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Multi-vertical MLM - travel, forex education, AI software, wellness technology, beauty · Binary plus unilevel

ByDzyne, Inc.

Seven product verticals, one binary plan, and an income disclosure the company publishes itself: a median of $0.00 in every edition this review found, against $1,679.88 a year to stay eligible on its 60 BV travel subscription.

Reviewed August 1, 2026 Founded Founded 2019 · seventh anniversary marked in May 2026 · seven product verticals launched and partly retired since Confidence: Medium-High
DGRADE
4.3/10
Weighted composite

REAL PRODUCTS, ZERO MEDIAN

In each of the four one-year windows found in its disclosures, the company’s average active Brand Ambassador received between $480.75 and $688.90 - less than half the $1,679.88 a year its 60 BV travel subscription costs.

The question you came with

Can you actually make money with ByDzyne?

NO No - not on the numbers this company publishes

No. The company publishes the number that settles it, and publishing it is genuinely to its credit: the median earning is $0.00, and it has been $0.00 in every one of the seven editions this review found, from July 2020 to June 2021 through 2022 to 2024. Not a small number. Zero, seven times running, while the zero-earner rate sat between 72.13% and 80.23%.

Then the arithmetic that decides this one. The travel subscription built at exactly the 60 BV Active floor costs $139.99 a month, $1,679.88 a year. In the four one-year windows the company has disclosed, the average active Brand Ambassador received between $480.75 and $688.90. The average - the figure lifted by the top of the tree, not the middle of it - sits at least $990.98 below the cost of staying eligible to receive it (our arithmetic), before the annual fee, before a kit and before a dollar of advertising.

The plan pays a 20% Initial Welcome Bonus on first orders and upgrade orders only, never on a reorder and never on a customer repeat purchase, at the same rate as its top binary commission. And in the Global plan your commission rate is bought rather than earned: the 10% and 20% tiers unlock at 100 BV and 500 BV of products bought on enrollment, and the $1,069 kit carries 535 BV. Buy the larger kit once and the top rate is set for life.

What is good here is worth naming. There is no token, no staking and no pooled fund, and nobody hands the company capital against a promised return. The full compensation plan sits ungated on a public bucket, in USA and Global editions. Unopened stock bought in the previous twelve months is repurchased at 90%, less commissions already paid on it, and the subscription cancels in the back office with no phone call and no retention script.

What it costs to be in
$39.99/yr headline · ~$1,720/yr real floor

the advertised price is a $39.99 annual access fee; the travel subscription built at exactly the 60 BV needed to stay commission-eligible is $139.99/month, $1,679.88 a year, plus a kit if you want a workable commission rate

What would have to change
  • A median that is not zero. Seven disclosure editions and seven medians of $0.00 is not a bad year, it is the shape of the plan, and no amount of averaging fixes what the middle of the distribution shows.
  • An enrollment bonus that does not outpay a reorder. While 20% of a newcomer’s first order goes straight to the sponsor and a reorder pays only through the binary, the plan is pricing recruitment above consumption whatever the marketing says it rewards.
  • A commission rate that cannot be purchased. Lifetime tiers unlocked by the volume bought on enrollment, with a $1,069 kit that clears the top threshold in one order, is purchase-to-qualify with the label filed off.
  • A refund policy that covers the countries it sells in. The published policy states in capitals that it does not apply outside the USA, in a company that publishes a separate Global compensation plan for its markets outside the USA.

That call is computed, not chosen - the rule reads three of the nine published dimension scores and is printed on the methodology page. It describes this company's plan and the figures it publishes about the people already in it. It is not a prediction about you, and nothing on this site is advice.

$0.00
Median earning
in all seven editions of the company’s disclosure found, 2020 to 2024
78.73%
Active Brand Ambassadors who earned nothing
company’s own disclosure, 1 Jan 2022 to 31 Dec 2024
$1,679.88
A year on the 60 BV travel subscription
against one-year published averages of $480.75 to $688.90
4.8x
Spread in rank-progress per dollar between verticals
at retail: 0.106 BV/$ on a $340 device, 0.510 BV/$ on a $588 subscription

Legal status

LEGAL - no court, regulator or agency anywhere has found ByDzyne to be a pyramid scheme, and no criminal proceeding, conviction, SEC action, FTC action, CFTC action, state attorney general action, cease-and-desist, consent order or class action naming ByDzyne could be located since its 2019 launch. ByDzyne is not on Ecuador’s Superintendencia de Bancos register of entities not authorized to operate: the register as served on 28 October 2026 has no ByDzyne entry, while its 2022 list still carries other entities. It was on that register by April 2022, as Primicias reported - an administrative warning-list entry, not a judicial finding, not a prosecution and not a finding of fraud - and the company’s local manager told the same outlet in September 2022 that a Superintendencia resolution had taken it off the list. Primicias also reported that the commander of Ecuador’s navy sent a force-wide warning on 31 August 2022 that it linked to ByDzyne, and that the navy opened an internal inquiry into serving personnel promoting the business and would ask the UAFE financial intelligence unit to review the money - a stated referral, not a charge. In December 2022 it reported four junior officers sanctioned, in a naval report that did not name the company. No Ecuadorian prosecution of ByDzyne was located.

Confidence: Medium-High

Primary sources fetched directly where possible. Everything we could not verify is listed at the bottom of this page by name.

What this actually is

Follow the money

A Wyoming-registered direct-selling company, founded in 2019, that sells across seven verticals at once - a travel-booking subscription, a resold forex-education subscription, AI marketing software, wellness-technology devices, personalized skincare, a smartwatch and a fuel additive, plus a hybrid e-commerce marketplace - through independent Brand Ambassadors on a binary compensation plan with unilevel bonuses layered on top.

Lead with what is real, because several things here are genuinely better than the category baseline. The company publishes an income disclosure on a public URL, unprompted, and it publishes a median alongside the average - and the median is $0.00, which means it is voluntarily handing readers the number that damns it. The full compensation plan sits on an open storage bucket in numbered versions, in separate USA and Global editions, with no login and no "ask your sponsor", which is why the figures in this report are exact rather than field hearsay. The distributor buyback is 90% within twelve months, less commissions already paid, published without a login. Subscriptions cancel self-service with no retention process. The Global plan’s two-leg qualification can be satisfied by Retail or Preferred Customers rather than only by recruits. There is no token, no coin, no staking, no pooled fund and no managed account anywhere in the stack. And the forex product is honestly labeled: its page names the third-party vendor and carries no-guarantee statements plus a full margin-trading risk warning.

Then the economics, all of it from the company’s own documents. The advertised entry is $39.99 a year. The real floor is about $1,720, because staying "Active" - the precondition for earning anything from the binary and for not having your accumulated volume destroyed - requires 60 BV of product every month, and the travel subscription built at exactly 60 BV costs $139.99 a month, $1,679.88 a year. Set that against the company’s one-year averages of $480.75 to $688.90 and the average participant is at least $990.98 down before the annual fee, before any kit, before events and before advertising (our arithmetic). The median is worse and is not an estimate: $0.00, in every edition this review found. And the denominator is active Brand Ambassadors, people meeting the monthly volume requirement, so everyone who joined and lapsed is excluded from the 78.73% zero-earner figure entirely.

The structural feature a prospective participant should understand before anything else is that commissionable volume is not a fixed fraction of price. At retail prices it varies by nearly five to one across the same catalog. A $340 wellness device generates 36 BV - 0.106 BV per dollar, or 0.47 at its $76 Brand Ambassador price (our arithmetic). A $588 annual software subscription generates 300 BV - 0.510 BV per dollar. To reach the 1,250 BV weaker-leg volume the Director rank requires, a leg buying the device at retail must spend $11,800; a leg buying the software subscription must spend $2,451. Same rank, $9,349 apart at retail; at the device’s $76 Brand Ambassador price the same 1,250 BV costs about $2,639 (our arithmetic). The two travel tiers land exactly on the two qualification thresholds - 60 BV and 120 BV - which is not a coincidence but a subscription built to match the Active floors exactly. A participant optimizing for rank buys kits and digital subscriptions; a participant optimizing for a customer’s benefit sells physical product; and the plan pays for the first.

Where a $1,069 enrollment kit goes

Our arithmetic from ByDzyne’s own figures: the $1,069 kit carries 535 BV, and both current plans pay the personal sponsor a 20% Initial Welcome Bonus on the BV of a first order. How the rest of the BV divides between binary commission, matching, the Global Pool Bank and volume that is flushed or capped is not published; the plans cap total commissions at 100% of BV in a pay cycle. Shares are rounded.

10% 40% 50%
Initial Welcome Bonus to the sponsor - 20% of 535 BV, $107 (about 10%)Rest of the 535 BV - binary commission, matching, pool, or flushed and capped volume; split not published (about 40%)Price above the BV - not commissionable, kept by the company (about 50%)
ProductPricePays
Annual access fee (Preferred Customer or Brand Ambassador)
The advertised price of entry. It generates no commissionable volume and pays nobody anything: pure company revenue. It is also non-refundable under the published policy.
$39.99
annual
none - 0 BV
Enrollment kit - entry and upper tiers
Carry 185 BV and 535 BV. In the Global plan 100 BV bought on enrollment sets the 10% lifetime Team Volume Commission rate and 500 BV sets 20%, so the $1,069 kit clears the top threshold in one order. Its Initial Welcome Bonus pays the personal sponsor $107, 20% of 535 BV, when the pay cycle locks. Founder status takes an enrollment or upgrade order of 2,500 BV or more, limited to 500 per country, which a company promotion prices at $5,069 (2,535 BV).
$369 / $1,069
one-time
20% of BV to the sponsor
BD Dream Vacations - Economy Class
60 BV - exactly the Active floor for every rank up to 3-Star Director. $139.99 is the Brand Ambassador price ($159.99 retail), $1,679.88 a year. Access to book trips; the trips themselves are paid for separately at market rate.
$139.99/month
monthly subscription
up to $12.00/mo binary
BD Dream Vacations - Business Class
120 BV - exactly the Active floor for the Diamond, President and Crown zones. $3,239.88 a year, and mandatory in practice for anyone holding a rank above 3-Star Director.
$269.99/month
monthly subscription
up to $24.00/mo binary
Smart Market Academy Basic - forex education
$199 a month or $1,500 a year at the Brand Ambassador price. Courses, mentorship, analyst access and a charting platform with a virtual demo account, resold from a long-established third-party education vendor. 100 BV monthly, which clears the 60 BV floor. Non-refundable the moment the buyer logs in once.
$250/mo or $2,143/yr
subscription
$51 retail margin / 20% IWB
OMA Pro - AI marketing software
70 BV at $129 a month to a Brand Ambassador, which clears the 60 BV floor; the page data marks the monthly plan as not orderable, and the $1,800 annual plan carries 840 BV. White-labeled from a third-party AI-marketing platform vendor. This is the vertical priced closest to the open market, and the report says so.
$150/mo or $1,800/yr
subscription
14% retail margin
Vitera Aqua - hydration device
Marketed on mineral elements and magnetic interaction said to improve how the body uses water. 36 BV - 0.106 BV per retail dollar ($76 to a Brand Ambassador), and below the 60 BV monthly floor, so it does not even keep the buyer Active. The page data marks it as not orderable.
$340
one-time
$7.20 max binary
Quantumé No. 1 Sleep - 4-pack
120 BV, $260 to a Brand Ambassador. Marketed on "frequency technology". The 2-pack carries exactly 60 BV for $130 to a Brand Ambassador ($198 retail), so a physical product can hold the Active floor for about the price of the travel subscription.
$396
one-time
$136 retail margin
Background check

