entry and a military employer’s inquiry
14A headline biography on a named principal that cannot be verified
15The catalog churns while the volume requirement does not
Green flags
101It publishes a median, and the median is zero, and it publishes it anyway
2No securities exposure of any kind, anywhere in the stack
3The full compensation plan is public, versioned and ungated
4A 90% buyback within twelve months, published without a login
5Opened product refunded at 100% on a first purchase
6Self-service subscription cancellation with no retention gauntlet
7The two-leg qualification can be met with customers, not just recruits
8The forex vertical is honestly labeled, and the vendor is real
9The commission thresholds moved down, unprompted
10No arbitration clause or class-action waiver in the public terms
We would like to be wrong about this
Upward
- Publication of a per-rank income table with headcounts - what a Builder, a Director, a Diamond and a President actually earn, and how many of each there are. It is the single largest missing number in this file, and its absence is currently scored against the company.
- Publishing the Policies and Procedures at a public URL, extending the refund and buyback policy to non-US markets or publishing the local equivalents, and rebalancing commissionable volume so that physical product carries a comparable ratio to subscriptions.
- A published Retail and Preferred Customer to Brand Ambassador ratio - the single most persuasive number a direct seller can publish - together with confirmation, dated, that the company has been removed from the Ecuadorian register, and clean nulls from the Colombian, Peruvian, Mexican, Thai and Indian regulators this research could not reach.
Downward
- Introduction of any token, staking product, pooled fund, funded-account or copy-trading facility. This is the single change that would collapse the securities score from its ceiling, and a metaverse advisor was appointed in 2022, so the direction was at least contemplated.
- A second national regulator warning-list entry, particularly in Colombia, Peru or Mexico where the field is concentrated; any FTC, SEC, CFTC or state attorney general action in the United States; or an Ecuadorian prosecution naming the company rather than its promoters.
- Continued flat revenue through 2026 and 2027 alongside a disclosure showing the zero-earner share rising further, or retrieval of Policies and Procedures showing a long non-compete, company ownership of customer records or a broad post-termination non-solicit.
Grade is D at 4.18. Real products across four working verticals, a published median of $0.00, and an average earning that sits below the cost of qualifying to receive it.
Several things here are better than the category and they go first because they are real. The company publishes an income disclosure on a public URL, unprompted, with a median next to the average - and the median is zero, which means it is voluntarily handing readers the number that damns it. The whole compensation plan sits ungated in numbered versions in two languages, which is why this report can quote exact thresholds rather than field hearsay. The buyback is 90% within twelve months, the statutory benchmark, and opened product is refunded at 100% on a first purchase. Subscriptions cancel self-service with no retention gauntlet. The two-leg qualification counts customers, not just recruits. There is no token, no pool, no managed account and no promised return anywhere in the stack, which is why securities exposure scores at the ceiling. And the products are not vapor: the AI software is genuine SaaS priced at parity with a seven-tool open-market stack, the forex curriculum comes from a third-party education vendor established in 1994, the smartwatch is a real device, and the company discloses in terms that it is a reseller rather than the source.
The economics is where it comes apart, and every figure is the company’s own. The advertised entry is $39.99 a year; the real floor is about $1,720, because staying Active requires 60 BV of product every month and the cheapest clean route to 60 BV is a $139.99 monthly subscription. Against that, the published average annual earning is $1,286.03 - roughly $394 short of the cost of staying eligible to earn it - and the median is $0.00 in every one of the four periods ever disclosed. Some 76.1% of active Brand Ambassadors received nothing at all over 2022 and 2023, and the denominator is people already paying monthly, so the true all-joiner figure is higher and unpublished. The structure explains the outcome. The 20% Initial Welcome Bonus, the biggest single percentage in the plan, fires only on enrollment and upgrade orders. The lifetime 10/15/20% commission rate is bought with a kit at 185, 300 or 500 BV. Commissionable volume per dollar varies 4.8 times across the same catalog, systematically favouring subscriptions and kits over physical product. A non-Builder loses all pay-leg volume every fortnight. And the global definition of Active, in the company’s own words, is "buys 60 BV" - not sells.
