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Nutritional supplements, skincare and foods sold through Brand Partners · binary network-marketing plan, NYSE-listed

USANA Health Sciences

A 34-year-old audited NYSE company with real, certified products and a plan paid from margin - whose own disclosure puts 72.6% of counted US participants at $0 to $250 a year, under a plan rewritten in 2025 that it has not published.

Reviewed October 5, 2026 Founded 1992 - “We were founded in 1992 by Myron W. Wentz, Ph.D.” (FY2025 Form 10-K). The registrant traded as USANA Inc from 23 July 1996 to 27 April 2000 (SEC submissions index) and moved its listing from NASDAQ to the NYSE on 3 January 2011. Confidence: Medium-High
CGRADE
6.4/10
Weighted composite

REAL COMPANY, THIN PARTICIPANT ECONOMICS

The company, the audit and the products are real and the plan is paid from margin; what holds the grade at C is what participants keep: 72.6% netted $0 to $250 in 2023, staying commission-eligible costs about $1,800 a year in product, and the current plan and any newer disclosure are not public.

Disclosure

The editor of this site, Rob Fore, formerly promoted USANA. That relationship has ended. He does not set scores: this report’s grade is the weighted composite of its nine published dimension scores, and the build rejects any page where those two disagree. Our full conflict-of-interest statement, including every position held, is on the About page.

The question you came with

Can you actually make money with USANA?

GO, WITH CONDITIONS Only under conditions, and they are specific

No, not for most people who try, and the company’s own numbers are what settle it. USANA’s 2023 US Income Disclosure Statement, the newest one on its site, counts everyone who bought anything during the year, 23,336 Associates and Affiliates, and puts 72.6% of them at a “net profit” of $0 to $250. 3.7% made more than $5,000 and 1.2% more than $20,000. The denominator is honest: people who earned nothing are inside the table, not left out of it. But “net profit” subtracts only kits, sales aids, event fees, shipping and taxes. It does not subtract the product a participant bought to stay qualified, which is the largest cost of all.

Here is that cost. Under the 2021 compensation plan, the newest plan document USANA still serves, a Business Center earns commissions only with at least 100 points of Personal Sales Volume in every four-week rolling period, and the 2024 US Terms & Policies add that an Associate must sell to at least five customers every four weeks “to be qualified for commissions.” Points cost about $1.40 each at the cheapest (a HealthPak, $139.95 for 100 points) and about $1.70 at the catalog median. Thirteen periods a year comes to roughly $1,800 to $2,200 at Preferred prices, plus the $20 renewal, shipping and tax. Much of that is product a participant would use, but USANA itself deems only $163 a year of an Associate’s buying to be personal consumption.

And the plan you would join today is not the one in that document. USANA rewrote it in 2025, adding a 10% Sales Bonus on new Brand Partners’ and customers’ first six months of purchases and three Milestone Bonuses for new Brand Partners, and has not published the terms. No US disclosure covers any year after 2023. Nobody outside the company can check whether the 2025 plan pays the typical participant more, less or the same.

What it costs to be in
$9.95 to $10.00 Welcome Kit plus a $20 yearly renewal; about $1,800 to $2,200 a year in product to stay commission-eligible under the 2021 plan

The 2023 US Income Disclosure Statement gives the Welcome Kit as a “one-time payment of $9.95” and a “$20 renewal fee annually”; the current US price list (prices effective August 2025) shows Welcome Kit item #454 at $10.00. The 10-K says kits average about $16 across markets, “are fully refundable”, and that “No other direct investment is required to become a Brand Partner.” Auto Order is optional and a Preferred Customer account is free. The recurring cost is the activity rule in the 2021 plan: 200 points of Personal Sales Volume to open a Business Center (about $300 to $340), then 100 points every four-week rolling period to keep one active (200 for more), plus five customers every four weeks under the 2024 Terms & Policies. At $1.40 to $1.70 a point, 100 points is about $140 to $170 a period. Optional extras on the price list: one-time Experience Packs for new Brand Partners at $399, $699 and $999 (200, 400 and 600 points), and a Business Accelerator Suite at $19.95 every four weeks. Whether the 2025 plan kept the 100-point rule is not public.

What has to be true for this to work for you
  • You would buy the products at Preferred prices anyway. A free Preferred Customer account gets the same prices and the same 10% Auto Order discount with no kit, no renewal and no quota; the Brand Partner position adds the qualification rules on top.
  • You have, or can realistically build, five customers who reorder every four weeks. That is a condition of commissions under the 2024 US Terms & Policies, and it is the part of this plan built around genuine customers.
  • You get the current 2025 compensation plan in writing before you join, including the activity requirement and how customer orders count toward it. The only public plan document dates from November 2021.
  • You read the income disclosure with the qualifying product counted as a cost. At roughly $1,800 a year it is several times what 72.6% of counted participants reported as net profit, and the disclosure does not subtract it.
  • You can accept leaving with nothing. Exit forfeits the team and every future commission, a 12-month non-solicitation treats public social-media promotion of another direct seller as soliciting, and USANA owns the customer list.

That call is computed, not chosen - the rule reads three of the nine published dimension scores and is printed on the methodology page. It describes this company's plan and the figures it publishes about the people already in it. It is not a prediction about you, and nothing on this site is advice.

72.6%
Of 23,336 counted US participants netted $0 to $250 in 2023
the company’s own 2023 disclosure, the newest on its site; “net profit” excludes product bought to qualify
42.6-45.0%
Of net sales paid to distributors in every year from 2016 to 2024
audited 10-K income statements; 43.5% of core sales in H1 2026
41.3%
Of 2025 sales from mainland China, under a model China has not approved
the company’s own FY2025 10-K; licensed in four jurisdictions only
384,000
Active customers at 4 July 2026, down from about 616,000 at end-2018
Brand Partners plus Preferred Customers, from the 10-K and 10-Q counts

Legal status

LEGAL - no government enforcement action naming USANA was found: nothing from the FTC, no FDA warning letter or recall, no Health Canada recall and no state attorney-general action; the FY2025 Form 10-K states that “to our knowledge, we have not been the subject of any action by the FTC.” USANA is on the October 2021 FTC Notice of Penalty Offenses list for money-making opportunities (a mailing that also carried the endorsements notice) and on the April 2023 list for substantiation of product claims; both are mass mailings to hundreds of companies, each headed “NOT an indication that it has done anything wrong”, and neither is an allegation, charge or finding against any recipient. Every lawsuit and government inquiry on record since 2007 ended in the company’s favor: suits dismissed, inquiries closed with no action (including the SEC and DOJ FCPA investigations in 2020), and two California Proposition 65 lead cases settled with no admission. One 2008 arbitration award went against it and was later settled. In mainland China, 41.3% of 2025 sales, the company states that BabyCare “has not received approval from the Chinese government that its business model, compensation plan or operations comply with applicable laws”, and that past inquiries produced warnings and fines paid by BabyCare or its distributors (no dates or amounts disclosed). A C grade is not a finding of illegality.

Confidence: Medium-High

Primary sources fetched directly where possible. Everything we could not verify is listed at the bottom of this page by name.

What this actually is

Follow the money

A Salt Lake City company, founded in 1992 by Myron W. Wentz, Ph.D. and listed on the NYSE as USNA, that makes and sells nutritional supplements (CellSentials, HealthPak, Proflavanol), Celavive skincare and foods through Brand Partners and Preferred Customers in 25 markets: about 165,000 and 219,000 respectively on the company’s 43%/57% split of 384,000 active customers at 4 July 2026. Since December 2024 it also owns most of Hiya, a children’s vitamin subscription brand that pays no distributor commissions. 2025 net sales were $925 million, of which $775.5 million came from the core direct-selling business.

What is real, and goes first: audited accounts with clean current opinions, profit every year from 2009 to 2025, no debt, a plan paid from product margin at a steady 42.6% to 45.0% of sales, real products with ten NSF Certified for Sport listings, an entry cost of about $10 plus $20 a year, a one-year 100% return policy on resaleable product, an income disclosure with an honest denominator, and a legal record in which every lawsuit and government inquiry except one 2008 arbitration ended in the company’s favor.

What drags the grade down is what a participant keeps. 72.6% of counted US participants netted $0 to $250 in 2023, on a measure that does not subtract the roughly $1,800 to $2,200 a year of product the 2021 plan’s activity rule requires; that disclosure covers 2023, and the 2025 plan anyone joins today has not been published.

Brand Partners are 43% of active customers but buy about half the volume (51% of core sales in H1 2026), and the plan counts a recruit’s own purchase toward the upline exactly like a customer’s order. The five-customer quota is a genuine control; the 2025 bonuses on new Brand Partners’ purchases pull the other way.

The business is shrinking and concentrated: active customers fell from about 616,000 (2018) to 384,000, mainland China supplies 41.3% of sales under a model the company says China has not approved, the founder controls 40.1% through a Bahamas trust structure, and 2026 guidance is now a net loss.

Where each dollar of USANA’s 2024 net sales went

From the audited FY2024 income statement ($854.5 million of net sales), the last full year before Hiya, which pays no distributor incentives, was consolidated. Associate incentives (commissions, bonuses, contests and promotions) were 42.6%, inside a 42.6% to 45.0% band every year from 2016 to 2024. Cost of sales is 100% minus the 81.1% gross margin, operating earnings were $66.3 million, and the remaining slice is derived as the remainder. Commissions on a distributor’s own purchases are booked as a sales discount and so are not inside the incentives line.