Who runs it, and what they ran before

Na
Nat and Chanida Puranaputra
Chairman and Chairwoman · Co-founders (Chanida Puranaputra is identified as CEO on a trade-publication profile)

A husband-and-wife pair who arrived as top-tier field earners rather than as operators. They built in earlier direct sellers that their launch announcement does not name. They left the last of them and launched this company in April and May 2019; their April 2019 announcement says: "Last year, the writing on the wall became apparent." That is a distributor departure and nothing more - no finding of any kind against either of them, in any jurisdiction. What is worth recording is the shape: a top downline lifted out of an opportunity somebody else owned and re-planted in one they own themselves. Their own April 2019 launch announcement traded on the titles "Top Income Earners", "Leaders of the Year" and "#2 Global Direct Sales Earners" while naming none of the companies where those titles were earned. Withholding the names of your own prior ventures in your own launch release is a disclosure choice, and it is recorded as one.

SW
Sophia Wong
President and Co-founder

Co-founded a California nutritional-supplement direct seller in 2008, which remains a going concern with no regulatory finding located against it; her departure date from it could not be established. The material problem is elsewhere. Her launch biography claims she founded or co-founded a business described as "one of the largest digital media companies in the world", identified in the release only as PMC.com. No public record connects her to the large US digital media group that carries those initials, or to any comparably sized company. This report does not assert that the claim is false - it asserts that it could not be verified at all, against any source, and that a headline biographical claim on a named principal which cannot be corroborated is itself a finding. The accompanying claims of "over 22 years" of entrepreneurship and a 1996 entry into the industry are likewise unsourced beyond the company’s own press release.

HM
Henry Marsh
Co-founder, 2019 launch team · current involvement unconfirmed

A four-time US Olympic steeplechaser turned direct-selling executive, and the heaviest single entry in the founder file. He was a founder of a large nutrition MLM that collapsed: it defaulted on a $182 million note, in March 2015 the note was bought for $15 million and the assets were taken through foreclosure - roughly eight cents on the dollar (our arithmetic), a crash The Salt Lake Tribune said would wipe out all shareholder value. A debt default and a foreclosure sale are insolvency events, not findings of wrongdoing, and this report does not treat them as findings. He appears in the 2019 launch materials and does not appear in 2026 leadership references; whether he departed, and when, could not be established.

Gn
Governance note
What the founder file does and does not contain

It is not a fraud file, and the report says so in terms. No criminal proceeding, no conviction, no arrest, no indictment, no SEC, FTC or CFTC action, no state attorney general matter and no regulator finding of fraud exists against any ByDzyne principal, anywhere, in any of the sources reviewed. Seven years of operation with a clean formal record on every principal is materially better than a great deal of this category and it goes on the record first. What remains is a pattern rather than a proceeding: a collapsed prior flagship, an unverifiable headline biography on the President, launch releases that decline to name the prior companies, and a downline transplanted wholesale from someone else’s opportunity into a founder-owned one. Two further principals - a "MetaVerse Development Advisor" appointed in March 2022, from which nothing shipped, and a Managing Director for India appointed in December 2022 - have prior records this research could not verify either way.

Registered address

Evanston, Wyoming, USA (address on its plan documents)
Read the Wyoming registration for what it is. Wyoming does not require public disclosure of shareholders, levies no corporate income tax and permits nominee officers. This is entirely legal and entirely common, and it is also why no audited accounts, no filed financial statements and no verified ownership percentages exist anywhere in the public record. No company revenue figure was found. The income disclosure does give headcounts: 13,906 active Brand Ambassadors received nothing over 2022 to 2024, and the plan documents print the number of active Brand Ambassadors paid at each rank.

Compensation plan

What has to be true for you to get paid

To coverYou need
Hold a position for one year on the travel subscription route $2,088.87
$39.99 annual fee + $369 entry kit + $139.99/month travel subscription × 12
Cover that from retail margin alone, with no downline ~$8,355 of retail sales
$2,088.87 ÷ 0.25, at the 25% margin in the USA plan’s own retail example (our arithmetic)
Break even as a serious builder in year one $5,388.87
$1,069 kit + fee + travel at $1,679.88 + the annual trading subscription at its $1,500 Brand Ambassador price + one event, assumed at $500 + $600 of ads
Earn that $5,388.87 back from the binary at the top 20% rate ~76 retained subscribers, 38 per leg
about 2,245 BV a month on the weaker leg - or about 51 personal $1,069 kit enrollments at a $107 Initial Welcome Bonus each, about one a week, sustained

Read this twice

Every figure here is built from ByDzyne’s own published prices, its own BV values, its own percentages and its own caps. The headline entry price is $39.99 a year and it is technically true. It is not the number that decides anything, because three published rules sit behind it. First, in the Global plan the lifetime Team Volume Commission rate is set by what you buy on enrollment - 100 BV for 10%, 500 BV for 20% - and the $1,069 kit carries 535 BV, so a participant who wants the top rate for life buys it once, on the way in. Second, "Active" requires 60 BV of product every month, or 120 BV in the Diamond, President and Crown zones. The travel subscription is built at exactly 60 BV for $139.99 a month; a two-pack of patches reaches it for $130 at the Brand Ambassador price, and a single wellness device at 36 BV does not reach it at all. Third, and harshest, a participant who is not a Builder - meaning one personally enrolled member on the left and one on the right, each with a single order of at least 100 BV - has their entire pay-leg volume flushed at the end of every biweekly pay cycle. Someone who joins, buys a kit and sponsors nobody accumulates nothing, permanently. Miss six consecutive cycles and everything goes, including volume the downline built. So the honest floor is roughly $1,720 a year, not $39.99, and the arithmetic that follows is the one to sit with: in each one-year window found in the company’s disclosures, the average active Brand Ambassador received between $480.75 and $688.90, at least $990.98 below the $1,679.88 the travel subscription costs (our arithmetic). The median is $0.00. Two caveats that cut the company’s way and belong here. Under the USA plan a participant can meet the 60 BV by selling to customers rather than buying, so one with a real customer base is not spending that money at all; and in the Global plan the two-leg "Qualified" requirement can be satisfied by Retail or Preferred Customers rather than by recruits. Neither is required: the USA plan lets a Brand Ambassador stay Active by buying 60 BV, and the company’s global definition of Active is "a BA who buys a minimum of 60 BV worth of products every month."

Run your own numbers

Drag the sliders. Nothing here is stored or sent.

-
Cumulative net, after costs
Retained retained travel subscribers -
Commission that month -
Total commissions earned -
Total you paid in -
Net -

Twelve dollars is the top 20% binary rate on the 60 BV of the Economy Class travel subscription at $139.99 a month (our arithmetic), and that subscription is also built at exactly the 60 BV needed to stay commission-eligible, which is why the same product appears on both sides of this calculator. The 20% Initial Welcome Bonus is excluded deliberately: it fires on first orders and upgrade orders rather than on a repeat sale to a customer. Also excluded are the per-cycle caps and the biweekly flush, both of which cut against the participant - a non-Builder’s entire pay-leg volume is flushed every two weeks, so the slider is the plan’s best case rather than its typical one. Read the calibration instead of the slider: the company’s own disclosure reports a median of $0.00 in every edition found, and one-year averages of $480.75 to $688.90, at least $990.98 below the $1,679.88 a year the travel subscription costs (our arithmetic). Your own subscription cost of $139.99/mo is included.

Your money

What it costs to replace this yourself

ByDzyne’s own published prices against named open-market alternatives at 2026 list prices. The comparison is deliberately generous where the company deserves it: the AI software vertical is at parity on a full like-for-like stack and that is stated in the table rather than buried.