The legal file has to be read at its exact stage and it is thinner than the reputation. There is no conviction anywhere, no criminal proceeding, no arrest, no indictment, no SEC, FTC or CFTC action against the company, no state attorney general matter, no cease-and-desist, no consent order and no class action located, in seven years across more than 80 countries. What exists is Ecuadorian: an administrative warning-list entry by the Superintendencia de Bancos in April 2022 - a listing, not a court order and not a fraud finding - and a September 2022 naval inquiry into the force’s own personnel who were promoting the business, with a stated referral to the financial intelligence unit. A referral is a referral. Officers were sanctioned; the company was not. What drew that attention was field income claims of $2,500 to $9,800 a fortnight, about fifty times the company’s own published average, alongside the founders’ own record: a co-founder whose prior flagship defaulted on $182 million and was foreclosed at roughly eight cents on the dollar, and who sat on the board of a forex direct seller the CFTC fined $150,000 in 2018 - a penalty against that firm, not against him. The watchlist filed this as a serial-founder risk and it was right. It simply looked in the second-sharpest place.
Do the $1,286.03 against $1,679.88 sum before anything else
Both numbers are published by the company. The average annual earning is below the cheapest annual cost of staying eligible to earn it, and the median is zero. The question is not whether somebody can win - a Diamond makes real money and the plan can genuinely produce one. The question is what specific reason you have to believe you are not the median. Write it down. If the answer is your sponsor’s enthusiasm, that is not a reason.
Buy the products you actually want, without the position
If you want forex education, TradingView’s free tier plus the free BabyPips curriculum plus a broker demo account costs nothing, and TradingView Essential at $155.40 a year does the charting that the $3,000-a-year subscription is wrapped around. If you want travel, Booking.com, Expedia and Kayak give away the booking access the $1,679.88 subscription sells. If you want the AI marketing stack, that one is genuinely at parity - and you can buy it as a customer without the kit, the kit-bought commission rate or the monthly volume floor.
Get the Policies and Procedures in your hand before you sign anything
They are not published at any public URL that serves text, and they are where the non-compete, the non-solicit, the customer-ownership rule, the advertising rules and the position-transfer rules live. Ask your sponsor to send you the PDF. If a document governing everything you are about to build cannot be produced on request, that is the answer to a different question.
If you sell travel, forex education or marketing tools, sell them as a merchant
All three categories have genuine demand, real search intent and honest affiliate or agency routes that do not require a $1,069 kit, a 60 BV monthly floor, a fortnightly volume flush or a downline. A host-agency or independent-advisor route sells the same trips. An honest, sourced comparison site on trading tools earns from products people would buy anyway. Neither costs you $1,720 a year for the right to be paid.
Nine dimensions, weighted
Dimension profile
Further from center is better. Hover any point.
Hard caps that bind here
The lowest binding cap wins, regardless of the weighted arithmetic.
What we read
Every source below links to the document itself. Tier 1 is a primary record - the company’s own plan, policy or disclosure, a court filing, a regulator’s decision or an SEC filing. Tier 2 is a self-regulatory or secondary regulator record, tier 3 reporting or academic work, tier 4 an open-market price comparison. Where a document can be moved or withdrawn, an archived copy is linked beside it. If a link is dead when you try it, that is a correction we want.
- ByDzyne Income Disclosure Statement - the company's own IDS page, with the USA and Global definitions of "Active" printed side by side
ByDzyne income disclosure and disclaimer page, bydzyne.com/legal/income-disclaimer.aspx - 76.1% of active Brand Ambassadors receiving no commissions, bonuses or overrides for 1 January 2022 – 31 December 2023, median $0.00, average $1,286.03, and both the US and global definitions of "Active" printed side by side
Not established by this document: bydzyne.com/ids has since been updated to the 1 January 2022 – 31 December 2024 edition (13,906 BAs or 78.73% with no commissions; median $0.00; average $1,756.21). The $1,286.03 / 76.1% figures the report quotes are the superseded 2022–2023 edition and are cited from the archived company page and the verbatim footnote above. Direct retrieval of bydzyne.com/legal/income-disclaimer.aspx failed on a TLS hostname mismatch at the session proxy.