43% 31% 19% 8%
Associate (Brand Partner) incentives: commissions, bonuses, contests and promotionsSelling, general and administrative and other operating costs (derived as the remainder)Cost of sales (gross margin 81.1%)Operating earnings ($66.3 million)
ProductPricePays
CellSentials (Vita-Antioxidant + Core Minerals)
The flagship multivitamin and mineral pair; both tablets are NSF Certified for Sport. A high-potency formula with a curcumin complex, resveratrol, olive extract and PQQ. About $2.43 a day at the Preferred price, against $1.33 to $1.47 for the closest certified open-market comparator.
$67.95 Preferred; $74.75 retail; about $61.16 on Auto Order
28-day supply (two tablets twice daily)
40 points; a Brand Partner’s own purchase counts toward the sponsor’s Group Sales Volume, not the buyer’s
HealthPak
CellSentials, MagneCal D and CellSentials Booster in packets. At $1.40 a point, the cheapest way to meet the 100-point rule. Not itself on the NSF Certified for Sport list.
$139.95 Preferred; $153.95 retail; about $125.96 on Auto Order
AM/PM packets; packet count and supply length not shown publicly
100 points, exactly the 2021 activity floor for one Business Center
Proflavanol C100
Two tablets give 600 mg of vitamin C and 200 mg of grape seed extract; NSF Certified for Sport. About $1.78 a day, roughly 8x to 9x a store grape seed extract plus a USP Verified vitamin C.
$49.95 Preferred; $54.95 retail
56 tablets: 28 days at two a day, 14 days at four
35 points
Whey Protein Isolate
About $4.45 a serving against $1.77 for a named open-market isolate, about 2.5x. Not on the NSF list.
$89.00 Preferred; $97.90 retail
20 servings of 25 g protein
40 points
Celavive Vitalizing Serum
The public site shows no Auto Order discount on the Celavive line. About $39.77 an ounce against $12.64 a fluid ounce for a named drugstore serum, about 3x.
$70.00 Preferred; $77.00 retail
1.76 oz
46 points
Experience Packs and 200-point packs
From the August 2025 US price list and the 5 October 2026 catalog. The opportunity page mentions “ENROLLMENT PACKS ... with extra discounts and perks”; the catalog does not label which items those are.
$399, $699 and $999 (200, 400 and 600 points); five catalog packs at $300 to $315 Preferred for 200 points
Experience Packs one time, “available one time on initial orders for new Brand Partner only”
Full point value; 200 points is the 2021 threshold to open a Business Center
Welcome Kit and renewal
The only required purchase to become an Associate, sold at cost and refundable within 30 days. Affiliates pay no renewal; Preferred Customer accounts are free.
$9.95 (2023 disclosure) or $10.00 (current price list); $20 a year renewal
kit once; renewal charged automatically each anniversary
None: kits and sales tools carry no volume and pay no commission
Affiliate (link-commission path, no team)
Affiliate Commission Plan effective 22 June 2024; weekly payout at a $5 minimum; commissions are deducted when a customer returns an order. Affiliates are counted with Brand Partners in the company’s figures and in the 2023 disclosure.
$0
stays active with one sale or personal purchase in 12 months
15% on link orders (the 10-K says 15% to 20% by category); a one-level 10% bonus on a referred Affiliate’s earnings and another 10% on that Affiliate’s purchases
Background check

Who runs it, and what they ran before

MW
Myron W. Wentz, Ph.D.
Founder (1992); emeritus board member; controls 40.1% of the shares

Founded the company in 1992. The FY2025 10-K says he “is no longer active in the management of USANA and is an emeritus member of our Board of Directors.” He controls Gull Global Limited of Nassau, Bahamas, which is owned through two companies by the Gull Trust, a revocable Bahamian trust “administered for the benefit of Dr. Wentz and other beneficiaries” whose assets “are controlled by Dr. Wentz” (Schedule 13D/A, 30 March 2026). Gull Global holds 7,408,345 shares, 40.1% (proxy, March 2026), down from 51.3% held through an Isle of Man company at end-2007; the 10-K says the stake lets him “exert significant influence over the election of the members of our Board.” A May 2008 tender offer by his group to buy the rest of the company at $26 a share was terminated in July 2008 with no shares accepted. Gull entities sold about $53.5 million of shares in 2008-2013 and about $367.2 million in 2014-2024, and state they “will continue to sell, some of their Shares... for liquidity purposes.” His career before USANA was not checked for this report.

KG
Kevin G. Guest
CEO and Chairman (CEO November 2016 to July 2023, and again from 8 January 2026)

Joined USANA part-time in April 2003 after it acquired his production company, FMG Productions (proxy biography); co-CEO from August 2015, CEO from November 2016 and Chairman from May 2020; Executive Chairman while Jim H. Brown was CEO; back as CEO on 8 January 2026. The return announcement credits him with “more than three decades at the Company”; his own proxy biography supports about 23 years, a small inconsistency in the company’s documents. No reason for the change was given beyond positioning the company “to accelerate strategic priorities.” 2026 base salary $850,000; 47,067 shares.

JH
Jim H. Brown
CEO and President, 1 July 2023 to 7 January 2026

Promoted to CEO on 1 July 2023; the lead independent director thanked him for “his leadership over the past 19 years” when he stepped down, with no reason given. His 2025 total compensation was $4,339,625, a CEO pay ratio of 85 to 1, and his 2025 cash bonus was 41.3% of base salary against 14.6% for other executives. His tenure covers the all-cash $206.1 million Hiya acquisition (December 2024), the July 2025 compensation-plan rewrite and a fall in active customers from 483,000 to 387,000. A report that he joined a direct-selling trade association board in 2025 was not checked.

Gn
Governance note
Board, auditors and controls

A board of eight, seven of them independent (proxy); the lead independent director, Gilbert A. Fuller, 85, was USANA’s CFO in 2006-2008 and has been a director since 2008. The auditor record is not spotless and is set out at its exact stage. Grant Thornton resigned on 10 July 2007 after a disclosed disagreement over the scope of audit procedures connected to a critic’s 2007 allegations, which the company says “was resolved to the satisfaction of GT, the Company, and the Audit Committee”; the Q2 2007 10-Q went out unreviewed and Nasdaq issued a deficiency notice; PwC was appointed in September 2007 and a reviewed 10-Q/A followed in October. The 2006 and 2007 statements were restated in February 2009 for two income-tax errors (diluted EPS lower by $0.04 and $0.01). KPMG replaced PwC in 2013 after a competitive process with no disagreements, and gave an adverse internal-control opinion for FY2023 on an IT general-controls material weakness that “did not result in any errors to the financial statements”, remediated in 2024. No related-party transactions required disclosure for 2025.

Registered address

Salt Lake City, Utah (3838 West Parkway Blvd., a 354,000 sq ft company-owned headquarters)
The FY2025 10-K lists owned facilities in Salt Lake City (including a 54,000 sq ft foods plant), Beijing (350,000 sq ft) and Tianjin (31,000 sq ft), and an office and warehouse in Sydney. USANA operates in 25 markets; 75.7% of 2025 consolidated net sales came from outside the US, and 90.3% of core nutritional sales. KPMG has audited the company since September 2013 and gave unqualified opinions on the FY2025 statements and on internal control; no going-concern language appears in the FY2025 10-K or either 2026 10-Q. About 226 holders of record and 18,456,935 shares outstanding (March 2026). Since 23 December 2024 the group has owned 78.85% of Hiya, a children’s vitamin subscription business, and since 2022 Rise Bar and Oola; none of those pays Brand Partner commissions, so about $150 million of the $925 million 2025 sales figure sits outside the network.

Compensation plan

What has to be true for you to get paid

To coverYou need
Cover a year of staying commission-eligible from commissions (100 points every four weeks on HealthPak at $1.40 a point, plus the $20 renewal) about $1,840 a year of commissions and bonuses, roughly $35 a week, before shipping and tax
13 periods × 100 points × $1.40 = $1,820, plus $20 = $1,840; ÷ 52 = $35.38 a week. At the $1.70 catalog median the product alone is $2,210. In 2023, 81.1% of counted US participants reported net profit of $500 or less, on a measure that does not subtract this product at all.
Cover the same $1,840 from retail markup alone about $18,400 of retail sales a year, roughly $1,530 a month
$1,840 ÷ 10% = $18,400. The 2021 plan says published retail prices “suggest a 10% markup over the ‘Preferred Price’”. Any customer can open a free Preferred Customer account and buy at the same Preferred price, so retail margin depends on customers who choose not to; USANA itself publishes no estimate of retail profit.
Cover your own CellSentials habit ($883 a year at Preferred price) as an Affiliate, who pays no kit or renewal about $5,890 of customer orders through the link a year, for example 7 customers each buying CellSentials every four weeks
$883 ÷ 15% = $5,887. One CellSentials order at $67.95 pays about $10.19; $883 ÷ $10.19 = about 87 orders a year, or 6.7 customers ordering every four weeks. Assumes the 15% rate applies; the 10-K gives 15% to 20% by category, and returns are deducted.
Reach a true $5,000 a year after the qualifying product, the bracket 3.7% of 2023 participants reached on the company’s narrower measure about $6,840 of commissions and bonuses in the year, roughly $132 a week
$5,000 + $1,840 = $6,840. The company’s disclosure would record this person at about $6,800 of “net profit”, because it subtracts only non-commissionable purchases, shipping and taxes, not the product bought to qualify.

Read this twice

All four scenarios use the 2021 plan’s 100-point activity rule (the newest public plan; whether the 2025 plan kept it is not public), the August 2025 US price list and 5 October 2026 catalog for point costs, the 2021 plan’s stated 10% retail markup, the June 2024 Affiliate Commission Plan’s 15% rate, and the 2023 US income disclosure for the comparison brackets. They are arithmetic floors, not forecasts: they show what has to happen to cover a cost, not how likely it is. Shipping and sales tax are not quantified anywhere public and are left out, which flatters every scenario slightly. Whether a customer’s order can supply part of the 100 points under the current plan is not public; if it can, a Brand Partner with real customers need not self-buy the full amount.

Run your own numbers

Drag the sliders. Nothing here is stored or sent.

-
Cumulative net, after costs
Retained link customers on CellSentials -
Commission that month -
Total commissions earned -
Total you paid in -
Net -

Modeled on the Affiliate path, the cheapest honest route: 15% on link orders under the Affiliate Commission Plan effective 22 June 2024, against a customer buying CellSentials at the $67.95 Preferred price every four weeks, which is about $883 a year and about $11 a month to you. The cost line is zero because an Affiliate pays no kit and no renewal and stays active with one sale or purchase in 12 months. The Brand Partner path is the one the income disclosure describes, and it costs more to stay paid: the newest public plan (2021) requires 100 points of personal volume every four weeks, about $140 to $170 at Preferred prices, plus five customers every four weeks under the 2024 Terms & Policies. Calibrate against the company’s own 2023 disclosure rather than these sliders: 72.6% of the 23,336 counted US participants netted $0 to $250 for the year. Your own subscription cost of $0/mo is included.

Your money

What it costs to replace this yourself

The same capability bought on the open market, read on 5 October 2026, against USANA’s discounted Preferred prices (a retail buyer pays 10% more). Formulas differ in every pairing, so each comparison is close rather than exact; Target prices come from its own pricing service for one store and can vary. None of these brands is graded on this site.