What they sell youWhat you'd use insteadYour cost
BD Dream Vacations Economy Class - $139.99/mo, $1,679.88/yr, for booking accessBooking.com, Expedia or Kayak - the same booking access, no subscription$0
BD Dream Vacations curated group departures and reward starsCostco Travel with a Gold Star membership, plus a flight-deal alert service~$114/yr
Smart Market Academy Basic - $250/mo, $3,000/yrTradingView Essential for charting, plus the free BabyPips forex curriculum$155.40/yr
The $100,000 virtual demo accountA free demo account from OANDA, IG, Interactive Brokers or MetaTrader 5$0
OMA Pro - $1,800/yr, websites, CRM, lead data, AI contentChatGPT Plus, Canva Pro, Mailchimp Essentials, Squarespace Business, Apollo.io, HubSpot Starter and Zapier Starter together$1,919.88/yr
Quantumé No. 1 Sleep 4-pack - $396A full clinically substantiated routine: CeraVe cleanser, The Ordinary vitamin C, La Roche-Posay moisturizer, CeraVe SPF 30~$66
Vitera Aqua hydration device - $340A Brita Elite pitcher, or a LARQ or ZeroWater filtration bottle~$40
Vitera Step insoles - $165Superfeet Green or pharmacy orthotic insoles~$25-55
tůw smartwatch - $285Amazfit Bip 6, or an Apple Watch SE at near parity~$80-249
MPG-CAPS fuel additive - $100Chevron Techron Concentrate Plus or Sea Foam Motor Treatment~$11
Minimum viable qualification, recurring - $1,719.87/yrTradingView Essential plus ChatGPT Plus plus free travel booking$395.40/yr
Total as sold
~$1,720/yr recurring on the travel subscription route
Total, built yourself
~$395/yr for the same capability, bought openly

Price-to-value

A composite multiple of 4.35 times on the minimum viable configuration, and the components vary enormously. The travel tier is the worst value in the catalog and effectively an infinite multiple, because the capability it charges $1,679.88 a year for - the right to browse and book travel you then pay for separately - is given away free by every major online travel agency. Trading education runs about nineteen times TradingView Essential and infinitely more than TradingView’s free tier plus the free BabyPips curriculum, and the buyer is purchasing from a reseller rather than from the vendor. Skincare runs six times a full evidenced routine, and the fuel additive nine times a mainstream engine treatment. But the AI software vertical is honestly at parity and the report will not pretend otherwise: OMA Pro at $1,800 a year against a genuinely equivalent seven-tool stack at $1,919.88 means the company is marginally cheaper on the full comparison, and only on a narrower comparison - what a solo marketer actually uses - does it become a roughly two-times overpay. One vertical priced at market does not rescue a catalog whose standard qualification route is a subscription worth nothing, but it is true and it belongs in the table.

Odds of profit

Three operators, five horizons

Probability of cumulative net profit

Hover any point for median, top decile and bottom quartile.

0% 25% 50% 75% 100%3 mo6 mo1 yr3 yr5 yr 3% 11% 13%
The customer who was recruited - joins on the $369 kit for the discount and the idea, holds the travel subscription, sponsors nobodyThe serious part-timer - 10-15 hrs/wk, buys the $1,069 kit for the 20% lifetime rate, carries the travel and trading subscriptionsThe full-time Director-track builder - 30+ hrs/wk, events, paid ads, building both legs toward 1,250 pay-leg BV and beyond

The customer who was recruited

joins on the $369 kit for the discount and the idea, holds the travel subscription, sponsors nobody

HorizonP(profit)Median
3 mo 4% −$829
6 mo 4% −$1,249
1 yr 3% −$2,089
3 yr 3% −$5,529
5 yr 3% −$8,968

The serious part-timer

10-15 hrs/wk, buys the $1,069 kit for the 20% lifetime rate, carries the travel and trading subscriptions

HorizonP(profit)Median
3 mo 6% −$1,900
6 mo 8% −$2,700
1 yr 10% −$3,154
3 yr 11% −$8,600
5 yr 11% −$13,000

The full-time Director-track builder

30+ hrs/wk, events, paid ads, building both legs toward 1,250 pay-leg BV and beyond

HorizonP(profit)Median
3 mo 3% −$3,100
6 mo 5% −$5,600
1 yr 8% −$8,100
3 yr 12% −$18,000
5 yr 13% −$24,000

Methodology note. These are modeled outcome ranges, not claims about what anybody will earn and not company figures. ANCHORED to ByDzyne’s own published numbers: a median of $0.00 in all seven disclosure editions found; 78.73% of active Brand Ambassadors receiving no commissions, bonuses or overrides at all over 1 January 2022 to 31 December 2024, against 72.13% to 80.23% across the editions; one-year averages of $480.75 to $688.90; the $39.99 annual fee; the $369 and $1,069 kits at 185 and 535 BV; the 10% and 20% lifetime commission thresholds at 100 and 500 BV; the 60 BV and 120 BV Active floors; the $139.99, $269.99, $250 and $150 monthly subscription prices; the 25% retail margin in the USA plan’s worked example; the per-cycle commission caps at every rank; the biweekly flush for non-Builders; and the 1,250 BV pay-leg requirement at Director. MODELED by us: the share of each cohort in cumulative profit at each horizon, the cohort definitions themselves, which the company does not segment, and the expense lines the company does not publish - events, advertising, travel to conventions and time. The top column for the three- and five-year horizons describes the Diamond outcome, which is real money and which the plan can genuinely produce: the plan’s own rank table for 2022 to 2024 puts the average Diamond at $3,423.52 a pay cycle and counts 191 active Brand Ambassadors paid at that rank.

Go-to-market

Where you are actually allowed to promote this

Platform policy reads, not verifications. Check every one before you spend a dollar - enforcement changes faster than the written policy does.

Channel
Status
Notes
Paid advertising - Google, Meta, anywhere
RULES COULD NOT BE ESTABLISHED
ByDzyne does not publish its Policies and Procedures at any public URL that served content, and a third-party copy returned a JavaScript challenge rather than text. Whether paid search and paid social are permitted, restricted or banned outright could not be reviewed. This is a could-not-retrieve rather than a does-not-exist - but a participant is being asked to build on rules they cannot read before they sign.
Brand-keyword bidding and use of the company name in domains or handles
RULES COULD NOT BE ESTABLISHED
The Terms of Use state only that users are "prohibited from using any of the marks or logos appearing throughout the Site without permission from the trademark owner". Whether that extends to bidding on the brand name, registering a domain containing it, or using it in a social handle is in the unpublished Policies and Procedures. Get it in writing before spending.
Income claims by the field
CORPORATE POLICY DISCIPLINED, FIELD RULES UNPUBLISHED
The company publishes "Earnings vary and are not guaranteed", states that it makes zero income guarantees, and publishes a disclosure carrying a $0.00 median. The rules that bind the field on income claims sit in the Policies and Procedures, which are not published, so how they are enforced could not be reviewed.
Disease and treatment claims on the wellness products
PROHIBITED, WITH TERMINATION NAMED
Company materials state that indicating disease or treatment claims is "a violation of the company policy… and will result in immediate termination", alongside the standard FDA structure-function disclaimer and a specific COVID-19 prohibition. Naming the consequence is better than most written policies in this category manage. Whether it is enforced in the field is a separate question this research could not answer.
Subscription cancellation
SELF-SERVICE, NO RETENTION PROCESS
"Monthly subscriptions may be cancelled at any time through the ByDzyne Backoffice; cancellation takes effect at the end of the current billing cycle." No phone call, no saving offer, no gauntlet. This is a genuinely clean term and it is rarer than it should be.
Refunds outside the United States
NOT COVERED AT ALL
The published refund policy opens in capitals: "THE REFUND POLICY IS NOT APPLICABLE TO ORDERS SHIPPED OUTSIDE OF USA DUE TO VARIOUS INTERNATIONAL LAWS AND REGULATIONS." The company publishes a separate Global compensation plan for its markets outside the USA. Whether local equivalents exist on local sites could not be established.
Commission clawback on downstream refunds
RESERVED, BROADLY WORDED
If an order is canceled or refunded "for any reason whether within or outside the refund policy", the company reserves the right to deduct the business volume and to adjust, deduct or recover commissions and bonuses already paid to the sponsor and upline, immediately or in the next cycle. Reasonable in principle, and worth understanding before counting a commission as banked.
Non-compete, non-solicit and customer ownership on exit
COULD NOT BE REVIEWED
Who owns a Retail or Preferred Customer record when a Brand Ambassador leaves, how long any post-termination non-solicitation runs, whether cross-sponsoring is prohibited, whether a position can be transferred or inherited, and what genealogy access a participant has - all of it lives in the Policies and Procedures, and none of it is publicly readable. In every company in this category these are the restrictive terms that matter most.
Volume retention
CONDITIONAL ON CONTINUED MONTHLY SPENDING
A non-Builder’s entire pay-leg volume flushes at the end of every biweekly cycle. An inactive participant loses 50% of carry-forward per cycle and all of it after six - three months. The Global Pool Bank requires 26 consecutive qualified cycles, thirteen months, restarting from zero if one is missed. Continued monthly purchasing is a condition of keeping volume you and your team have already generated.
The evidence