- ByDzyne Income Disclosure page, 1 January 2022 – 31 December 2023 edition (archived copy of bydzyne.com/legal/income-disclaimer.aspx) - 18,963 active Brand Ambassadors or 76.1% receiving no commissions, bonuses or overrides; median $0.00; average $1,286.03
- ByDzyne income-disclosure footnote reproduced verbatim in a trade announcement - "76.1% of such BAs… median $0.00… average $1,286.03" for 01/01/2022–12/31/2023
- ByDzyne Financial Rewards Program, Global Plan V3.06 (PDF) - Retail Bonus, Infinity Welcome Bonus, Team Volume Commission, Infinity Matching Bonus, the 3% Global Pool Bank with its 26-consecutive-pay-cycle release and reset, the 50%-per-cycle flush and six-cycle total forfeiture
ByDzyne Financial Rewards Program PDFs, versions 3.01, 3.07, 3.09 and 4.03 plus the global plan, on the company’s open storage bucket - the 10/15/20% Team Volume Commission thresholds at 185/300/500 BV, the fifteen-rank ladder with pay-leg volumes, the per-cycle caps, the fortnightly flush and six-cycle forfeiture rules, the Initial Welcome Bonus at 20/2/2/1%, the Infinity Matching Bonus generational table, the 3% Global Pool Bank with its 26-cycle release, the worked $42.60/$31.95 retail example, and the earlier disclosures at 72.13% zero with median $0.00 and average $540.05, and 77.12% zero with median $0.00 and average $688.90
Not established by this document: The specific version stamps the report cites (3.01, 3.07, 3.09, 4.03) are not the four editions currently served from the storage buckets; V3.06, V4.17, V4.20 and the undated USA summary are what the buckets return. The 185/300/500 BV thresholds, the worked $42.60/$31.95 retail example and the earlier disclosures at 72.13%/$540.05 and 77.12%/$688.90 did not appear in the retrievable text of these four files.
- ByDzyne Financial Rewards Program summary, USA plan (PDF) - the 10%/20% TVC levels, the fifteen-rank ladder with pay-leg BV and per-cycle TVC caps, the Infinity Matching Bonus generational table and the BD Wallet loading on the 10th and 25th
- ByDzyne Financial Rewards Program (Compensation Plan), Global Plan V4.17 (PDF)
- ByDzyne Financial Rewards Program (Compensation Plan), USA Plan V4.20 (PDF)
- ByDzyne, Inc. Refund Policy - "THE REFUND POLICY IS NOT APPLICABLE TO ORDERS SHIPPED OUTSIDE OF USA…", the 90% / twelve-month distributor buyback and its exclusions, the thirty-day tangible-goods window, the US$20 administrative fee for a missing RMA# and the commission deduction from the buyback amount
ByDzyne refund policy, bydzyne.com/legal/refund-policy.aspx - retrieved in full: the "NOT APPLICABLE TO ORDERS SHIPPED OUTSIDE OF USA" opening, the 90%/12-month distributor buyback with its exclusions, the 100% opened-product clause, the "thirty (30) 14 days" digital window, the definition of "activated", the $20 administrative fee and the commission-clawback reservation
Not established by this document: The "thirty (30) 14 days" typographic artifact and the 100% opened-product clause the report quotes are not present in the currently served refund policy, which has been rewritten; the retrieved version states thirty days for unopened tangible goods and seven days for unactivated digital products.