What they sell youWhat you'd use insteadYour cost
CellSentials, $67.95 for 28 days (NSF Certified for Sport)Thorne Basic Nutrients 2/Day, 60 capsules, 30 days (NSF Certified for Sport)$40 on the rendered page ($44 in the page data): $1.33 to $1.47 a day against $2.43, about 1.7x to 1.8x
CellSentials, as a daily multivitaminNature Made Multivitamin Tablets with Iron, USP Verified, 130 count (Target)$12.19: about $0.09 a day if one tablet daily (dose not confirmed); a basic formula, not like-for-like
Proflavanol C100, $49.95 for 28 daysBest Naturals Grape Seed Extract 400 mg, 120 capsules, plus Nature Made Vitamin C 500 mg, USP Verified, 100 count (Target)$13.99 plus $7.49 = $21.48: about $0.21 a day against $1.78 (extract standardization not confirmed)
Whey Protein Isolate, $89.00 for 20 servingsDymatize ISO100 Gourmet Vanilla, 1.4 lb, 20 servings of 25 g protein (Target)$35.49: $1.77 a serving against $4.45
Celavive Vitalizing Serum, $70.00 for 1.76 ozOlay Regenerist Micro-Sculpting Serum, 1.7 fl oz (Target)$21.49: $12.64 a fluid ounce against $39.77 an ounce
Brand Partner pricing on every orderA free USANA Preferred Customer account$0: the same Preferred prices and 10% Auto Order discount with no kit, renewal, point requirement or customer quota
Total as sold
CellSentials alone: $67.95 every 28 days at the Preferred price, about $883 a year over 13 periods ($972 at retail)
Total, built yourself
Thorne Basic Nutrients 2/Day: about $487 to $535 a year at $40 to $44 per 30 days

Price-to-value

On the flagship, the certified open-market alternative costs about 55% to 60% of USANA’s Preferred price per day. On the whey isolate, the serum and the grape seed product, the gap is 2.5x to 9x against close substitutes. The fair reading is that CellSentials is a premium, third-party-certified formula sold at a premium that a buyer can defend, while much of the rest of the line sells at a large markup over what the open market charges. For anyone who simply wants USANA products, the free Preferred Customer account delivers the same prices without the Brand Partner obligations; joining as a Brand Partner adds a quota, not a discount.

Odds of profit

Three operators, five horizons

Probability of cumulative net profit

Hover any point for median, top decile and bottom quartile.

0% 25% 50% 75% 100%3 mo6 mo1 yr3 yr5 yr 25% 12% 20%
The product buyer who signs up as a Brand Partner - buys CellSentials or a HealthPak each period anyway, sells to a few friends, never builds a team. Product is treated as consumption, so only the kit, renewal and commissions are counted. Modeled from the 2023 disclosure and the 2021 plan, not a company case studyThe part-timer who buys 100 points every period to stay eligible - would not otherwise buy the product, so the roughly $1,840 a year of HealthPak and renewal is counted as a business cost; works a few hours a week toward five customers and two legs. Modeled from the 2023 disclosure brackets, the 2021 plan and the August 2025 price list, not a company case studyThe builder running several Business Centers - opens with a $399 Experience Pack, keeps 200 points every period on Auto Order (about $306 a period) and the $19.95 Business Accelerator Suite, and recruits actively for the 2025 Sales and Milestone Bonuses. Modeled from the price list, the 2021 plan and the disclosure’s top brackets, not a company case study

The product buyer who signs up as a Brand Partner

buys CellSentials or a HealthPak each period anyway, sells to a few friends, never builds a team. Product is treated as consumption, so only the kit, renewal and commissions are counted. Modeled from the 2023 disclosure and the 2021 plan, not a company case study

HorizonP(profit)Median
3 mo 10% -$10
6 mo 15% -$10
1 yr 20% -$30
3 yr 25% -$70
5 yr 25% -$110

The part-timer who buys 100 points every period to stay eligible

would not otherwise buy the product, so the roughly $1,840 a year of HealthPak and renewal is counted as a business cost; works a few hours a week toward five customers and two legs. Modeled from the 2023 disclosure brackets, the 2021 plan and the August 2025 price list, not a company case study

HorizonP(profit)Median
3 mo 3% -$420
6 mo 5% -$900
1 yr 8% -$1,700
3 yr 12% -$4,900
5 yr 12% -$8,000

The builder running several Business Centers

opens with a $399 Experience Pack, keeps 200 points every period on Auto Order (about $306 a period) and the $19.95 Business Accelerator Suite, and recruits actively for the 2025 Sales and Milestone Bonuses. Modeled from the price list, the 2021 plan and the disclosure’s top brackets, not a company case study

HorizonP(profit)Median
3 mo 5% -$1,250
6 mo 10% -$2,300
1 yr 15% -$4,200
3 yr 20% -$10,500
5 yr 20% -$16,000

Methodology note. These are modeled illustrative outcome ranges, not claims, not forecasts for any reader and not a company case study. USANA publishes bracketed US and Canadian disclosures for 2023 but no average, median, retention figure or earnings-by-tenure table, and nothing for the 2025 plan, so every number above is built from the 2023 US brackets (72.6% at $0 to $250; 3.7% above $5,000; 1.2% above $20,000), the 2021 plan’s point rules, the August 2025 price list and the 5 October 2026 catalog. The profiles differ mainly in whether the qualifying product is counted as a cost, which the company’s own “net profit” never does. The “p” value is a modeled chance of being net positive on cash at that point; it is not a published figure, and it does not count the hours put in.

Go-to-market

Where you are actually allowed to promote this

Platform policy reads, not verifications. Check every one before you spend a dollar - enforcement changes faster than the written policy does.

Channel
Status
Notes
The company’s own opportunity page
INCOME AND TRAVEL LINES ITS OWN RULES BAN
Read 5 October 2026: testimonials that USANA “provided reliable income, allowed me to travel” and “20 years later I’m still paid on customers from year one”; an FAQ about being “eligible to win additional rewards like luxury travel”; “gig-style income now and potential that grows with you”; “over $2.2 billion” paid out in five years. No typicality statement sits beside the testimonials. The 2024 Terms & Policies forbid distributors from claiming residual income, a luxury lifestyle or vacations; those rules bind Associates, not the company, and no regulator has ruled on the page.
Income disclosure placement and age
PUBLISHED, STALE, BEHIND A FOOTER LINK
The “How much can I earn as a Brand Partner?” answer gives no figure and no link; the disclosure is reached through a footer link, “USANA Income”. The only US English statement linked covers 2023 (file last modified 24 May 2024). The denominator and brackets are genuinely useful when found.
Distributor income claims
CATALOGED BY A WATCHDOG, NOT MARKED REMOVED
TINA.org’s 2023 database lists 18 items (3 company website pages, 15 distributor or social posts), none shown as removed at its December 2024 audit, against USANA’s February 2024 letter saying the identified content was removed and all distributors “promptly complied”. Most 2017 and 2021 items were down by November 2021. Watchdog nonprofit analysis, not a regulator finding; not re-tested for this report.
Written rules for distributors
STRONG ON PAPER
The 2024 US Terms & Policies ban exaggerated, residual or financial-freedom income claims and lifestyle claims, forbid showing checks, require the income disclaimer and link on any non-typical claim, make AI-generated content the Associate’s responsibility, and require prospects to be told that success takes “selling USANA Products.” In mainland China distributors may use only company-made advertising.
FTC Notice of Penalty Offenses mailings
MASS NOTICES, NOT ALLEGATIONS
On the October 2021 money-making-opportunities list (which carried the endorsements notice) and the April 2023 product-substantiation list. Each list says being on it is “NOT an indication that it has done anything wrong”; the cover letter says staff are “not singling out your company”. They establish that USANA has formal notice of the penalty rules, nothing more.
Health claims on product pages
STRUCTURE/FUNCTION, ONE UNASTERISKED LINE
No express disease claim was found on the pages captured; the footer and labels carry the DSHEA disclaimer. The CellSentials timeline line “Your cells feel it before you do” has no asterisk. TINA.org cataloged earlier distributor claims about COVID-19, prostate cancer and heart medication, most of them removed by its 2021 audit.
Athlete sponsorship and the NutriSearch rating
DISCLOSED ON COMPANY PAGES; ALLEGATIONS UNTESTED
The homepage discloses that featured athletes receive product or compensation; TINA.org cataloged 128 athlete social posts lacking clear disclosure in 2021. USANA promoted “NutriSearch Editor’s Choice” in 2013; a competitor’s 2022 suit over that rating ended in 2023 with no finding either way.
Government enforcement file
NONE FOUND
FTC site search, the FDA warning-letter database, openFDA recalls, Health Canada recalls and state attorney-general searches all returned nothing naming USANA as a target. Every government inquiry on record ended in the company’s favor. A Philippine FDA advisory (2020) named two USANA products as unregistered there, a product-registration notice, not a finding against the company.
Self-regulation (DSSRC and NAD)
COULD NOT RETRIEVE
The BBB National Programs case archive is behind a subscription wall and a control query also failed; the public decisions page and the 2025 DSSRC Activity Report show no USANA case. Not found in public pages, which is not the same as a clean record.
The evidence