Red flags and green flags

Red flags

14
1The median earning is $0.00 - in every edition of the disclosure
Seven editions found, seven medians of zero, covering July 2020 to December 2024. The typical active Brand Ambassador, the one in the middle of the distribution, earns nothing. Not a little. Zero. That is the company’s own published figure.
2The published average earning is below the cost of staying eligible to earn it
In the four one-year windows the company has published, the average active Brand Ambassador received between $480.75 and $688.90. The 60 BV travel subscription costs $139.99 a month, $1,679.88 a year. The average participant - not the median one, the average one, the figure lifted by the top of the tree - is at least $990.98 down (our arithmetic) before the annual fee, before any kit, before events and before a dollar of advertising.
378.73% of active Brand Ambassadors received nothing at all
And the denominator is the trick. The disclosure counts active Brand Ambassadors: people meeting the 60 BV monthly requirement. Everyone who joined, bought a kit and lapsed is excluded outright, and the share of all joiners who earned nothing is not published. Across the seven editions found the figure runs from 72.13% to 80.23%, and the current one, for 2022 to 2024, is 78.73% - it is not improving.
4The plan’s top rate is paid in full when somebody joins
The 20% Initial Welcome Bonus pays on first orders and upgrade orders only - not on reorders, not on autoship, not on customer repeat purchases. A $1,069 kit pays the personal sponsor $107, 20% of its 535 BV, when the pay cycle locks, whatever the binary legs are doing. A reorder pays at most 20%, only through the binary, on the weaker leg, and only to a Builder.
5Your lifetime commission rate is bought, not earned
In the Global plan the 10% and 20% Team Volume Commission tiers unlock at 100 BV and 500 BV of products bought on enrollment, counting upgrades for four pay cycles or a single 500 BV order later, and once reached the rate is set for life. The $1,069 kit carries 535 BV. Buy it once and the top rate is permanent. That is purchase-to-qualify. The USA plan counts kits and products sold to personally enrolled customers instead.
6Staying "Active" can be self-purchase, in the company’s own words
Published side by side with the US definition on the company’s own income-disclosure page: a Brand Ambassador is one "who buys a minimum of 60 BV worth of products every month". The disclosure’s US text says sells, to personally enrolled Retail or Preferred Customers, but the USA plan itself lets a US Brand Ambassador stay Active by buying 60 BV too. Neither plan requires a retail sale.
7Rank progress per dollar varies 4.8 times across one catalog
At retail, a $340 hydration device returns 0.106 BV per dollar; a $588 annual software subscription returns 0.510. To reach the 1,250 BV weaker-leg volume Director requires, a leg buying the device must spend $11,800 and a leg buying the subscription $2,451 - a $9,349 gap for the same rank. At retail the plan pays more for moving the subscription than for moving the device.
8A non-Builder’s entire pay-leg volume is destroyed every two weeks
Until you have personally enrolled one member on the left and one on the right, each with a single order of at least 100 BV, all accumulated pay-leg volume flushes at the end of every pay cycle. Somebody who joins, buys a kit and sponsors nobody accumulates nothing, permanently. Recruitment is not one route through this plan; it is the gate.
9Everything is forfeited after six inactive cycles
Carry-forward volume is cut by 50% per cycle while inactive and flushed entirely after six - three months. Global Pool Bank eligibility needs 26 consecutive qualified cycles, thirteen months, restarting from zero if one is missed. Continued monthly spending is the condition of retaining volume already generated.
10The refund policy excludes every market outside the United States
"THE REFUND POLICY IS NOT APPLICABLE TO ORDERS SHIPPED OUTSIDE OF USA DUE TO VARIOUS INTERNATIONAL LAWS AND REGULATIONS", in capitals, at the top of the published policy - in a company that publishes a separate Global compensation plan for its markets outside the USA. Whether local equivalents exist could not be established.
11The Policies and Procedures cannot be read at all
No public company URL served the full distributor agreement; the fragmentary policies page returned no substantive text and a third-party document host served a JavaScript challenge. Non-compete, non-solicit, customer ownership, advertising rules, genealogy access and position transfer are all unreviewed. That is a could-not-retrieve rather than a does-not-exist, and it is the largest evidentiary gap in this file.
12A national regulator’s 2022 warning-list entry and a navy inquiry into promoters
Primicias reported in September 2022 that ByDzyne had been on Ecuador’s Superintendencia de Bancos register of entities not authorized to operate since at least April 2022 - an administrative listing, not a court order, not a prosecution and not a finding of fraud - and that the navy, after videos of serving personnel promoting the business and testimonials naming a best two weeks of USD 2,557 and USD 9,800, opened an internal inquiry and said it would ask the UAFE financial intelligence unit to review the money. A referral is a referral. In December 2022 the outlet reported four junior officers sanctioned, in a naval report that did not name the company.
13A headline biography on a named principal that cannot be verified
The President’s launch biography claims she founded or co-founded a business described as "one of the largest digital media companies in the world". No public record connects her to the large US digital media group whose initials the release uses, or to any comparably sized company. The report does not assert the claim is false; it records that it could not be corroborated against any source.
14The catalog churns while the volume requirement does not
Several brands have entered and left in seven years - a CBD line, a supplement line, a protection product and an eco line have disappeared from current pages. The product a participant is recruited on may not exist in two years. The 60 BV a month certainly will, and the buyback expressly excludes discontinued stock.

Green flags

9
1It publishes a median, and the median is zero, and it publishes it anyway
On a public URL, unprompted, with the zero-earner percentage next to it, in every edition since the one covering July 2020 to June 2021. Publishing a median when the median is $0.00 is a company handing a reader the single number that damns it. Very few operators in this category publish a median at all. The numbers are terrible; the disclosure is a genuine credit and it goes first.
2No securities exposure of any kind, anywhere in the stack
No token, no coin, no NFT, no staking, no pooled fund, no managed account, no copy trading, no funded-account scheme and no profit share. Nobody hands the company capital against a promised return. A metaverse advisor was appointed in March 2022 and nothing shipped - which in this category counts as restraint. This is why the securities score sits at the ceiling.
3The full compensation plan is public, versioned and ungated
Numbered versions sit on an open storage bucket in separate USA and Global editions, with the rank ladder, the caps, the flush rules and the pool percentages in them. No login wall, no "ask your sponsor". Almost every exact figure in this report comes from the company’s own documents, which is only possible because it publishes them.
4A 90% buyback within twelve months, published without a login
Unopened, resalable product bought in the previous twelve months is repurchased at 90% of original net cost, less any commissions, bonuses or incentives already paid on it, on resignation or termination. Twelve months and 90% is the benchmark that state anti-pyramid statutes and industry codes converge on. Many operators offer nothing, or six months, or 80%.
5Opened product refunded at 100% on a first purchase
Clause 2 of the tangible-product policy: "If the product is opened, it may be returned for a 100% refund", limited to Retail and Preferred Customers, enrollment orders and one opened unit per product type. Bounded, but materially better than the unopened-and-resalable-only wall that is the category norm.
6Self-service subscription cancellation with no retention gauntlet
Cancel in the back office, effective at the end of the billing cycle. No phone call, no saving offer, no retention script. For a business built on recurring subscriptions, this is the term that most easily could have been made hostile and was not.
7The two-leg qualification can be met with customers, not just recruits
"Qualified" requires two personally sponsored members, one left and one right, active at 60 BV - and the Global plan says explicitly that Retail Customers and Preferred Customers count, not only recruited Brand Ambassadors. That is a real retail concession written into the plan document rather than implied.
8The forex vertical is honestly labeled
The product page names its vendor, Market Traders Institute, and states that "SMA and MTI are not Commodity Trading Advisors or financial or legal advisors OF ANY KIND". No-guarantee statements and a full margin-trading risk warning accompany it.
9No arbitration clause or class-action waiver in the public terms
Neither appears anywhere in the publicly retrievable Terms of Use, and the governing law - Wyoming - is stated plainly. Most US direct sellers impose mandatory arbitration with a class waiver. The caveat is honest: one may appear in the Policies and Procedures, which nobody outside the company can read.
What would move this grade

We would like to be wrong about this

Upward

  • Publication of a yearly per-rank income table on the public disclosure page - the plan documents already print per-pay-cycle averages and active counts at each rank, and a yearly version would show what a full year at Builder, Director, Diamond and President is worth.
  • Publishing the Policies and Procedures at a public URL, extending the refund and buyback policy to non-US markets or publishing the local equivalents, and rebalancing commissionable volume so that physical product carries a comparable ratio to subscriptions.
  • A published Retail and Preferred Customer to Brand Ambassador ratio - the single most persuasive number a direct seller can publish - together with clean nulls from the Colombian, Peruvian, Mexican, Thai and Indian regulators this research could not reach.

Downward

  • Introduction of any token, staking product, pooled fund, funded-account or copy-trading facility. This is the single change that would collapse the securities score from its ceiling, and a metaverse advisor was appointed in 2022, so the direction was at least contemplated.
  • A national regulator warning-list entry in any market where it sells; any FTC, SEC, CFTC or state attorney general action in the United States; or a prosecution naming the company rather than its promoters.
  • A disclosure showing the zero-earner share rising further, or retrieval of Policies and Procedures showing a long non-compete, company ownership of customer records or a broad post-termination non-solicit.
The better trade

Grade is D at 4.33. Real products across four working verticals, a published median of $0.00, and an average earning that sits below the cost of qualifying to receive it.

Several things here are better than the category and they go first because they are real. The company publishes an income disclosure on a public URL, unprompted, with a median next to the average - and the median is zero, which means it is voluntarily handing readers the number that damns it. The whole compensation plan sits ungated in numbered versions, in USA and Global editions, which is why this report can quote exact thresholds rather than field hearsay. The buyback is 90% within twelve months, less commissions already paid, and a customer’s opened product is refunded at 100% on a first purchase. Subscriptions cancel self-service with no retention gauntlet. The Global plan’s two-leg qualification counts customers, not just recruits. There is no token, no pool, no managed account and no promised return anywhere in the stack, which is why securities exposure scores at the ceiling. And the products are not vapor: the AI software is genuine SaaS priced at parity with a seven-tool open-market stack, the forex curriculum is credited to a named third-party education vendor, the smartwatch is a real device, and the company’s terms for its software and travel products disclose that it is a reseller rather than the source.

The economics is where it comes apart, and every figure is the company’s own. The advertised entry is $39.99 a year; the real floor is about $1,720, because staying Active requires 60 BV of product every month and the travel subscription built at exactly 60 BV costs $139.99 a month. Against that, the company’s one-year averages run from $480.75 to $688.90 - at least $990.98 short of the cost of staying eligible to earn them - and the median is $0.00 in every edition of the disclosure. Some 78.73% of active Brand Ambassadors received nothing at all over 2022 to 2024, and the denominator excludes everyone who lapsed, so the all-joiner figure is unpublished. The structure explains the outcome. The 20% Initial Welcome Bonus fires only on first orders and upgrade orders. In the Global plan the lifetime 10% or 20% commission rate is bought on enrollment at 100 or 500 BV. At retail prices commissionable volume per dollar varies 4.8 times across the same catalog. A non-Builder loses all pay-leg volume every two weeks. And the global definition of Active, in the company’s own words, is a BA "who buys a minimum of 60 BV worth of products every month" - not sells.

The legal file has to be read at its exact stage and it is thinner than the reputation. There is no conviction anywhere, no criminal proceeding, no arrest, no indictment, no SEC, FTC or CFTC action against the company, no state attorney general matter, no cease-and-desist, no consent order and no class action located, in seven years. The one foreign episode on file, in Ecuador in 2022, produced no finding against the company. The founders’ own record sits alongside it: a co-founder whose prior flagship defaulted on a $182 million note and was foreclosed for $15 million, roughly eight cents on the dollar. The watchlist filed this as a serial-founder risk and it was right. It simply looked in the second-sharpest place.

1

Do the $688.90 against $1,679.88 sum before anything else

Both numbers come from the company: its highest published one-year average, and a year of its 60 BV travel subscription. The average is below the cost of staying eligible to earn it, and the median is zero. The question is not whether somebody can win - a Diamond makes real money and the plan can genuinely produce one. The question is what specific reason you have to believe you are not the median. Write it down. If the answer is your sponsor’s enthusiasm, that is not a reason.

2

Buy the products you actually want, without the position

If you want forex education, TradingView’s free tier plus the free BabyPips curriculum plus a broker demo account costs nothing, and TradingView Essential at $155.40 a year does the charting that the $2,143-a-year subscription ($1,500 to a Brand Ambassador) is wrapped around. If you want travel, Booking.com, Expedia and Kayak give away the booking access the $1,679.88 subscription sells. If you want the AI marketing stack, that one is genuinely at parity - and you can buy it as a customer without the kit, the kit-bought commission rate or the monthly volume floor.