- ByDzyne Premier ECO Subscription Terms & Conditions (PDF) - the seven-day digital-product refund window, the rule that activated digital products are non-refundable, and the chargeback waiver
- ByDzyne Opportunity page - promotion rules, the 535 BV Pro Kit threshold and the company's reservation of the right to disqualify, hold, cancel or refund orders
ByDzyne product and opportunity pages, 2026 - bddreamvacations, sma, vitera.aspx, beauty, mpgcaps, brand pages and opportunity.aspx: the $139.99 and $269.99 travel tiers at exactly 60 and 120 BV, the $340 Vitera Aqua at 36 BV, the $396 Quantumé four-pack, the $369 and $1,069 kits at 185 and 535 BV, the $39.99 annual fee at zero BV, and the 78.73% zero-earner figure for 2022–2024
Not established by this document: The individual product pages named in the report (bddreamvacations, vitera.aspx, beauty, mpgcaps) did not surface in search or retrieval, so the $139.99/$269.99 travel tiers at 60/120 BV, the $340 Vitera Aqua at 36 BV, the $396 Quantumé four-pack and the $39.99 annual fee at zero BV are not independently linked here.
- ByDzyne BD Business page - the $369 (185 BV) and $1,069 (535 BV) kits, the $700 and $4,000 upgrade paths and the TVC/GPB promotional mechanics tied to them
- ByDzyne User Guide page - enrollment cycle and upgrade rules governing kit purchases
- ByDzyne Smart Market Academy product page - the full SMA/MTI product disclaimer, including "SMA and MTI are not Commodity Trading Advisors or financial or legal advisors OF ANY KIND", the leverage and total-loss risk warning and the no-guarantee statements
Smart Market Academy terms and conditions PDF on the company’s storage bucket - the explicit reseller disclosure, the "not Commodity Trading Advisors or financial or legal advisors of ANY KIND" clause, four separate no-guarantee statements and the full margin-trading risk warning
Not established by this document: No standalone "Smart Market Academy Terms and Conditions" PDF was located on the storage bucket; the OMA (Online Marketing Academy) terms are the only sibling product T&C retrievable, and the SMA disclaimer text the report quotes is served on the SMA product page itself.
- ByDzyne OMA Terms & Conditions (PDF) - the explicit third-party reseller disclosure ("conceived by Royaltie… contracted with ByDzyne on a principal basis") and §14 Refund Policy for digital products
- Listado de entidades NO autorizadas por la Superintendencia de Bancos para realizar actividades financieras - the live Ecuadorian register on which ByDzyne was placed
Ecuadorian press reporting, 2022 - dialoguemos.ec on the Superintendencia de Bancos adding the company to its register of entities not authorized to conduct money-taking activities on or about 28 April 2022; elcomercio.com and primicias.ec on the September 2022 naval inquiry, the force-wide circular, the stated UAFE referral, joining amounts of $1,220–$5,445 and field claims of $2,500–$9,800 per fortnight; further primicias.ec reporting on the subsequent sanctioning of naval officers rather than of the company
Not established by this document: The dialoguemos.ec and elcomercio.com articles the report names did not surface; the 28 April 2022 listing is instead corroborated by La Hora and by the Superintendencia's own live register, and the naval material by Primicias.
- "Superintendencia de Bancos detecta tres nuevas captadoras ilegales" - the 28 April 2022 alert naming Entidad Financiera de Guayaquil, Bydzyne and Ipanema Supply
- "Armada del Ecuador alerta sobre nueva captadora ilegal de dinero" - the 31 August 2022 force-wide circular from Commander John Merlo
- "Armada pedirá a la UAFE que investigue inversiones en ByDzyne" - the naval inquiry, the stated UAFE referral and the reported joining amounts of USD 1,220–5,445 and field claims of USD 2,557–9,800 per fortnight
- "Oficiales de la Armada, sancionados por captación ilegal de dinero" - four subaltern officers sanctioned with one to five days' arrest; no complaint filed against the company
- "ByDzyne Review: A $428 smartwatch. Really?" - BehindMLM, naming the six co-founders and their prior ventures and setting out the 2019 compensation plan
BehindMLM review of ByDzyne (2019) - independent industry criticism, not a finding: the founders’ prior ventures, the co-founder’s board appointment at a forex direct seller and that firm’s $150,000 CFTC penalty in 2018, the 2019 compensation-plan thresholds of 600 and 1,250 BV, the original $428 smartwatch price and the $450,000-a-month field income claim the founding brand ambassadors arrived carrying
Not established by this document: The 2019 review records the founders' World Global Network history and the $450,000-a-month field income claim, but does not mention a co-founder board appointment at a forex direct seller or that firm's $150,000 CFTC penalty in 2018; that element is unsourced here.