Red flags and green flags

Red flags

15
172.6% of counted US participants netted $0 to $250
The 2023 US Income Disclosure Statement, the newest linked on usana.com, counts 23,336 Associates and Affiliates who bought anything in the year. 72.6% sit at $0 to $250; 3.7% above $5,000; 1.2% above $20,000. No average or median dollar figure is published.
2“Net profit” leaves out the product bought to qualify
The disclosure subtracts only non-commissionable purchases, shipping and taxes. The roughly $1,800 to $2,200 a year of product the 2021 plan’s 100-point rule requires is not subtracted, and the company deems only $163 a year of an Associate’s buying to be personal consumption.
3The loss row vanished between 2022 and 2023
In 2022, 31.3% of US Associates were below $0 even on the narrow measure. The 2023 table starts at “$0 to $250” and does not say where negative results went; it also added Affiliates to the population, so the years are not strictly comparable.
4The newest disclosure covers 2023
The US file linked from the company’s income page was last modified on 24 May 2024. No 2024 or 2025 US statement was found, and none covers the plan rewritten in 2025.
5The 2025 compensation plan is not public
USANA announced a 10% Sales Bonus, three Milestone Bonuses and revised leadership bonuses in July 2025 but publishes no plan document for them; the only plan PDF it serves is dated November 2021. Ranks, thresholds and the current activity rule cannot be checked.
6Distributors buy about half the volume
Brand Partners are 43% of active customers but bought about 51% of core sales in H1 2026 and 53% in 2025; Auto Order was 62% of direct-sales volume. The company does not disclose how much of that buying is resold.
7A recruit’s own purchase pays the upline like a customer’s order
Preferred Customer orders and a downline Brand Partner’s own volume both count toward the sponsor’s Group Sales Volume, with no self-consumption discount or cap; the 70% sell-or-consume rule appears only as a 2021 Auto Order note and not in the 2024 Terms & Policies.
8Bonuses aimed at new Brand Partners’ ramp
The 2025 Sales Bonus pays 10% of new Brand Partners’ and customers’ first six months of purchases; three Milestone Bonuses target new Brand Partners; the 2021 Lifetime Matching Bonus depends on new recruits reaching PaceSetter status within eight weeks; the opportunity page advertises bonuses to beginners for “day-one earnings”.
9Mainland China is 41.3% of sales under a model China has not approved
The company’s own 10-K: BabyCare “has not received approval from the Chinese government” for its model, past inquiries produced warnings and fines paid by BabyCare or its distributors, it is licensed in four jurisdictions only, and China has not reopened license applications since 2019.
10A shrinking core business and a 2026 net loss
Active customers fell from about 616,000 (end-2018) to 384,000 (4 July 2026); core sales fell 8.3% in 2025; a $29.1 million Hiya goodwill impairment produced a $13.9 million H1 2026 net loss, and guidance was cut to an $11 million net loss for 2026. Financial position, not wrongdoing.
11The company’s own page says what its rules forbid distributors to say
Testimonials of “reliable income”, travel and being “still paid on customers from year one” 20 years on, and an FAQ about “luxury travel”, with no typicality statement beside them and the disclosure only behind a footer link.
12Leaving forfeits everything
An exiting Associate has “no right, title, claim, or interest” in the team or its future commissions and is paid only for the last full calendar week; money held during an investigation is kept even on a voluntary exit, and USANA owns the customer list.
13Non-disparagement that covers true statements and competitors
“‘disparaging’ means anything unflattering and/or negative, whether such communication is true or untrue”, and it extends to “other companies (including competitors)”. It is not listed among the clauses that survive termination.
14A social-media non-solicitation for 12 months after exit
“General promotion of any Competing Direct Sales Company on the internet or social media that is available to the general public will be deemed a solicitation of USANA Associates”, and the bar applies “even if the Associate’s actions are in response to an inquiry”.
15Founder control and a mixed controls history
The founder controls 40.1% through a Bahamas company owned by a revocable trust. Grant Thornton resigned in 2007 after a disclosed audit-scope disagreement; 2006-2007 statements were restated in 2009; KPMG found an IT-controls material weakness for FY2023, remediated in 2024. None is a finding of wrongdoing.

Green flags

10
1A 34-year-old audited, listed company
Founded in 1992, NYSE-listed, audited by KPMG since 2013 with unqualified opinions on the FY2025 statements and internal control, and profitable every year from 2009 to 2025.
2A legal record that ran its way
Every suit and government inquiry since 2007 ended in its favor, including the SEC and DOJ FCPA investigations closed without action in 2020. One 2008 arbitration award went against it.
3A plan paid from margin at a stable rate
Incentives ran 42.6% to 45.0% of net sales every year 2016-2024 against gross margins of about 80% to 83%, and kits and sales tools carry no volume and pay no commission.
4A real customer requirement
Five customers every four weeks is a condition of commissions in the 2024 US Terms & Policies, buying to qualify is grounds for termination, and Preferred Customers are about 57% of active customers.
5Low entry cost and a free customer route
A $9.95 to $10 Welcome Kit and $20 a year; Auto Order is optional; a free Preferred Customer account buys at the same prices; Affiliates pay no renewal at all.
6A one-year, 100% return policy
100% refund less shipping on resaleable product and sales tools for a full year, plus a 30-day unconditional guarantee including the kit, above the 90% buyback convention.
7An income disclosure with an honest denominator
The US statement counts everyone who bought anything in the year, so people who earned nothing are in the table, and it defines its “net profit” measure in writing.
8Third-party-certified products and an FDA-registered plant
Ten products hold NSF Certified for Sport listings; the Salt Lake City plant is registered with the FDA, Health Canada and the TGA, and makes about 56% of product sales in-house.
9Fairer arbitration than its reputation
A 30-day opt-out, company-paid filing, administration and arbitrator fees, a $10,000 small-claims carve-out and no shortened limitation period in the 2024 Terms & Policies.
10No government enforcement found
No FTC action, FDA warning letter or recall, Health Canada recall or state attorney-general action naming USANA, and no securities exposure for participants.
What would move this grade

We would like to be wrong about this

Upward

  • A current US income disclosure for the 2025 plan (2024 and 2025 data years) with the loss row restored and a median published, together with a public 2025 compensation plan document showing the activity requirement and how customer orders count toward it.
  • Counting only customer volume, or customer volume above a stated personal-consumption cap, toward upline commissions and the 2025 Sales Bonus, so a recruit’s own buying does not pay the enroller the way a customer’s order does.
  • Bringing the company’s own opportunity page under the income and lifestyle rules it imposes on distributors, with a typicality statement beside the testimonials and a direct link to the disclosure in the “How much can I earn” answer.

Downward

  • A government finding on income or health claims from the FTC or a state attorney general, or a Chinese enforcement action against the BabyCare model, which the company says has not been approved and which supplies 41.3% of sales.
  • A published 2025 plan or a newer disclosure showing a higher personal purchase requirement, bonuses weighted more toward new Brand Partners’ own buying, or a larger share of participants below zero.
  • Shrinkage that pushes the plan or the balance sheet out of its decade-long range: a breach of the revolver’s EBITDA covenant, renewed borrowing, or commissions cut to protect margin.
The better trade

Grade is C. A real, audited, debt-free company with certified products and a plan paid from margin, whose own disclosure shows most participants keep almost nothing, under a 2025 plan nobody outside can read.

What is good here is real and should be said without hedging. USANA has been audited and publicly listed for decades, has been profitable every year since 2009 and carries no debt. Every lawsuit and government inquiry in its record except one 2008 arbitration ended in its favor, most of them dismissed with prejudice, and no government enforcement action was found. Its products are publicly priced, ten carry NSF Certified for Sport listings, the plant is FDA-registered, most active customers are not distributors, and returns are honored at 100% for a year. Entry costs about $10 plus $20 a year, and the plan has paid a steady 42.6% to 45.0% of sales to distributors for a decade.

The trouble is what a participant keeps. The company’s own 2023 disclosure, counting everyone who bought anything, puts 72.6% at $0 to $250 of “net profit”, and that measure does not subtract the roughly $1,800 a year of product the 2021 plan requires to stay commission-eligible. The 2022 loss row disappeared in 2023 without explanation, the newest disclosure is for 2023, and the 2025 plan that pays new Brand Partners’ enrollers a bonus on their first six months of purchases has not been published. Distributors buy half the volume, the prices run from about 1.8x to 9x the open market, and leaving costs the whole team.

The company-level risks are financial position and concentration, not misconduct: a core business shrinking for five years, a 2026 net loss, 41.3% of sales in a China market that has not approved the model, and a founder who controls 40.1%. Taken together, the nine numbers land at C without any cap: a genuinely well-run company whose opportunity, on its own figures, mostly works as a discount club with a quota attached.

1

Buy as a Preferred Customer, not a Brand Partner

A free account gets the same Preferred prices and the 10% Auto Order discount with no kit, renewal, point rule or customer quota. If you only want the products, that is the whole answer.

2

Price CellSentials against a certified alternative

Thorne Basic Nutrients 2/Day carries the same NSF Certified for Sport mark at about $1.33 to $1.47 a day against $2.43. Decide whether the extra ingredients are worth the difference before any plan enters the picture.

3

Ask for the 2025 plan and a current disclosure in writing

Before joining, get the current compensation plan, the activity requirement, how customer orders count toward it, and any disclosure newer than 2023. If they cannot be produced, you are being asked to join a plan you cannot read.

4

Count the qualifying product as a cost

Add roughly $1,800 a year of 100-point orders to the $20 renewal, then compare it with the $0 to $250 that 72.6% of counted participants reported. If your customers are not supplying most of those points, the arithmetic does not close.

USANA’s own 2023 disclosure counts everyone who bought anything, 23,336 people, and puts 72.6% of them at a “net profit” of $0 to $250, before subtracting the product they bought to stay qualified.
Scorecard