3

Get the Policies and Procedures in your hand before you sign anything

They are not published at any public URL that serves text, and they are where the non-compete, the non-solicit, the customer-ownership rule, the advertising rules and the position-transfer rules live. Ask your sponsor to send you the PDF. If a document governing everything you are about to build cannot be produced on request, that is the answer to a different question.

4

If you sell travel, forex education or marketing tools, sell them as a merchant

All three categories have genuine demand, real search intent and honest affiliate or agency routes that do not require a $1,069 kit, a 60 BV monthly floor, a biweekly volume flush or a downline. A host-agency or independent-advisor route sells the same trips. An honest, sourced comparison site on trading tools earns from products people would buy anyway. Neither costs you $1,720 a year for the right to be paid.

The company’s own one-year averages run from $480.75 to $688.90, a year on its 60 BV travel subscription costs $1,679.88 - and the median, in every edition it has disclosed, is $0.00.
Scorecard

Nine dimensions, weighted

Comp structure & KoscotDoes the plan pay for recruitment or for sales to real customers?
20%
3.0
Start with what is genuinely there, because it is written into the plan document rather than implied. In the Global plan, "Qualified" - the two-leg requirement - can be satisfied by Retail or Preferred Customers and not only by recruited Brand Ambassadors, which is a real retail concession and rarer than it should be. A Retail Bonus exists as a straight margin, worked in the plan’s own example at $42.60 retail against $31.95 wholesale, a 25% rate. The income disclosure counts a US Brand Ambassador as active only if they sell 60 BV a month to personally enrolled customers, but the USA plan itself lets a US Brand Ambassador stay Active by buying 60 BV, by selling it to US customers who enrolled before 16 May 2025, or by selling it to customers outside the USA. Now the other side. The 20% Initial Welcome Bonus, level with the top binary rate as the largest percentage the plan pays on anyone else’s order, fires only on first orders and on upgrade orders placed within two pay cycles: not on reorders, not on autoship, not on customer repeat purchases. A payment triggered by a person joining rather than by a product being consumed is the definitional shape of a recruitment-weighted plan. In the Global plan the lifetime Team Volume Commission rate - 10% or 20%, set for life once reached - is not earned but bought: 100 BV of products bought on enrollment sets 10% and 500 BV sets 20%, with upgrades counted for four pay cycles and a single 500 BV order accepted later, and the $369 and $1,069 kits carry 185 and 535 BV. Pay more on the way in, earn a permanently higher percentage: that is purchase-to-qualify. The USA plan sets the same two levels by kits or products sold to personally enrolled customers. And the company’s own global definition of "Active", published side by side with the US one on its own income-disclosure page, is "a BA who buys a minimum of 60 BV worth of products every month". Note the verb. The Global plan says the same: stay Active by personally buying 60 BV.
Securities exposureAny passive return on capital? Howey, staking, tokens, withdrawal friction.
15%
10.0
This number needs the long version, because a reader who sees a forex vertical and a "MetaVerse Advisor" expects a low one and is owed the reasoning. Securities exposure, as this site grades it, means capital handed over by a participant against a promised or implied return. It is not about the asset class, not about what subject matter the company discusses, and not about what a foreign regulator has called the sector. Every component was tested individually and none of them takes capital in against a return. The forex product is a flat-fee education subscription that ByDzyne resells: its product page credits it to an outside vendor, Market Traders Institute, and states that "SMA and MTI are not Commodity Trading Advisors or financial or legal advisors OF ANY KIND". The buyer pays a flat monthly or annual fee for courses, mentorship sessions, e-books, analyst access and a charting platform with a hundred-thousand-dollar virtual demo account. No brokerage account is opened with ByDzyne. No funds are deposited with ByDzyne. There is no promised return, no signal-following profit share, no copy trading, no funded or proprietary trading account, no pooled fund and no managed account. The software vertical is flat-fee SaaS. The travel subscription accrues "Reward Stars" redeemable for travel and not for cash. The e-commerce platform pays overrides on sales made, which is a commission, not a return on capital. The kits buy product and a commission rate. The Global Pool Bank is funded from 3% of the company’s own business volume rather than from participant deposits, and it releases on 26 cycles of performance, not on capital held. There is no token, no coin, no NFT, no staking product and no yield of any kind - an advisor was hired for metaverse development in March 2022 and nothing shipped, which in this category counts as restraint. The only friction item worth naming is that the BD Wallet’s withdrawal fees, minimum thresholds and dormancy rules sit behind a back-office login and could not be retrieved - an unretrievable term is a transparency gap, not a demonstrated exposure, and it belongs in terms. No deduction survives being named, so the score is the ceiling. Two things this 10 does not say. It does not say the plan is good - the composite is 4.33 and the median earning is zero. And it says nothing about whether trading education at $250 a month is worth buying; a subscription can be catastrophic value without being a security.
Ownership & track recordWho runs it, what did they run before, and what happened to it.
15%
4.0
The mitigating half is real and goes first: no criminal proceeding, no conviction, no arrest, no indictment, no SEC, FTC or CFTC action, no state attorney general matter and no regulator finding of fraud exists against any ByDzyne principal anywhere in the sources reviewed. Seven years and a clean formal record on every named individual. Against that sits a founder file heavy enough to hold the number below the midpoint. A co-founder was a founder of a large graded nutrition MLM that collapsed: a default on a $182 million note, and in March 2015 the note bought for $15 million with the assets taken through foreclosure - roughly eight cents on the dollar. That is an insolvency event, not a finding of wrongdoing, and it is not treated as one; it is treated as what happened to the last big thing this founder built. Add the President, whose headline biography - founding a business described as one of the largest digital media companies in the world - could not be verified against any public record, and the launch releases that trade on "Top Income Earner" titles while declining to name the companies where they were earned. The watchlist filed this as a serial-founder profile and it was right about that; it was wrong about where the sharpest risk sits.
Product reality & demandWould a rational buyer purchase this if no income offer existed?
12%
4.0
Roughly half this catalog would survive the removal of the income offer and roughly half would not, and the honest grade splits the difference. On the surviving side: the AI marketing software is genuine SaaS priced close to the market, the forex curriculum is credited to a named third-party education vendor rather than to a shell the company invented, the smartwatch is a real device now retailing at $285, and the fuel additive is a commodity product. Those are real goods sold to real people. On the other side: a $139.99-a-month travel "access" subscription buys the right to book trips you then pay for separately, when the same right is given away free by the major online travel agencies; a $340 magnetic hydration device is marketed on mineral elements and magnetic interaction improving how the body uses water, a mechanism with no accepted clinical basis; a $185 far-infrared band and $165 insoles sit in the same category; and four "frequency technology" patches sell for $396. This report describes what is marketed and makes no claim of its own about what any of these devices does. One fact cuts in the company’s favor and is recorded: disease and treatment claims are prohibited by written policy with immediate termination named as the consequence. The catalog also churns hard: several brands have entered and left in seven years, so the product a participant is recruited on may not exist in two years while the monthly volume requirement certainly will.
Participant economicsReal cost in, realistic money out, and whether they publish the numbers.
10%
1.5
Credit first, and it is genuine: ByDzyne publishes an income disclosure on a public URL, unprompted, and it publishes a median next to the average. Very few operators in this category publish a median at all, and publishing one when it is zero is a company voluntarily handing the reader the number that damns it. Now the numbers. The median is $0.00 in every one of the seven editions this review found, from July 2020 to June 2021 through the current 2022 to 2024 edition, and the zero-earner rate across them runs from 72.13% to 80.23%. The current edition reports that 13,906 active Brand Ambassadors, 78.73%, received no commissions, bonuses or overrides between 1 January 2022 and 31 December 2024, and an average of $1,756.21 across those three years. Read the denominator carefully, because it is where the real number hides: the disclosure counts active Brand Ambassadors - people meeting the monthly 60 BV requirement - so everybody who joined, bought a kit and lapsed is excluded outright, and the share of all joiners who earned nothing is not published. Read the window too. The editions that span more than a year report larger averages - $1,087.87 for January 2022 to June 2023, $1,286.03 for 2022 and 2023, $1,756.21 for 2022 to 2024 - and none of them is called annual. The four one-year windows put the average at $540.05, $688.90, $567.16 and $480.75. Then the arithmetic that decides this dimension. The travel subscription built at exactly 60 BV costs $139.99 a month, $1,679.88 a year. The average - not the median, the average, the figure inflated by the top of the tree - is at least $990.98 below the cost of staying eligible to receive it in every one-year window (our arithmetic), before the annual fee, before any kit, before events and before a dollar of advertising. The plan documents also print average, high and low earnings per pay cycle at each paid-as rank, with the number of active Brand Ambassadors at each, and they show the same shape: $1.50 a pay cycle on average at the entry rank and $50.93 at Builder.
Price-to-valueWhat the same capability costs on the open market.
8%
2.5
Priced against the open market on the minimum viable configuration, the composite multiple is 4.35 times: roughly $1,720 a year inside the plan against about $395 outside it. The travel tier is the sharpest line in the file and it is effectively an infinite multiple - $1,679.88 a year buys access to book trips that are then paid for separately at market rate, when Booking.com, Expedia and Kayak charge nothing at all for that access and a Costco membership at $65 or a flight-alert service at about $49 covers the rest. The trading vertical runs $3,000 a year against $155.40 for TradingView Essential, or nothing at all for TradingView’s indefinite free tier plus the free BabyPips curriculum and a free demo account from any mainstream broker - roughly nineteen times, and the buyer is purchasing from a reseller rather than from the vendor. Four "frequency technology" patches at $396 sit against about $66 for a full clinically substantiated skincare routine from a pharmacy or beauty retailer; a $340 hydration device against $40 of filtration; a $100 fuel additive against about $11 of a mainstream engine treatment. The honest exception, and it must be said because it is real: the AI software vertical is at parity. OMA Pro at $1,800 a year against a genuinely equivalent seven-tool open-market stack - an AI assistant, a design tool, an email platform, a website builder, a contact database, a CRM and an automation layer - comes to $1,919.88, so the company is actually marginally cheaper on the full comparison. Narrow it to what a solo marketer really uses and it is a two-times overpay, but at the full comparison the company wins, and a report that would not say so is not worth reading on the rest.
Payout sustainabilityCan the company fund the plan out of margin, or only out of inflow?
8%
5.5
The plan is comfortably fundable, and the reason is that it is engineered to be cheap for the company. Team Volume Commission is capped per pay cycle at every single rank, and there are two cycles a month; the Infinity Matching Bonus is capped at whatever you personally earned in the same cycle; the Global Pool Bank draws only 3% of company business volume and releases only after 26 consecutive qualified cycles, thirteen months, restarting entirely if one is missed; and the flush rules are severe. A participant who is not a Builder - meaning one personally enrolled member on each side, each with a single order of at least 100 BV - has their entire pay-leg volume destroyed at the end of every two-week period. An inactive participant loses half the carry-forward per cycle and all of it after six. Both plans also cap total commissions at 100% of BV in a pay cycle. Volume that is flushed, held by unqualified positions or above a rank’s cap pays nobody, and both halves of that need saying. It protects the company, because the plan cannot outrun the margin that funds it. It costs the participant, because it is their own volume and their own downline’s volume evaporating on a biweekly clock they have to keep spending to reset. No audited accounts and no company revenue figures were found, so solvency cannot be checked against the books.
Marketing conductIncome claims, regulator run-ins, hype, deadline stacking.
7%
3.0
The corporate materials are disciplined and that is recorded first: "Earnings vary and are not guaranteed", an explicit statement that the company makes zero income guarantees, a published disclosure carrying a $0.00 median, no-guarantee statements on the trading product, a full margin-trading risk warning, the FDA structure-function disclaimer on product pages and a specific COVID-19 prohibition. The field is a different matter: the one documented field episode, in Ecuador in 2022, is set out at its exact stage in the legal status, and it produced no finding against the company. Promotions named Chairman Club, Level Up and Easy Entry are time-boxed entry-price constructs, one of which sells "10% TVC for life" as the reward for buying before a deadline. A 2022 edition of the company’s plan (V3.06) disclosed that, as of 30 June 2021, eight Brand Ambassadors had qualified for its $50,000 Super Car and Luxury Home Bonus and nobody for the $250,000 tier.
Operator terms & exitWho owns the customer, what you forfeit, how hard it is to leave.
5%
3.0
Two provisions here are genuinely above the category baseline and neither is a token. The distributor buyback repurchases unopened, resalable product bought in the previous twelve months at 90% of original net cost, less any commissions, bonuses or incentives already paid on it, on resignation or termination - twelve months and 90% is the benchmark that state anti-pyramid statutes and industry codes converge on, and it is published at a public URL with no login. And subscriptions cancel self-service: "Monthly subscriptions may be cancelled at any time through the ByDzyne Backoffice", effective at the end of the billing cycle, with no phone call and no retention gauntlet. There is also a three-business-day full cancellation on enrollment orders, a satisfaction guarantee that contradictorily extends to opened tangible product at 100% for one unit per product type, and no arbitration clause or class-action waiver in the publicly retrievable Terms of Use - unusual, and to the company’s credit, though it may appear in the document nobody can read. Then the wall. The published refund policy opens: "THE REFUND POLICY IS NOT APPLICABLE TO ORDERS SHIPPED OUTSIDE OF USA DUE TO VARIOUS INTERNATIONAL LAWS AND REGULATIONS." The company publishes a separate Global compensation plan for its markets outside the USA, and its published refund policy covers only the USA. Beneath that: the digital refund window is written on the live page as "thirty (30) 14 days" while the travel subscription’s own terms say seven - three numbers for one window; "activated" is defined as logging in once, partially or in full, which retires the refund on a $2,143 annual subscription at first login; autoship and subscription rebills are never refundable under any circumstance; a $20 administrative fee applies if the return authorization number is not written on the outside of the package; return shipping and transit risk sit with the distributor; and the buyback excludes all promotional, free, opened, expired and discontinued items and all business tools and marketing materials, in a catalog that churns. Above all of it, the Policies and Procedures - where non-compete, non-solicit, customer ownership, genealogy access and advertising rules live in every company in this category - are not readable at any public URL, and the third-party copy served a JavaScript challenge rather than text. That is a could-not-retrieve rather than a does-not-exist, and it is itself a terms finding.
Weighted composite
4.33
D