- "ByDzyne Review v2: Retail viability still a problem" - BehindMLM's 2026 revisit, with the current fifteen-rank ladder and per-cycle TVC caps
- "Utah-based MonaVie faces foreclosure after spectacular rise and fall" - default on the $182 million TSG-MV note; Henry Marsh named among the retiring founders
Public record on the co-founder’s prior nutrition venture - the May 2014 default on a $182 million loan and the March 2015 purchase of the note for $15 million with assets taken through foreclosure, roughly eight cents on the dollar; recorded here as an insolvency event, not as a finding of wrongdoing
Not established by this document: The prior venture is MonaVie, Inc., co-founded by ByDzyne co-founder Henry Marsh. The note was executed in November 2010 and the default was disclosed to shareholders in May 2015 (the note was purchased by a Jeunesse-related entity in March 2015); the report's "May 2014 default" date is not supported by these filings. The underlying ESOP litigation docket in the District of Utah was not retrieved.
- "Utah's MonaVie, which once touted $1B in annual sales, now foreclosed on for $15M" - the March 2015 purchase of the $182 million note for $15 million and the collapse timeline
- "Top Income Earners Nat And Chanida Puranaputra Start New Company" - the April 2019 ByDzyne launch announcement placed on a trade publication that sells promotional placement
businessforhome.org company profile and announcements - the revenue estimate series ($9m, $18m, $34m, then flat at roughly $35m for 2022 through 2025), the claimed 57% payout with an undefined denominator, the March 2022 metaverse advisor appointment, the December 2022 India appointment and the February 2026 pay-to-enter award; a trade publication that sells promotional placement to the companies it profiles, so treated as marketing rather than assessment
Not established by this document: The businessforhome company-profile page carrying the $9m / $18m / $34m / ~$35m revenue-estimate series, the claimed 57% payout, the March 2022 metaverse advisor appointment, the December 2022 India appointment and the February 2026 award did not surface as a distinct URL; only the dated announcement articles are linked.
- "ByDzyne Launches With Industry Veteran, Sophia Wong, President & Co-Founder" - the six named co-founders
What we could not get
- The Policies and Procedures - the full distributor agreement. No public company URL served it, the fragmentary policies page returned no substantive text, and the third-party document host served a JavaScript challenge instead of the document. Non-compete, non-solicit, customer ownership on exit, paid-advertising rules, trademark bidding, lead buying, cross-recruiting, genealogy access and position transfer are all unreviewed. This is the single largest gap in the file, and it is a could-not-retrieve rather than a does-not-exist.
- The BD Wallet withdrawal terms. Commissions are loaded into an internal wallet on the 10th and 25th of each month, and the withdrawal fees, minimum thresholds and any dormancy or forfeiture rules sit behind the back-office login and could not be retrieved. If a later check finds fees or forfeiture on inactivity, that is a terms issue.
- Trustpilot. A profile exists for the company, but both the .com and the Australian mirror returned HTTP 403 to retrieval, so the rating and review count could not be captured and no consumer-sentiment figure is asserted here. A trade publication separately advertises "50 customer reviews, 5/5 stars" on its own on-site widget - that is a promotional metric on a page the company can influence, not an independent rating.
- The current Ecuadorian warning list. The Superintendencia de Bancos page returned a DNS resolution failure, so whether the company remains on the register today is unknown. The April 2022 listing is established from contemporaneous Ecuadorian press, not from the live register.