Nine dimensions, weighted

Comp structure & KoscotDoes the plan pay for recruitment or for sales to real customers?
20%
6.0
The structure earns real credit. The newest public plan document (Binary Compensation Plan, US-CA, Rev. 11/21) pays a weekly commission of 20% of the Group Sales Volume on a Business Center’s weaker side once each side reaches 125 points, with rollover capped at 5,000 points a side, so pay depends on two balanced legs rather than one strong line. The 10-K states that USANA does “not compensate Brand Partners for sponsoring or recruiting Brand Partners” and that “Commissions are paid only on the sale of products”; kits and sales tools carry no volume and pay nothing. Preferred Customers are about 57% of the 384,000 active customers (4 July 2026), and the 2024 US Terms & Policies make selling to at least five customers in every four-week period a condition of commissions, a genuine customer control that most plans in this category do not have; buying product “solely for the purpose of qualifying” is grounds for termination and clawback. What holds it at 6 is how much of the volume comes from inside, and how the plan treats it. Brand Partners bought about 51% of core sales in H1 2026 and 53% in 2025, and a Preferred Customer’s order and a downline Brand Partner’s own purchase count the same way toward the upline’s Group Sales Volume, with no discount for self-consumption and no personal-consumption cap. The 70% sell-or-consume rule survives only as an Auto Order note in the 2021 plan and does not appear in the 2024 Terms & Policies. Several payments track recruiting tempo: the 2021 Lifetime Matching Bonus pays up to 15% on personally sponsored Associates who reach PaceSetter status within eight weeks; the Leadership Bonus goes to leaders who “continue to sponsor new Associates”; the 2025 Sales Bonus pays 10% of new Brand Partners’ (not only customers’) first six months of purchases; and three 2025 Milestone Bonuses target new Brand Partners. And the 2025 plan’s terms are not public, so the plan a recruit would join today cannot be read in full.
Securities exposureAny passive return on capital? Howey, staking, tokens, withdrawal friction.
15%
10.0
Nothing is offered to distributors against a promised return. The 2024 US Terms & Policies, the 2021 compensation plan and the 2024 Affiliate Commission Plan were read for investment features: the only hits for “invest” are the warning that success requires “financial investment” and the opportunity page’s “invest in yourself”, which is marketing attached to an enrollment pack, not an investment contract. There is no token, crypto, staking, profit share or points-for-cash program; “points” are sales-volume points used to qualify for commissions. A distributorship can be sold only with USANA’s approval, which is a business-asset transfer, not a security USANA sells. USANA’s NYSE stock is a public security bought through markets, not through the distributor channel; anything about it is weighed under ownership, not as participant capital at risk. That is why this line is a 10 on a report graded C: it measures only whether a participant’s capital is taken against a promised return, and here none is. The weaknesses sit in participant economics, price-to-value and terms, and are scored there.
Ownership & track recordWho runs it, what did they run before, and what happened to it.
15%
7.0
The credit is large and goes first. USANA is a 34-year-old NYSE-listed company audited by KPMG since 2013, with unqualified opinions on the FY2025 statements and on internal control. It was profitable every year from 2009 to 2025, has never paid a dividend, spent about $679 million on buybacks over 2016-2025, paid $206.1 million in cash for Hiya, and held $168.6 million of cash with a $0 revolver balance at 4 July 2026. Its legal record runs almost entirely its way: every suit and government inquiry since 2007 ended in dismissal or closure with no action, including the SEC and DOJ FCPA investigations in 2020, the SEC citing “prompt, voluntary self-disclosure”; one 2008 arbitration award went against it. Three things hold it at 7. China: mainland China was 41.3% of 2025 sales, and the 10-K says BabyCare “has not received approval from the Chinese government that its business model, compensation plan or operations comply with applicable laws”, that past inquiries “resulted in warnings from the Chinese government, as well as the payment of fines by BabyCare or its distributors”, that it is licensed only in Beijing, Jiangsu, Shaanxi and Tianjin, and that China has not reopened license applications since its 2019 review. Control: the founder holds 40.1% through a Bahamas company owned by a revocable trust he controls. Controls history: Grant Thornton resigned in July 2007 after a disclosed disagreement over audit scope tied to a critic’s 2007 allegations, which the company disputed; the 2006-2007 statements were restated in 2009 for two tax errors; and KPMG found an IT-controls material weakness for FY2023, remediated in 2024. None of those is a finding of wrongdoing, but together they are why a company this transparent scores 7 and not higher.
Product reality & demandWould a rational buyer purchase this if no income offer existed?
12%
7.0
The product is real, publicly priced and bought by real customers. The US catalog is public to the cent (151 rows on 5 October 2026; CellSentials $74.75 retail and $67.95 Preferred for 28 days). Ten USANA products, including both CellSentials tablets, Proflavanol C100 and BiOmega, hold NSF Certified for Sport listings, the same third-party program the leading non-network comparator uses. The Salt Lake City plant is registered with the FDA, Health Canada and Australia’s TGA, and USANA made about 56% of its product sales in-house in 2025. No FDA warning letter, FDA recall or Health Canada recall naming USANA was found, and the product pages read use structure/function wording under the standard DSHEA disclaimer. About 57% of active customers are Preferred Customers rather than distributors, and returns ran 0.6% to 0.8% of sales in 2023-2025. It is held at 7 by two things. The customer base is shrinking: active customers fell from about 616,000 at end-2018 to 384,000 at 4 July 2026, down 14.8% in 2025 alone, and core nutritional sales fell 8.3% to $775.5 million in 2025. And Brand Partners still buy about half the volume (51% of core sales in H1 2026), so demand from people outside the plan is smaller than the customer count suggests. Two California Proposition 65 lead cases ended in consent judgments with no admission, and one live CellSentials line (“Your cells feel it before you do”) carries no asterisk.
Participant economicsReal cost in, realistic money out, and whether they publish the numbers.
10%
3.0
There is credit here and it is real. USANA publishes a bracketed US income disclosure with a stated denominator that counts everyone who made at least one purchase in the year, 23,336 Associates and Affiliates in 2023, so people who earned nothing are inside the table rather than excluded from it, and it publishes a separate Canadian statement. Entry costs $9.95 to $10 plus a $20 renewal, and kits are refundable. Then the numbers. In 2023, 72.6% of counted US participants had a “net profit” of $0 to $250; 3.7% made more than $5,000, 1.2% more than $20,000 and 0.5% more than $50,000. No average or median dollar figure is published. “Net profit” subtracts only non-commissionable purchases (kits, sales aids, event registrations), shipping and taxes; it does not subtract the product a participant buys to stay qualified, which under the 2021 plan’s 100-point rule is roughly $1,800 to $2,200 a year at Preferred prices, about ten times the $163 the company itself deems personal consumption. In the 2022 statement 31.3% were below $0 even on that narrow measure; the 2023 table starts at “$0 to $250” with no loss row and does not say where negative results went, and its population also changed to include Affiliates, so the two years are not strictly comparable. The Canadian 2023 statement counts only Associates enrolled at least 12 months and puts 74.2% at $0 to $250. And the newest US disclosure covers 2023: the file was last modified on 24 May 2024, and no disclosure covers the 2025 plan anyone joining today would be paid under.
Price-to-valueWhat the same capability costs on the open market.
8%
4.0
USANA’s prices sit well above the open market for comparable capability, and the gap is widest where the products are most commodity-like. Read on 5 October 2026: CellSentials at $67.95 Preferred for 28 days is $2.43 a day against $1.33 to $1.47 for Thorne Basic Nutrients 2/Day, the closest comparator carrying the same NSF Certified for Sport mark, about 1.7x to 1.8x; a plain retail buyer pays 10% more again. Proflavanol C100 at $1.78 a day compares with about $0.21 a day for a store grape seed extract plus a USP Verified vitamin C, about 8x to 9x. Whey Protein Isolate at $4.45 per 25 g serving compares with $1.77 for Dymatize ISO100, about 2.5x. Celavive Vitalizing Serum at $39.77 an ounce compares with $12.64 a fluid ounce for an Olay Regenerist serum, about 3x. In USANA’s favor: CellSentials is a high-potency formula with extras (a curcumin complex, resveratrol, olive extract, PQQ), so a basic one-a-day multivitamin at about $0.09 a day is not a like-for-like substitute; the third-party certification is real; and formulas differ in every pairing. It is a 4 rather than lower because the flagship’s certified comparator is within 2x, not 10x, and a Preferred Customer can buy at these prices with no kit or fee. A Brand Partner pays them on a quota.
Payout sustainabilityCan the company fund the plan out of margin, or only out of inflow?
8%
7.5
The plan is funded from margin, and the audited numbers show it. Associate (now Brand Partner) incentives ran between 42.6% and 45.0% of net sales every year from 2016 to 2024, against gross margins of about 80% to 83%; on the core business they were 43.3% in 2025 and 43.5% in H1 2026, and the 2025 plan rollout added 50 basis points that lower accruals for trips and events almost entirely offset. Kits and sales tools pay nothing, and commissions on personal purchases are booked as a sales discount. The company is debt-free with $168.6 million of cash (4 July 2026), paid for Hiya in cash, and no going-concern language appears in its filings; payments to distributors are an expense line in audited statements, not a promise funded by the next cohort of buyers. Two things hold it at 7.5. The core business has shrunk for five straight years (active customers about 616,000 to 384,000; core nutritional sales $775.5 million in 2025, down 8.3%), and a stable percentage of a shrinking base pays less in dollars. And the group swung to a $13.9 million net loss in H1 2026 after a $29.1 million Hiya goodwill impairment, with full-year guidance cut on 4 August 2026 to an $11 million net loss; the revolver’s EBITDA covenant steps up to $100 million for quarters after 4 July 2026 against adjusted EBITDA guidance of $87 million, though the agreement’s own EBITDA definition was not read and may differ. A net loss is not wrongdoing, and nothing found suggests commissions are at risk, but the trend runs down.
Marketing conductIncome claims, regulator run-ins, hype, deadline stacking.
7%
4.5
The balance first. No government enforcement action naming USANA was found anywhere searched: FTC, FDA warning letters and recalls, Health Canada and state attorneys general. USANA’s written rules for distributors are strong and specific: the 2024 Terms & Policies ban claims of “residual or unlimited income”, “financial freedom”, “A luxury lifestyle” and “Vacations”, forbid showing checks, require every non-typical claim to link the disclosure, and the company says its compliance team “is comprised of over fifty individuals”. USANA is on two FTC Notice of Penalty Offenses mailing lists, October 2021 (money-making opportunities, with the endorsements notice) and April 2023 (substantiation of product claims); each list states that being on it is “NOT an indication that it has done anything wrong”, and they are mass notices, not accusations. What holds the line down is the record on claims. TINA.org, a watchdog nonprofit, has cataloged USANA health claims (2016, 2021), income claims (2017, 2021, 2023) and “128 examples” of athlete posts lacking clear disclosure (2021). Most 2016 and 2017 items were down by its November 2021 audit, but none of the 18 items in its 2023 income database is marked removed at its December 2024 audit, which conflicts with USANA’s February 2024 letter saying the content was taken down; neither was re-tested for this report. And the company’s own recruiting page, read on 5 October 2026, uses language its distributor rules forbid: testimonials that USANA “provided reliable income, allowed me to travel” and “20 years later I’m still paid on customers from year one”, an FAQ about winning “luxury travel”, and a “How much can I earn” answer with no figure and no link to the disclosure, which is reached only through a footer link. The DSSRC and NAD archive is behind a subscription wall, so the self-regulatory record is “not found in public pages”, not clean. USANA promoted a third-party product rating in 2013; a competitor’s 2022 suit over that rating ended with no finding.
Operator terms & exitWho owns the customer, what you forfeit, how hard it is to leave.
5%
5.0
Several terms are better than the category norm. Product and sales tools can be returned for a 100% refund, less shipping, for a full year if resaleable, on top of a 30-day unconditional guarantee on everything including the Welcome Kit, which beats the 90% buyback convention; returns ran 0.6% to 0.8% of sales in 2023-2025. The 2024 US Terms & Policies let an Associate opt out of arbitration within 30 days, have USANA reimburse filing, administration and arbitrator fees, carve out small claims up to $10,000, and contain no shortened limitation period (the one-year bar still quoted online is 2008 wording). An Associate can terminate by email at any time. Against: an exiting Associate keeps “no right, title, claim, or interest” in the team or its future commissions and is paid only for the last full calendar week; money held during an investigation is kept even on a voluntary exit; the non-disparagement clause defines “disparaging” as “anything unflattering and/or negative, whether such communication is true or untrue” and extends it to “other companies (including competitors)”, though it is not among the clauses listed as surviving termination; for 12 months after leaving, “General promotion of any Competing Direct Sales Company on the internet or social media that is available to the general public will be deemed a solicitation of USANA Associates”; customer and genealogy lists are USANA Confidential Information; arbitration carries a class waiver, a bellwether cap of 10 active cases and prevailing-party attorneys’ fees; commission errors are waived after 30 days; a sale of the business needs USANA’s approval in its “sole and absolute discretion” with a right of first refusal; and USANA can amend the agreement on 30 days’ notice, with termination the only opt-out.
Weighted composite
6.38
C

Dimension profile

Further from center is better. Hover any point.