Dimension profile

Further from center is better. Hover any point.

Comp structure& Koscot 3.0 Securitiesexposure 10.0 Ownership &track record 4.0 Product reality& demand 4.0 Participanteconomics 1.5 Price-to-value 2.5 Payoutsustainability 5.5 Marketingconduct 3.0 Operator terms& exit 3.0

Hard caps that bind here

Non-binding ceiling at D nothing caps this file. The nine weighted numbers land at 4.33 on their own arithmetic, squarely inside the D band, and the grade is set by that composite rather than by any override. It is worth stating what the D does NOT rest on, because in this category the assumption runs the other way. There is no securities exposure anywhere in the stack - no custody of anyone’s money, no promised return, no token, no pool, no managed account - which is why sec scores at the ceiling. There is no conviction of any principal in any jurisdiction, no criminal proceeding, no arrest and no indictment. There is no US regulator action of any kind: no SEC matter, no CFTC matter against ByDzyne, no state attorney general action, no cease-and-desist and no consent order. There is no FTC matter, not even a warning letter or a Notice of Penalty Offenses. No class action naming the company could be located. And no court or regulator anywhere has made an adjudicated pyramid finding against it. For a cap to bite here, one of those would have to change - a national regulator listing or a prosecution naming the company, or the introduction of any token, staking product, pooled fund or copy-trading facility, which is the single change that would collapse the sec score from its ceiling. None of that is in the file today. The grade is earned by a published median of $0.00, an average that sits below the cost of qualifying, a 20% bonus that fires only on people joining, and a lifetime commission rate you buy with a kit.

The lowest binding cap wins, regardless of the weighted arithmetic.

Sources consulted

What we read

Every source below links to the document itself. Tier 1 is a primary record - the company’s own plan, policy or disclosure, a court filing, a regulator’s decision or an SEC filing. Tier 2 is a self-regulatory or secondary regulator record, tier 3 reporting or academic work, tier 4 an open-market price comparison. Where a document can be moved or withdrawn, an archived copy is linked beside it. If a link is dead when you try it, that is a correction we want.

  1. ByDzyne Income Disclosure Statement - the company's own IDS page, with the USA and Global definitions of "Active" printed side by side
    Income disclosureTier 1ByDzyne, Inc. · 2026archived copy

    ByDzyne income disclosure page as archived on 10 September 2026: the 1 January 2022 to 31 December 2024 edition - 13,906 active Brand Ambassadors or 78.73% receiving no commissions, bonuses or overrides, median $0.00, average $1,756.21 - with the US and global definitions of "Active" printed side by side

    Not established by this document: The 2022 to 2024 edition has been live since at least 26 March 2025. Earlier editions are archived from Wayback copies of bydzyne.com/ids and bydzyne.com/legal/income-disclaimer.aspx: 2022 to 2023 (76.1%, average $1,286.03), January 2022 to June 2023 (76.8%, $1,087.87), calendar 2022 (77.72%, $567.16) and July 2021 to June 2022 (77.12%, $688.90).

  2. ByDzyne Income Disclosure page on the beta.www host, 1 January 2022 to 31 December 2024 edition - 13,906 active Brand Ambassadors or 78.73% receiving no commissions, bonuses or overrides; median $0.00; average $1,756.21
    Archived copyTier 1ByDzyne, Inc. · 2024archived copy
  3. ByDzyne income-disclosure footnote reproduced verbatim in a trade announcement - "76.1% of such BAs… median $0.00… average $1,286.03" for 01/01/2022–12/31/2023
    ReportingTier 3Business For Home International · 2025-04-04archived copy
  4. ByDzyne Financial Rewards Program, Global Plan V3.06 (PDF) - Retail Bonus, Infinity Welcome Bonus, Team Volume Commission, Infinity Matching Bonus, the 3% Global Pool Bank with its 26-consecutive-pay-cycle release and reset, the 50%-per-cycle flush and six-cycle total forfeiture
    Compensation planTier 1ByDzyne, Inc.archived copy

    Global plan EN V3.06, February 2022, superseded by Global EN V4.18 (August 2026) and USA EN V4.20 (June 2025): Team Volume Commission at 10%, 15% and 20% for 100, 300 and 500 BV; an Infinity Welcome Bonus of up to 25% (20/2/2/1%); the worked $42.60/$31.95 retail example; the July 2020 to June 2021 disclosure (72.13% zero, median $0.00, average $540.05); and eight $50,000 Luxury Bonus qualifiers as of 30 June 2021

    Not established by this document: The version stamps 3.01, 3.07, 3.09 and 4.03 are not served from the storage buckets. The current plans pay 10% Team Volume Commission at 100 BV and 20% at 500 BV, with no 15% level, and a 20% Initial Welcome Bonus to the sponsor only.

  5. ByDzyne Financial Rewards Program summary (PDF at the USA-named URL; the document reads GLOBAL PLAN, EN V4.11, August 2023) - 10% or 20% TVC, the fifteen-rank ladder with pay-leg BV and per-cycle TVC caps, the Infinity Matching Bonus table, BD Wallet loading on the 10th and 25th, and the July 2022 to June 2023 disclosure (80.23% zero, median $0.00, average $480.75)
    Compensation planTier 1ByDzyne, Inc.archived copy
  6. ByDzyne Financial Rewards Program (Compensation Plan), Global Plan EN V4.18, August 2026 (PDF)
    Compensation planTier 1ByDzyne, Inc.archived copy
  7. ByDzyne Financial Rewards Program (Compensation Plan), USA Plan EN V4.20, June 2025 (PDF)
    Compensation planTier 1ByDzyne, Inc.archived copy
  8. ByDzyne, Inc. Refund Policy - "THE REFUND POLICY IS NOT APPLICABLE TO ORDERS SHIPPED OUTSIDE OF USA…", the 90% / twelve-month distributor buyback and its exclusions, the thirty-day tangible-goods window, the US$20 administrative fee for a missing RMA# and the commission deduction from the buyback amount
    Policies & proceduresTier 1ByDzyne, Inc.archived copy

    ByDzyne refund policy, bydzyne.com/legal/refund-policy.aspx - retrieved in full: the "NOT APPLICABLE TO ORDERS SHIPPED OUTSIDE OF USA" opening, the 90%/12-month distributor buyback with its exclusions, the 100% opened-product clause, the "thirty (30) 14 days" digital window, the definition of "activated", the $20 administrative fee and the commission-clawback reservation

    Not established by this document: The archived capture of 10 September 2026 contains the "thirty (30) 14 days" digital window, the 100% opened-product clause for Retail and Preferred Customers, and the 90% buyback less commissions already paid; the seven-day digital window is in the Premier ECO Subscription terms.