- The Colombian, Peruvian, Mexican, Thai and Indian regulators were not reached - the research session exhausted its search budget before them. These are flagged as unchecked, not as clean, and they matter more than the ones that were checked: the company has a Bogotá office, Peruvian and Mexican field activity, its corporate office in Thailand and a Bengaluru entity. The Philippine SEC advisories search returned HTTP 403 and is likewise unchecked.
- There is no per-rank income table anywhere, and this one is a genuine absence rather than a retrieval failure. All five official plan PDFs, the income-disclaimer page, the opportunity page and a 404-returning income-disclosure URL were searched. Nothing shows what a Builder, a Director, a Diamond or a President typically earns. No Brand Ambassador headcount, no active-BA headcount and no rank counts are published either, so the disclosure percentages cannot be converted into people, and no Retail or Preferred Customer to Brand Ambassador ratio exists.
- Audited financial statements do not exist publicly - a Wyoming non-filer with no SEC filings - so every revenue figure used here is a trade-publication estimate and is labeled as one. The company’s claimed 57% payout has an undefined denominator; the reconstruction here suggests it must be a percentage of commissionable volume rather than of revenue, and it should not be repeated as 57 cents in every dollar.
- Several product-side details: current prices and BV for the beauty line, whether the CBD and supplement legacy brands are still orderable, the BV values of the $599, $1,299 and $5,000 kits, the dollar prices of the fuel-additive pack tiers, whether the 2019-era travel vouchers still attach to kits, whether the 2019 "Strong Leg Commission" survives in the current plan, event and convention pricing, the co-founder’s current status at the company, and whether country-specific refund policies exist outside the United States.
Not advice
This is independent analysis for decision-making, not legal, financial or investment advice. Allegations reported by third parties should be verified against primary court and regulatory records before any decision.
Researched by Claude. Reviewed by an editor.
Every report is researched and written by Claude, Anthropic’s AI assistant, from the company’s own plan documents, policies, terms and regulatory file - then reviewed before publication by Rob Fore, who checks the sources and the stage-label on every allegation.
- Nine weighted dimensions, published with their weights
- The editor checks the evidence and cannot change the number - the build rejects any page whose grade does not reconcile to its own arithmetic
- Every affiliate position we hold is disclosed on the report it touches
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ByDzyne - frequently asked
QIs ByDzyne a pyramid scheme?
QHow much do ByDzyne Brand Ambassadors actually earn?
QHow much does it cost to join ByDzyne?
QWhat happened in Ecuador, and what does it actually mean?
QIs the ByDzyne forex product an investment or a security?
Author, editor and publisher
This report was researched and written by Claude, Anthropic’s AI assistant, working from primary documents - ByDzyne’s own compensation plan, its policies and procedures, its terms of service, its income disclosure statement where one exists, and its regulatory and self-regulatory file. It was scored against nine weighted dimensions that are published in full, with their weights, on the methodology page.
Before publication it was reviewed by Rob Fore, who checks every source link, every figure against the document it came from, and every allegation against its stage-label - an investigation is not a finding, a warning letter is not an enforcement action, and a filed claim is not a verdict.
The editor does not set the grade. The published score is the weighted composite of the nine dimension scores, and the build refuses to emit a page where the two disagree by more than 0.06. A grade moves when the evidence moves it and not otherwise.
Rob Fore has marketed online since 1996, wrote Online MLM Marketing (2014), and is CEO of Listech Inc, the Nevada corporation that publishes this site. He holds affiliate positions in companies graded here - including LiveGood, which this site grades D, SendOutCards, which it grades C−, and the Home Business Academy, which it grades B−. Those positions are disclosed on the reports they touch, and changed nothing on this page.
About the author and our conflicts · Contact the editor · Corrections: corrections@opportunitygrade.com
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Corrections
Every factual claim on this page is sourced, and the ones we could not stand up are named in the unable to verify list above. If something here is wrong, we want to know, and we would rather hear it from ByDzyne than from a reader.
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