Comp structure& Koscot 6.0 Securitiesexposure 10.0 Ownership &track record 7.0 Product reality& demand 7.0 Participanteconomics 3.0 Price-to-value 4.0 Payoutsustainability 7.5 Marketingconduct 4.5 Operator terms& exit 5.0

Hard caps that bind here

Cap at C (non-binding) the nine dimension scores compute to 6.375, published as 6.38, which lands in the C band on its own arithmetic. No ceiling is applied and nothing holds the grade below where the numbers put it. Marketing conduct (7% of the weight) and terms (5%) are already scored at 4.5 and 5 on their own lines.
What would make a cap bind a government finding on income or health claims, from the FTC or a state attorney general; an enforcement action in China against the BabyCare model the company says has not been approved; or a published 2025 plan showing that it pays primarily on new Brand Partners’ own purchases. Each would be a finding the scorecard does not currently price.
What the ceiling does NOT rest on not any lawsuit or inquiry, every one of which ended in the company’s favor except one 2008 arbitration; not the FTC Notice of Penalty Offenses lists, which are mass mailings and not allegations; and not the TINA.org file, which is a watchdog nonprofit’s analysis.

The lowest binding cap wins, regardless of the weighted arithmetic.

Sources consulted

What we read

Every source below links to the document itself. Tier 1 is a primary record - the company’s own plan, policy or disclosure, a court filing, a regulator’s decision or an SEC filing. Tier 2 is a self-regulatory or secondary regulator record, tier 3 reporting or academic work, tier 4 an open-market price comparison. Where a document can be moved or withdrawn, an archived copy is linked beside it. If a link is dead when you try it, that is a correction we want.

  1. Form 10-K for fiscal year 2025 (ended 3 January 2026)
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2026-03-16archived copy

    Utah incorporation and HQ; founded 1992; 25 markets; 41.3% of sales from mainland China; BabyCare “has not received approval from the Chinese government”, warnings and fines, four licensed jurisdictions, license review frozen since 2019; Brand Partner incentives 43.3% of core sales and the 50-basis-point 2025 plan effect; starter kits carry no volume and are refundable; returns 0.6% to 0.8% of sales; 387,000 active customers; Brand Partners bought about 53% of segment sales; Gull Global about 40.0%; KPMG unqualified opinions; “to our knowledge, we have not been the subject of any action by the FTC”; the 2023 FTC substantiation letter “did not accuse any recipient company”.

    Not established by this document: Does not split Brand Partners from Preferred Customers by count; the credit agreement’s EBITDA definition is not reproduced.

  2. Form 10-Q for the quarter ended 4 April 2026
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2026-05-12archived copy

    First disclosure of the active-customer split: about 41% Brand Partners and 59% Preferred Customers of 404,000 active customers.

    Not established by this document: Quarterly and unaudited.

  3. Form 10-Q for the quarter ended 4 July 2026
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2026-08-13archived copy

    384,000 active customers, about 43% Brand Partners and 57% Preferred Customers; Brand Partners bought about 51% of core sales in H1 2026; H1 incentives 43.5% of core sales; $29.1 million Hiya goodwill impairment; H1 net loss $13.9 million; cash $168.6 million and revolver $0; Hiya and Rise “do not pay Brand Partner incentives”.

    Not established by this document: Unaudited; covenant compliance for the quarter ending 3 October 2026 not yet reported.

  4. Definitive proxy statement (DEF 14A) for the 2026 annual meeting
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2026-04-07archived copy

    Gull Global 7,408,345 shares (40.1%); Renaissance 6.2%, Pzena 6.1%, Vanguard 5.1%; seven of eight directors independent; Guest biography (joined part-time April 2003); Brown promoted to CEO 1 July 2023 and stepped down 7 January 2026; Brown 2025 compensation $4,339,625, pay ratio 85 to 1; no 2025 related-party transactions.

    Not established by this document: Gives no reason for the CEO change.

  5. Schedule 13D/A Amendment No. 11, Gull Global Limited and Myron W. Wentz
    SEC filingTier 1Gull Global Limited and Myron W. Wentz (filed with the SEC) · 2026-03-30archived copy

    Bahamas structure: Gull Global owned through two companies by the revocable Gull Trust, whose assets “are controlled by Dr. Wentz”; the terminated 2008 $26 tender offer; share sales of about $53.5 million (2008-2013) and about $367.2 million (2014-2024); stated intent to keep selling for liquidity.

    Not established by this document: Filed by the holder, not the company; other trust beneficiaries are not named.

  6. 8-K Ex. 99.1: Kevin Guest Returns to USANA Health Sciences as CEO
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2026-01-08archived copy

    Guest returns as CEO effective immediately, succeeding Jim Brown; “more than three decades at the Company”.

    Not established by this document: The “three decades” claim conflicts with the proxy biography; no reason for the change beyond strategy.

  7. 8-K Ex. 99.1: Q4 and FY2025 results and 2026 outlook
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2026-02-17archived copy

    Q4 2025 net loss $1.8 million; FY2025 adjusted EBITDA $101.3 million; adjusted diluted EPS $1.93.

    Not established by this document: Non-GAAP measures are company-defined.

  8. 8-K Ex. 99.1: Q2 2026 results and updated outlook
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2026-08-04archived copy

    2026 guidance cut to net sales of about $910 million, a net loss of about $11 million and adjusted EBITDA of $87 million; core nutritional guidance held at about $750 million.

    Not established by this document: Guidance, not results.

  9. Form 10-K for fiscal year 2023
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2024-02-27archived copy

    2021-2023 income statements (incentives 43.8%, 43.5%, 42.8% of net sales); 483,000 active customers; China 46.4% of sales; the IT general-controls material weakness and KPMG’s adverse internal-control opinion, with no errors in the statements.

    Not established by this document: Superseded on remediation by the FY2025 10-K.

  10. Form 10-K for fiscal year 2019
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2020-02-25archived copy

    The 2019 Chinese government review of health-product and direct-selling companies; license applications suspended; 2019 net sales down 10.8%; China active customers down 14.5%; eight preliminary license approvals lost.

    Not established by this document: The company’s own account of the review.

  11. Form 10-K for fiscal year 2018
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2019-02-26archived copy

    2016-2018 income statements; net sales peak of $1.189 billion; “more than 616,000” active customers; Rumbaugh v. USANA dismissed with prejudice on 16 October 2018.

  12. 8-K: SEC and DOJ close BabyCare FCPA investigations
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2020-06-29archived copy

    The SEC “closed its investigation and declined any enforcement action” on 24 June 2020, citing self-disclosure, investigation, cooperation and remediation; the DOJ closed its investigation on 26 June 2020.

    Not established by this document: The company’s account; the agency letters were not published.

  13. Form 10-K for fiscal year 2008
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2009-03-06archived copy

    The Praise Enterprises arbitration: an award of about $7 million against USANA for a 2003 termination, “the first ruling against us in an Associate compliance action”, then a confidential settlement.

    Not established by this document: Settlement terms are confidential.

  14. 8-K Item 4.02: non-reliance and restatement of 2006-2007 statements
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2009-02-23archived copy

    Restatement to correct “two errors related to income taxes payable”, reducing diluted EPS by $0.04 (2006) and $0.01 (2007).

  15. Form 10-Q for the quarter ended 27 September 2008
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2008-11-06archived copy

    Johnson v. USANA dismissed with prejudice on 1 October 2008 at the plaintiffs’ request; the consolidated shareholder action dismissed with prejudice on 23 July 2008 with no notice of appeal.

    Not established by this document: The court record itself was not retrieved; this is the company’s disclosure.

  16. Form 10-Q for the quarter ended 2 October 2010
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2010-11-10archived copy

    Chirco v. USANA, a Nevada distributor class action described as “essentially a copy” of Johnson, dismissed with prejudice on 29 September 2010.

  17. Form 10-K for fiscal year 2007
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2008-03-13archived copy

    The 2007 consolidated shareholder class action naming the company, Myron Wentz, David Wentz and Gilbert Fuller; the Larson derivative suit dismissed with prejudice on 28 December 2007; the SEC letter closing its informal inquiry; the founder’s 51.3% stake at end-2007.

  18. 8-K: SEC informal inquiry completed, no enforcement recommended
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2008-01-11archived copy

    The SEC informed the company that it had completed its informal inquiry “and is not recommending any enforcement action be taken”.

    Not established by this document: Known only through the company’s filing; no SEC public statement was located.

  19. 8-K/A: Grant Thornton resignation
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2007-08-01archived copy

    The disclosed disagreement over audit scope connected to a critic’s 2007 allegations (pyramid, earnings disclosure, insider trading and buyback), which the company called “unfounded and unwarranted” and said independent legal reports found “without merit”; resolved to the satisfaction of the auditor and the company.

    Not established by this document: The “without merit” conclusion is the company’s characterization of reports it commissioned.

  20. 8-K: Nasdaq staff determination on the incomplete Q2 2007 10-Q
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2007-08-14archived copy

    The Q2 2007 10-Q was “considered to be incomplete” because it had not been reviewed by an independent auditor.

    Not established by this document: Nasdaq’s formal close of the matter was not found; the stock stayed listed and a reviewed 10-Q/A followed in October 2007.

  21. 8-K: PwC dismissed, KPMG engaged
    SEC filingTier 1USANA Health Sciences, Inc. (SEC EDGAR) · 2013-09-20archived copy

    KPMG engaged after a competitive process, with no disagreements or reportable events.

  22. SEC XBRL company facts, CIK 0000896264
    SEC filingTier 1US Securities and Exchange Commission · 2026-10-05archived copy

    Net earnings for 2016-2020 and cash spent on share repurchases (about $678.8 million over 2016-2025).

    Not established by this document: Machine-readable extracts of filed statements.

  23. SEC EDGAR submissions index, CIK 0000896264
    Corporate registryTier 1US Securities and Exchange Commission · 2026-10-05archived copy

    Former name “USANA INC” from 23 July 1996 to 27 April 2000; no auditor-change 8-K after 2013 and no non-reliance 8-K after 2009.

    Not established by this document: An index, not a filing.

  24. Binary Compensation Plan (US-CA, English), Rev. 11/21 CCR-018050 (PDF)
    Compensation planTier 1USANA Health Sciences, Inc. · 2021-11-17archived copy

    The newest plan document the company serves: 200 points to open a Business Center; 100 points every four-week rolling period to keep one active (200 for more); 20% of small-side Group Sales Volume once each side reaches 125 points; 5,000-point rollover cap; Lifetime Matching Bonus up to 15% tied to PaceSetter status within eight weeks; Leadership Bonus for leaders who “continue to sponsor new Associates”; Preferred Customer orders added to Group Sales Volume; retail prices “suggest a 10% markup”; the 70% rule as an Auto Order condition.