  9. ByDzyne Premier ECO Subscription Terms & Conditions (PDF) - the seven-day digital-product refund window, the rule that activated digital products are non-refundable, and the chargeback waiver
    Policies & proceduresTier 1ByDzyne, Inc.archived copy
  10. ByDzyne Opportunity page - promotion rules, the 535 BV Pro Kit threshold and the company's reservation of the right to disqualify, hold, cancel or refund orders
    Company documentTier 1ByDzyne, Inc. · 2026archived copy

    ByDzyne product and opportunity pages, 2026 - bddreamvacations, sma, vitera.aspx, beauty, mpgcaps, brand pages and opportunity.aspx: the $139.99 and $269.99 travel tiers at exactly 60 and 120 BV, the $340 Vitera Aqua at 36 BV, the $396 Quantumé four-pack, the $369 and $1,069 kits at 185 and 535 BV, the $39.99 annual fee at zero BV, and the 78.73% zero-earner figure for 2022–2024

    Not established by this document: The archived copy is the Wayback snapshot of 16 September 2025; its footnote pairs the 2022 to 2024 period and 78.73% with an average of $1,286.03, the figure from the earlier 2022 to 2023 edition. Product prices and BV are archived from the product pages as served on 28 October 2026.

  11. ByDzyne BD Business page - the $369 (185 BV) and $1,069 (535 BV) kits, the $700 and $4,000 upgrade paths and the TVC/GPB promotional mechanics tied to them
    Company documentTier 1ByDzyne, Inc.archived copy
  12. ByDzyne User Guide page - enrollment cycle and upgrade rules governing kit purchases
    Company documentTier 1ByDzyne, Inc.archived copy
  13. ByDzyne Smart Market Academy product page - the full SMA/MTI product disclaimer, including "SMA and MTI are not Commodity Trading Advisors or financial or legal advisors OF ANY KIND", the leverage and total-loss risk warning and the no-guarantee statements
    Company documentTier 1ByDzyne, Inc.archived copy

    Smart Market Academy product page: SMA Basic at $250 a month or $2,143 a year retail ($199 and $1,500 to a Brand Ambassador) at 100 and 750 BV, and the SMA and MTI disclaimer including "not Commodity Trading Advisors or financial or legal advisors OF ANY KIND" and the margin-trading risk warning

    Not established by this document: No standalone "Smart Market Academy Terms and Conditions" PDF was located on the storage bucket; the OMA (Online Marketing Academy) terms are the only sibling product T&C retrievable, and the SMA disclaimer text the report quotes is served on the SMA product page itself.

  14. ByDzyne OMA Terms & Conditions (PDF) - the explicit third-party reseller disclosure ("conceived by Royaltie… contracted with ByDzyne on a principal basis") and §14 Refund Policy for digital products
    Policies & proceduresTier 1ByDzyne, Inc.archived copy
  15. Listado de entidades NO autorizadas por la Superintendencia de Bancos para realizar actividades financieras - the Ecuadorian register on which ByDzyne was placed in 2022
    RegulatorTier 1Superintendencia de Bancos del Ecuadorarchived copy

    Ecuadorian press reporting, 2022 - dialoguemos.ec on the Superintendencia de Bancos adding the company to its register of entities not authorized to conduct money-taking activities on or about 28 April 2022; elcomercio.com and primicias.ec on the September 2022 naval inquiry, the force-wide circular, the stated UAFE referral, joining amounts of $1,220–$5,445 and testimonials of a best two weeks of USD 2,557 and USD 9,800; further primicias.ec reporting on the subsequent sanctioning of naval officers rather than of the company

    Not established by this document: The register as served on 28 October 2026 does not list ByDzyne; it still lists Ipanema Supply. The April 2022 listing rests on Primicias’ September 2022 reports. The dialoguemos.ec and elcomercio.com articles did not surface, and La Hora’s article returns HTTP 403 and has no Wayback copy.

  16. "Superintendencia de Bancos detecta tres nuevas captadoras ilegales" - the 28 April 2022 alert naming Entidad Financiera de Guayaquil, Bydzyne and Ipanema Supply
    ReportingTier 3La Hora (Ecuador) · 2022-04-29archived copy
  17. "Armada del Ecuador alerta sobre nueva captadora ilegal de dinero" - the 31 August 2022 force-wide circular from Commander John Merlo
    ReportingTier 3Primicias (Ecuador) · 2022-09-13archived copy
  18. "Armada pedirá a la UAFE que investigue inversiones en ByDzyne" - the naval inquiry, the stated UAFE referral and the reported joining amounts of USD 1,220–5,445 and field testimonials of a best two weeks of USD 2,557 and USD 9,800
    ReportingTier 3Primicias (Ecuador) · 2022-09-16archived copy
  19. "Oficiales de la Armada, sancionados por captación ilegal de dinero" - four subaltern officers sanctioned with one to five days' arrest; no complaint filed against the company
    ReportingTier 3Primicias (Ecuador) · 2022-12-06archived copy
  20. "ByDzyne Review: A $428 smartwatch. Really?" - BehindMLM, naming the six co-founders and their prior ventures and setting out the 2019 compensation plan
    ReportingTier 3BehindMLM · 2019-05-12archived copy

    BehindMLM review of ByDzyne (2019) - independent industry criticism, not a finding: the founders’ prior ventures, the co-founder’s board appointment at a forex direct seller and that firm’s $150,000 CFTC penalty in 2018, the 2019 compensation-plan thresholds of 600 and 1,250 BV, the original $428 smartwatch price and the $450,000-a-month field income claim the founding brand ambassadors arrived carrying

    Not established by this document: The 2019 review records the founders' World Global Network history and the $450,000-a-month field income claim, but does not mention a co-founder board appointment at a forex direct seller or that firm's $150,000 CFTC penalty in 2018; that element is unsourced here.

  21. "ByDzyne Review v2: Retail viability still a problem" - BehindMLM's 2026 revisit, with the current fifteen-rank ladder and per-cycle TVC caps
    ReportingTier 3BehindMLM · 2026-03-25archived copy
  22. "Utah-based MonaVie faces foreclosure after spectacular rise and fall" - default on the $182 million TSG-MV note; Henry Marsh named among the retiring founders
    ReportingTier 3The Salt Lake Tribune · 2015-05archived copy

    Public record on the co-founder’s prior nutrition venture - the May 2014 default on a $182 million loan and the March 2015 purchase of the note for $15 million with assets taken through foreclosure, roughly eight cents on the dollar; recorded here as an insolvency event, not as a finding of wrongdoing

    Not established by this document: The prior venture is MonaVie, Inc., co-founded by ByDzyne co-founder Henry Marsh. The note was executed in November 2010 and the default was disclosed to shareholders in May 2015 (the note was purchased by a Jeunesse-related entity in March 2015); the report's "May 2014 default" date is not supported by these filings. The underlying ESOP litigation docket in the District of Utah was not retrieved.

  23. "Utah's MonaVie, which once touted $1B in annual sales, now foreclosed on for $15M" - the March 2015 purchase of the $182 million note for $15 million and the collapse timeline
    ReportingTier 3The Salt Lake Tribune · 2015archived copy
  24. "Top Income Earners Nat And Chanida Puranaputra Start New Company" - the April 2019 ByDzyne launch announcement placed on a trade publication that sells promotional placement
    ReportingTier 3Business For Home International · 2019-04-20archived copy

    businessforhome.org company profile and announcements - the revenue estimate series ($9m, $18m, $34m, then flat at roughly $35m for 2022 through 2025), the claimed 57% payout with an undefined denominator, the March 2022 metaverse advisor appointment, the December 2022 India appointment and the February 2026 pay-to-enter award; a trade publication that sells promotional placement to the companies it profiles, so treated as marketing rather than assessment

    Not established by this document: The businessforhome company-profile page carrying the $9m / $18m / $34m / ~$35m revenue-estimate series, the claimed 57% payout, the March 2022 metaverse advisor appointment, the December 2022 India appointment and the February 2026 award did not surface as a distinct URL; only the dated announcement articles are linked.

  25. "ByDzyne Launches With Industry Veteran, Sophia Wong, President & Co-Founder" - the six named co-founders
    ReportingTier 3Business For Home International · 2019-05-08archived copy
  26. ByDzyne BD Dream Vacations page - Economy Class at $139.99 to a Brand Ambassador ($159.99 retail) and 60 BV, Business Class at $269.99 ($309.99) and 120 BV
    Company documentTier 1ByDzyne, Inc. · 2026-10-28

    Prices and BV from the product data embedded in the page as served on 28 October 2026

  27. ByDzyne Quantumé page - No. 1 Sleep 2-pack at $130 to a Brand Ambassador ($198 retail) and 60 BV, 4-pack at $260 ($396) and 120 BV
    Company documentTier 1ByDzyne, Inc. · 2026-10-28

    Prices and BV from the product data embedded in the page as served on 28 October 2026

  28. ByDzyne Vitera page - Vitera Aqua at $340 retail, $76 to a Brand Ambassador, 36 BV; Vitera Core $185; Vitera Step $165
    Company documentTier 1ByDzyne, Inc. · 2026-10-28

    Prices and BV from the product data embedded in the page as served on 28 October 2026; the page data marks the three Vitera items as not orderable

  29. ByDzyne MPG-CAPS page - 5-pack at $100 retail, $50 to a Brand Ambassador, 25 BV
    Company documentTier 1ByDzyne, Inc. · 2026-10-28
  30. ByDzyne tůw smartwatch page - $285 retail, $199 to a Brand Ambassador, 100 BV
    Company documentTier 1ByDzyne, Inc. · 2026-10-28
  31. ByDzyne Terms of Use - trademark clause, Wyoming governing law and exclusive Wyoming forum, no arbitration clause or class-action waiver
    Policies & proceduresTier 1ByDzyne, Inc. · 2026-10-28