    Not established by this document: Predates the 2025 plan changes; uses “Associate” throughout.

  25. USANA Announces the Elevation of Its Opportunity (press release)
    Company documentTier 1USANA Health Sciences, Inc. · 2025-07-01archived copy

    The 2025 plan changes in the company’s words: a Sales Bonus of “10% of their Brand Partners’ and customers’ first six months of purchases”, three Milestone Bonuses for new Brand Partners, and “More targeted leadership bonuses”.

    Not established by this document: Gives no thresholds, amounts or eligibility rules.

  26. United States Associate Terms & Policies, effective 4 June 2024 (PDF)
    Policies & proceduresTier 1USANA Health Sciences, Inc. · 2024-06-04archived copy

    Five-customer retail quota per four weeks (Sec. 38); income and lifestyle claim rules (Sec. 11); non-disparagement covering true statements and competitors (Sec. 23); 12-month non-solicitation including public social-media promotion (Sec. 20, 22); forfeiture on exit (Sec. 49); customer lists as USANA Confidential Information (Sec. 50); JAMS arbitration in Salt Lake City with a 30-day opt-out, company-paid arbitral fees, a $10,000 small-claims carve-out, class waiver and bellwether cap (Sec. 65); one-year 100% return of resaleable product (Sec. 42-44); amendment on 30 days’ notice (Sec. 52).

    Not established by this document: Still titled “Associate”, not “Brand Partner”; states that a renewal fee is charged but not its amount.

  27. Policies & Procedures (US, 2008 legacy version, PDF)
    Policies & proceduresTier 1USANA Health Sciences, Inc. · 2008-08-18archived copy

    Source of the one-year arbitration commencement bar and the 90% repurchase still quoted in secondary accounts.

    Not established by this document: Superseded; not the current agreement.

  28. Policies and Procedures (US, 2017, PDF)
    Policies & proceduresTier 1USANA Health Sciences, Inc. · 2017-02-10archived copy

    The 2017 rule that “A minimum of seventy percent (70%) of an Associate’s orders must be for personal consumption and/or sold to other customers”.

    Not established by this document: Superseded by the 2024 Terms & Policies, which contain no 70% clause.

  29. Your Need-to-Know USANA Policies (US, PDF)
    Policies & proceduresTier 1USANA Health Sciences, Inc. · 2021-05-06archived copy

    “USANA requires you to develop or service at least five (5) customers every four weeks”; “The purchase of product to rank advance or qualify for a contest or bonus is prohibited”.

  30. 2023 United States Income Disclosure Statement (PDF)
    Income disclosureTier 1USANA Health Sciences, Inc. · 2024-04-23archived copy

    23,336 active Associates and Affiliates (anyone with at least one purchase in 2023); 72.6% at $0 to $250 net profit, 8.5% $251 to $500, 3.7% above $5,000, 1.2% above $20,000; the written “net profit” definition excluding personal consumption; $163 deemed personal consumption; $26 average non-commissionable spend; Welcome Kit $9.95 and $20 renewal.

    Not established by this document: No average or median; no loss row; the population now includes Affiliates; the file was last modified 24 May 2024 and no newer US statement was found.

  31. 2022 United States Income Disclosure Statement (PDF)
    Income disclosureTier 1USANA Health Sciences, Inc. · 2023-02-17archived copy

    23,157 active US Associates; 31.3% below $0 and 38.1% at $0 to $250; the same net-profit definition; $165 deemed personal consumption.

    Not established by this document: Associates only, so not strictly comparable with 2023; still served but no longer linked.

  32. 2023 Canada Typical Participants Compensation Disclosure (PDF)
    Income disclosureTier 1USANA Canada · 2024-04-23archived copy

    16,659 active Canadian Associates; 74.2% at $0 to $250; Welcome Kit CA$11.95 and $20 renewal.

    Not established by this document: Counts only Associates enrolled at least 12 months, a different denominator from the US statement.

  33. USANA Income page (the target of USANAincome.com)
    Company documentTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    Links only the 2023 US statement (English, Spanish, Chinese); describes it as illustrating “what someone can reasonably expect to earn”.

    Not established by this document: A rendered JavaScript page.

  34. Affiliate Commission Plan (US), effective 22 June 2024 (PDF)
    Compensation planTier 1USANA Health Sciences, Inc. · 2024-06-22archived copy

    15% commission on link orders; a one-level 10% bonus on a referred Affiliate’s earnings and purchases; active with one sale or purchase in 12 months; $5 weekly payout minimum; commissions deducted on returns.

  35. Share & Earn, the US opportunity page (rendered)
    Company documentTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    “Turn your wellness journey into flexible, gig-style income”; testimonials of “reliable income”, travel and being “still paid on customers from year one”; an FAQ on “luxury travel”; a “How much can I earn” answer with no figure; “over $2.2 billion” paid out in five years; “day-one earnings”; the disclosure reached only by a footer link.

    Not established by this document: A JavaScript page read as rendered on one date.

  36. United States Brand Partner Pricelist, prices effective August 2025 (PDF)
    Company documentTier 1USANA Health Sciences, Inc. · 2026-04-14archived copy

    HealthPak $139.95 for 100 points; lowest about $1.38 a point; Welcome Kit item #454 $10.00; Experience Packs $399, $699 and $999; Business Accelerator Suite $19.95 every four weeks; 10% off monthly “Subscribe and Save” shipments.

    Not established by this document: Does not say whether the subscription price carries the same points.

  37. USANA US product catalog (public catalog API)
    Company documentTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    Retail, Preferred and Auto Order prices and point values for 151 catalog rows on 5 October 2026; median $1.70 of Preferred price per point; five packs at exactly 200 points.

    Not established by this document: The per-point median is arithmetic from the catalog, not a company figure.

  38. CellSentials product page (rendered)
    Company documentTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    $74.75 retail; the timeline claims, including “Your cells feel it before you do” without an asterisk.

  39. CellSentials Supplement Facts labels
    Company documentTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    56 servings of two tablets per bottle, “two (2) tablets twice daily”, so a 28-day supply; ingredients including a curcumin complex, resveratrol, olive extract and PQQ.

  40. Our Quality page (rendered)
    Company documentTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    Quality and manufacturing claims for the Salt Lake City plant.

    Not established by this document: The company’s own page.

  41. Preferred Customer signup page (rendered)
    Company documentTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    “Create your free Preferred Customer account”; 10% off retail, plus 10% more on Auto Order.

  42. Website Terms and Conditions (rendered)
    Policies & proceduresTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    A 100%, 30-day satisfaction guarantee “on any product order” for Preferred and retail customers; one-year resaleable return; no guarantee for products bought on Amazon or eBay.

  43. Product Refund and Return Policy (rendered)
    Policies & proceduresTier 1USANA Health Sciences, Inc. · 2026-10-05archived copy

    Older wording: the Preferred Customer guarantee applies to the “initial product order”, and returns of $100 or more are deemed a Voluntary Cancellation.

    Not established by this document: Conflicts with the website Terms page; which governs a given customer is unclear.

  44. NSF Certified for Sport: certified products, brand USANA
    Self-regulatoryTier 2NSF International · 2026-10-05archived copy

    Ten USANA products listed, including CellSentials Core Minerals, CellSentials Vita-Antioxidant, Proflavanol C 100, BiOmega, MagneCal D and SportsPak.

    Not established by this document: HealthPak, Celavive and the whey isolate are not listed.

  45. List of October 2021 recipients of the FTC Notices of Penalty Offenses concerning money-making opportunities and endorsements (PDF)
    RegulatorTier 1US Federal Trade Commission · 2021-10-25archived copy

    Lists “USANA Health Sciences, Inc.” among about 1,180 recipients, under the header “The fact that a company is on this list is NOT an indication that it has done anything wrong”.

    Not established by this document: A mass mailing; not an allegation, charge or finding against any recipient.

  46. FTC cover letter: Notices of Penalty Offenses concerning money-making opportunities and endorsements (PDF)
    RegulatorTier 1US Federal Trade Commission · 2021-10-26archived copy

    “Staff is not singling out your company or suggesting that you have engaged in deceptive or unfair conduct.”

    Not established by this document: Template letter sent to every recipient.

  47. List of April 2023 recipients of the FTC Notice of Penalty Offenses concerning substantiation of product claims (PDF)
    RegulatorTier 1US Federal Trade Commission · 2023-05-11archived copy

    Lists “Usana Health Sciences, Inc.” under the same “NOT an indication” header.

    Not established by this document: A mass mailing to nearly 700 companies; not an allegation against any recipient.

  48. FDA warning letters database (searched for usana, usana health, babycare, sanoviv)
    RegulatorTier 1US Food and Drug Administration · 2026-10-05archived copy

    Zero records for each term on 5 October 2026; a control query returned 70.

    Not established by this document: A negative search result, not a document about USANA.

  49. FDA response to a structure/function notification: USANA Electrolyte Replacement Drink (PDF)
    RegulatorTier 1US Food and Drug Administration · 2021-09-28archived copy

    FDA’s routine response that the drink is a conventional food, not a dietary supplement.

    Not established by this document: A courtesy response to a company notification, not a warning letter or enforcement action.

  50. Health Canada Recalls and Safety Alerts search: usana
    RegulatorTier 1Health Canada · 2026-10-05archived copy

    “No results found” for USANA on 5 October 2026.

    Not established by this document: A negative search result.

  51. Philippine FDA Advisory No. 2020-165: unregistered food supplements
    RegulatorTier 1Food and Drug Administration of the Philippines · 2020-02-19archived copy

    Warns against two USANA-branded products sold there without Certificates of Product Registration.

    Not established by this document: A product-registration advisory; it names products, not USANA as a violator, and does not say who imported them.

  52. Stipulated Consent Judgment, ERC v. USANA Health Sciences, Alameda Sup. Ct. RG16840320 (PDF)
    Court recordTier 1Superior Court of California, County of Alameda (via the California Attorney General) · 2017-03-28archived copy

    Proposition 65 lead-warning case by a private enforcer, settled for $275,000 in total; “USANA denies all material allegations”; nothing in the judgment is an admission.

    Not established by this document: A consent judgment, not a finding.

  53. Stipulated Consent Judgment, ERC v. USANA dba Rise Bar and Rise Wellness, Inc., 24CV070762 (PDF)
    Court recordTier 1Superior Court of California, County of Alameda (via the California Attorney General) · 2024-07-11archived copy

    Proposition 65 lead and cadmium case over Rise protein bars, settled for $140,000; “Rise denies all material allegations”.