    Effective date 3/30/2019 as printed on the page

  32. ByDzyne Income Disclosure Statement, July 2021 to June 2022 edition - 19,901 or 77.12% with no commissions, median $0.00, average $688.90 (Wayback copy)
    Archived copyTier 1ByDzyne, Inc. · 2023-02-02
  33. ByDzyne Income Disclosure Statement, calendar 2022 edition - 27,302 or 77.72% with no commissions, median $0.00, average $567.16 (Wayback copy)
    Archived copyTier 1ByDzyne, Inc. · 2023-03-12
  34. ByDzyne Income Disclosure Statement, January 2022 to June 2023 edition - 18,582 or 76.8% with no commissions, median $0.00, average $1,087.87 (Wayback copy)
    Archived copyTier 1ByDzyne, Inc. · 2023-12-05
  35. ByDzyne Income Disclosure Statement, 2022 to 2023 edition - 18,963 or 76.1% with no commissions, median $0.00, average $1,286.03 (Wayback copy)
    Archived copyTier 1ByDzyne, Inc. · 2024-08-03

    The same edition is on the Wayback copy of bydzyne.com/legal/income-disclaimer.aspx of 18 December 2024; the 2022 to 2024 edition replaced it by 26 March 2025

  36. ByDzyne Online Marketing AI page - OMA Pro at $150 a month retail, $129 to a Brand Ambassador, 70 BV; OMA Pro Annual $1,800; ByDzyne.AI Annual $588 at 300 BV
    Company documentTier 1ByDzyne, Inc. · 2026-10-28

    Prices and BV from the product data embedded in the page as served on 28 October 2026; the page data marks OMA Pro Monthly and ByDzyne.AI Annual as not orderable

Unable to verify

What we could not get

  • The Policies and Procedures - the full distributor agreement. No public company URL served it, the fragmentary policies page returned no substantive text, and the third-party document host served a JavaScript challenge instead of the document. Non-compete, non-solicit, customer ownership on exit, paid-advertising rules, trademark bidding, lead buying, cross-recruiting, genealogy access and position transfer are all unreviewed. This is the single largest gap in the file, and it is a could-not-retrieve rather than a does-not-exist.
  • The BD Wallet withdrawal terms. Commissions are loaded into an internal wallet on the 10th and 25th of each month, and the withdrawal fees, minimum thresholds and any dormancy or forfeiture rules sit behind the back-office login and could not be retrieved. If a later check finds fees or forfeiture on inactivity, that is a terms issue.
  • Trustpilot. A profile exists for the company, but both the .com and the Australian mirror returned HTTP 403 to retrieval, so the rating and review count could not be captured and no consumer-sentiment figure is asserted here. A trade publication separately advertises "50 customer reviews, 5/5 stars" on its own on-site widget - that is a promotional metric on a page the company can influence, not an independent rating.
  • The Colombian, Peruvian, Mexican, Thai and Indian regulators were not reached - the research session exhausted its search budget before them. These are flagged as unchecked, not as clean, and they matter more than the ones that were checked: the company has a Bogotá office, Peruvian and Mexican field activity, its corporate office in Thailand and a Bengaluru entity. The Philippine SEC advisories search returned HTTP 403 and is likewise unchecked.
  • A yearly per-rank income table. The plan documents print average, high and low earnings per pay cycle at each paid-as rank for 2022 to 2024, with the number of active Brand Ambassadors at each, but nothing shows what a Builder, a Director, a Diamond or a President earns across a year, and no Retail or Preferred Customer to Brand Ambassador ratio is published.
  • Audited financial statements do not exist publicly - a Wyoming non-filer with no SEC filings - so no revenue figure is used here.
  • Several product-side details: current prices and BV for the beauty line, whether the CBD and supplement legacy brands are still orderable, the dollar prices of the fuel-additive pack tiers, whether the 2019-era travel vouchers still attach to kits, event and convention pricing, the co-founder’s current status at the company, and whether country-specific refund policies exist outside the United States.

Not advice

This is independent analysis for decision-making, not legal, financial or investment advice. Allegations reported by third parties should be verified against primary court and regulatory records before any decision.

Who writes this

Researched by Claude. Reviewed by an editor.

Every report is researched and written by Claude, Anthropic’s AI assistant, from the company’s own plan documents, policies, terms and regulatory file - then reviewed before publication by Rob Fore, who checks the sources and the stage-label on every allegation.

  • Nine weighted dimensions, published with their weights
  • The editor checks the evidence and cannot change the number - the build rejects any page whose grade does not reconcile to its own arithmetic
  • Every affiliate position we hold is disclosed on the report it touches
  • No company has paid for a grade, and no report carries an affiliate link
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Common questions

ByDzyne - frequently asked

QIs ByDzyne a pyramid scheme?
No court, regulator or agency anywhere has found it to be one, and there is no SEC, FTC or CFTC action, no state attorney general matter, no cease-and-desist, no consent order and no class action naming the company in seven years. The products are real: genuine SaaS priced at parity with an open-market stack, a forex curriculum from a named third-party education vendor, a smartwatch, skincare and wellness devices. The structural criticisms are specific and they come from the company’s own documents. The 20% Initial Welcome Bonus fires only on first orders and upgrade orders, never on reorders. In the Global plan the lifetime 10% or 20% Team Volume Commission rate is bought on enrollment at 100 or 500 BV, and the $1,069 kit carries 535 BV. No rank at any level requires a retail-customer count; the higher ranks require Director and Diamond lines, which are requirements to have developed other distributors. And the company’s own global definition of an Active Brand Ambassador is one "who buys a minimum of 60 BV worth of products every month" - the verb is buys. The disclosure’s US text says sells, but the USA plan itself also lets a Brand Ambassador stay Active by buying.
QHow much do ByDzyne Brand Ambassadors actually earn?
The company publishes this itself, which is a real credit, and the numbers are the reason for the grade. For 1 January 2022 to 31 December 2024 it discloses that 13,906 active Brand Ambassadors, 78.73%, received no commissions, bonuses or overrides at all, that the median was $0.00 and that the average across those three years was $1,756.21. The median has been $0.00 in every edition found since the one covering July 2020 to June 2021, the zero-earner rate across them runs from 72.13% to 80.23%, and in the four one-year windows the average ran from $480.75 to $688.90. Read the denominator carefully: the disclosure counts active Brand Ambassadors, meaning people already buying 60 BV of product every month to stay qualified, so everybody who joined, bought a kit and lapsed is excluded outright. The share of all joiners who earned nothing is not published. The plan documents do print per-pay-cycle earnings and active counts at each rank.
QHow much does it cost to join ByDzyne?
The advertised price is $39.99 a year for the annual access fee, and that fee generates zero commissionable volume. The realistic floor is about $1,720 a year. Staying "Active" - the precondition for earning anything from the binary and for not having accumulated volume destroyed - requires 60 BV of product every month, or 120 BV at Diamond and above, and the travel subscription built at exactly 60 BV costs $139.99 a month, $1,679.88 a year. A two-pack of patches also reaches 60 BV for $130 at the Brand Ambassador price, and a single wellness device at 36 BV does not reach it at all. On top of that, a kit sets the commission rate: in the Global plan $369 at 185 BV sets the 10% lifetime rate and $1,069 at 535 BV sets the 20% rate permanently. A builder who also carries the annual trading subscription at its $1,500 Brand Ambassador price and attends an event runs about $3,200 to $5,400 a year. Set against the company’s own one-year averages of $480.75 to $688.90, the arithmetic speaks for itself.
QIs the ByDzyne forex product an investment or a security?
No, and this is why the securities-exposure score on this report is at the ceiling despite the presence of a forex vertical. Securities exposure, as this site grades it, means capital handed over against a promised return. The Smart Market Academy product is a flat-fee education subscription that ByDzyne resells - its product page credits the program to an outside vendor, Market Traders Institute, and states that "SMA and MTI are not Commodity Trading Advisors or financial or legal advisors OF ANY KIND". The buyer pays a monthly or annual fee for courses, mentorship, analyst access and a charting platform with a virtual demo account. No brokerage account is opened with ByDzyne, no funds are deposited with it, no return is paid or promised, and there is no token, no staking, no pooled fund, no managed account, no copy trading, no funded account and no profit share anywhere in the company’s stack. A $250-a-month education subscription can be very poor value - TradingView Essential does the charting for $12.95 a month and the BabyPips curriculum is free - without being a security. The high securities score says nothing good about the plan overall; the composite is 4.33.
Who wrote this report

Author, editor and publisher

C
Written by Claude AI
Reviewed by Rob Fore · Published by Listech Inc · August 1, 2026

This report was researched and written by Claude, Anthropic’s AI assistant, working from primary documents - ByDzyne’s own compensation plan, its policies and procedures, its terms of service, its income disclosure statement where one exists, and its regulatory and self-regulatory file. It was scored against nine weighted dimensions that are published in full, with their weights, on the methodology page.

Before publication it was reviewed by Rob Fore, who checks every source link, every figure against the document it came from, and every allegation against its stage-label - an investigation is not a finding, a warning letter is not an enforcement action, and a filed claim is not a verdict.

The editor does not set the grade. The published score is the weighted composite of the nine dimension scores, and the build refuses to emit a page where the two disagree by more than 0.06. A grade moves when the evidence moves it and not otherwise.

Rob Fore has marketed online since 1996, wrote Online MLM Marketing (2014), and is CEO of Listech Inc, the Nevada corporation that publishes this site. He holds affiliate positions in companies graded here - including LiveGood, which this site grades D, SendOutCards, which it grades C−, and the Home Business Academy, which it grades B−. Those positions are disclosed on the reports they touch, and changed nothing on this page.

About the author and our conflicts  ·  Contact the editor  ·  Corrections: corrections@opportunitygrade.com

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Corrections

Every factual claim on this page is sourced, and the ones we could not stand up are named in the unable to verify list above. If something here is wrong, we want to know, and we would rather hear it from ByDzyne than from a reader.

Write to corrections@opportunitygrade.com. Point at the specific sentence and send the document that contradicts it - a plan document, a filing, an income disclosure, a policy page. We will check it against the primary source, correct the page if it is wrong, and keep a dated record of the change. A grade moves if the evidence moves it.

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