    Not established by this document: A consent judgment, not a finding.

  54. Ariix LLC v. USANA Health Sciences, D. Utah 2:22-cv-00313: Memorandum Decision and Order Denying Motion to Dismiss (PDF)
    Court recordTier 1US District Court for the District of Utah (via CourtListener RECAP) · 2023-03-20archived copy

    A competitor’s Lanham Act claims, including the allegation that USANA paid NutriSearch and its author for the top rating, were held sufficiently pleaded, with the allegations taken as true for the motion only.

    Not established by this document: A pleading-stage ruling; the allegations were never tested.

  55. Ariix LLC v. USANA Health Sciences: Order Granting Stipulated Motion to Dismiss With Prejudice (PDF)
    Court recordTier 1US District Court for the District of Utah (via CourtListener RECAP) · 2023-10-16archived copy

    Dismissed with prejudice by stipulation, “each party to bear their own costs and fees”.

    Not established by this document: No merits finding either way; any settlement terms are not on the docket.

  56. Strand v. USANA Health Sciences, D. Utah 2:17-cv-00925 (docket)
    Court recordTier 1US District Court for the District of Utah (via CourtListener) · 2026-10-05archived copy

    A former distributor’s breach-of-contract suit: motion to dismiss the amended complaint denied in August 2018; docket terminated in October 2022.

    Not established by this document: Final disposition not retrieved.

  57. BBB National Programs Online Archive (DSSRC and NAD case search)
    Self-regulatoryTier 2BBB National Programs · 2026-10-05archived copy

    Searches returned a subscription wall; a control query also failed.

    Not established by this document: Could not retrieve: a self-regulatory record is not established either way.

  58. TINA.org brand page: USANA
    ReportingTier 3Truth in Advertising, Inc. · 2026-10-05archived copy

    A watchdog timeline from 2016 to 2024 and findings on health claims, income claims and athlete posts lacking clear disclosure.

    Not established by this document: A watchdog nonprofit’s analysis, not a regulator or court finding.

  59. TINA.org 2023 USANA Income Claims Database
    ReportingTier 3Truth in Advertising, Inc. · 2026-10-05archived copy

    18 items (3 company website pages and 15 distributor or social posts), none shown as removed at the December 2024 audit.

    Not established by this document: Conflicts with the company’s February 2024 removal statement; the items were not re-tested for this report.

  60. TINA.org USANA Income Claims Database (2017 and 2021)
    ReportingTier 3Truth in Advertising, Inc. · 2026-10-05archived copy

    2017: 22 items, 17 down by the November 2021 audit; 2021: 28 items, 20 down.

    Not established by this document: Watchdog analysis.

  61. TINA.org USANA Influencer Marketing Database (2021)
    ReportingTier 3Truth in Advertising, Inc. · 2026-10-05archived copy

    “128 examples” across more than 25 USANA-sponsored athletes of posts lacking clear disclosure.

    Not established by this document: Watchdog analysis.

  62. USANA letter to TINA.org on the 2023 income-claim findings (PDF)
    Company documentTier 1USANA Health Sciences, Inc. (hosted by TINA.org) · 2024-02-20archived copy

    The company says it “acted quickly to eliminate claims”, that distributors “promptly complied”, that its compliance team “is comprised of over fifty individuals”, and that it disagrees with two samples.

    Not established by this document: A scanned letter; page 3 was not transcribed.

  63. USANA Guarantees Label Matches Product (press release)
    Company documentTier 3USANA Health Sciences, via PR Newswire · 2013-11-21archived copy

    The athlete guarantee and the company’s promotion of “NutriSearch Editor’s Choice” among its accolades.

    Not established by this document: No guarantee payout or dispute was found.

  64. USANA Updates Brand Story and Enhances Compensation Plan
    ReportingTier 3Direct Selling News · 2025-07-01archived copy

    Trade coverage of the 2025 plan changes, including updates to PaceSetter and matching bonuses.

    Not established by this document: Trade press; the plan terms themselves are not reproduced.

  65. Thorne Basic Nutrients 2/Day (NSF Certified for Sport)
    Open-market comparisonTier 4Thorne · 2026-10-05archived copy

    60 capsules for 30 days; $40 on the rendered page and $44 in the page data. Used in the price-to-value comparison.

  66. Dymatize ISO100 Gourmet Vanilla, 1.4 lb (Target product page)
    Open-market comparisonTier 4Target · 2026-10-05archived copy

    $35.49 for 20 servings of 25 g protein. Used in the price-to-value comparison.

    Not established by this document: Store-specific price.

  67. Target pricing service captures (grape seed extract, vitamin C, multivitamins, serums)
    Open-market comparisonTier 4Target · 2026-10-05archived copy

    Best Naturals Grape Seed Extract $13.99; Nature Made Vitamin C $7.49; Nature Made Multivitamin with Iron $12.19; Olay Regenerist Micro-Sculpting Serum $21.49.

    Not established by this document: Store context 2472; prices can vary by store.

  68. USANA Compensation Plan 2025 Updates (distributor blog)
    Open-market comparisonTier 4An Australian USANA distributor · 2025-07-02archived copy

    States that the payout rate “keeps unchanged at 42%” and the binary model is unchanged in 2025.

    Not established by this document: A distributor’s blog, not a company document.

Unable to verify

What we could not get

  • The mechanics of the 2025 compensation plan: the Sales Bonus cadence and eligibility, the amounts and targets of the three Milestone Bonuses, current rank names and thresholds, and the revised PaceSetter and matching terms. The company confirms the bonuses exist; no current US plan document was found (eleven guessed paths returned HTTP 403, and it most likely sits behind the Brand Partner login). Not retrieved is not the same as not existing.
  • Whether the 100-point Personal Sales Volume rule (200 for several Business Centers) still applies after the 2025 rewrite, and whether customer orders can supply part of it. It is confirmed only for the 2021 plan; secondary sources still state it.
  • Where 2023’s losses went. The 2022 table had a “Less than $0” row at 31.3%; the 2023 table starts at “$0 to $250” and does not say whether negative results were folded into it. The 2023 population also added Affiliates, and the direction of that mix effect is not known.
  • Whether a 2024 or 2025 US income disclosure exists. None is linked from the company’s income page, guessed filenames returned 403, and the Wayback index was offline on the research date; one may sit behind the login.
  • The DSSRC and NAD record. The BBB National Programs archive is behind a subscription wall and a control query failed, so the self-regulatory file is “not found in public pages”, not a clean record.
  • The premise’s “10% workforce cut”, which was not located in the filings read; the closest disclosed item is a Q4 2025 cost-realignment charge of about $6.5 million, “primarily related to employee severance”. Other premise items were confirmed: $925 million of 2025 sales (about $150 million of it Hiya and other non-network units), a $206.1 million all-cash acquisition, a CEO change and a plan overhaul whose terms are unpublished.
  • The status of TINA.org’s 18 cataloged 2023 income-claim items, which the watchdog showed as live at its December 2024 audit while the company’s February 2024 letter says they were removed; none was re-tested. Also unverified: the final disposition of a 2017 distributor suit (docket terminated October 2022), the content of a March 2022 FDA Form 483 listed by a document vendor, and the reported July 2018 short-seller claims about China, which no filing addresses.
  • Whether the revolver’s EBITDA covenant, which steps up to $100 million for quarters after 4 July 2026, will be met: the agreement’s own EBITDA definition was not read and may differ from the company’s $87 million adjusted EBITDA guidance, and the Q3 2026 10-Q is not yet filed.

Not advice

This is independent analysis for decision-making, not legal, financial or investment advice. Allegations reported by third parties should be verified against primary court and regulatory records before any decision.

Who writes this

Researched by Claude. Reviewed by an editor.

Every report is researched and written by Claude, Anthropic’s AI assistant, from the company’s own plan documents, policies, terms and regulatory file - then reviewed before publication by Rob Fore, who checks the sources and the stage-label on every allegation.

  • Nine weighted dimensions, published with their weights
  • The editor checks the evidence and cannot change the number - the build rejects any page whose grade does not reconcile to its own arithmetic
  • Every affiliate position we hold is disclosed on the report it touches
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Common questions

USANA - frequently asked

QIs USANA a pyramid scheme?
No court or regulator has found it to be one. The 2007 distributor class actions alleging a pyramid were dismissed with prejudice, the SEC inquiry triggered by the same allegations closed with no action, and no government enforcement action naming USANA was found. The plan pays on product volume, not on recruiting, and requires five customers every four weeks. The concerns are about economics: Brand Partners buy about half the volume, a recruit’s own purchases count toward the upline like a customer’s, and the 2025 bonuses reward new Brand Partners’ early buying.
QHow much do USANA Brand Partners make?
Very little for most. The company’s 2023 US disclosure, the newest on its site, counts all 23,336 Associates and Affiliates who bought anything that year and puts 72.6% at a “net profit” of $0 to $250; 3.7% made more than $5,000. That measure does not subtract the product bought to stay qualified, and no average or median is published.
QWhat does it cost to stay active in USANA?
Joining costs a $9.95 to $10 Welcome Kit and $20 a year. To earn commissions, the 2021 plan (the newest public one) requires 100 points of personal volume every four weeks, about $140 to $170 of product at Preferred prices, or roughly $1,800 to $2,200 a year, plus five customers every four weeks. Whether the 2025 plan changed this is not public.
QHas USANA been sued or investigated?
Yes, and nearly every matter ended in its favor: suits were dismissed and inquiries closed with no action, including the 2020 FCPA investigations. One 2008 arbitration award went against it. In China the company discloses past warnings and fines.
QCan I get a refund, and what happens if I quit USANA?
Product and sales tools in resaleable condition can be returned for a 100% refund, less shipping, for a year, and everything including the kit carries a 30-day guarantee. Quitting forfeits your team and all future commissions, a 12-month non-solicitation applies, and the customer list stays with USANA.
Who wrote this report

Author, editor and publisher

C
Written by Claude AI
Reviewed by Rob Fore · Published by Listech Inc · October 5, 2026

This report was researched and written by Claude, Anthropic’s AI assistant, working from primary documents - USANA’s own compensation plan, its policies and procedures, its terms of service, its income disclosure statement where one exists, and its regulatory and self-regulatory file. It was scored against nine weighted dimensions that are published in full, with their weights, on the methodology page.

Before publication it was reviewed by Rob Fore, who checks every source link, every figure against the document it came from, and every allegation against its stage-label - an investigation is not a finding, a warning letter is not an enforcement action, and a filed claim is not a verdict.

The editor does not set the grade. The published score is the weighted composite of the nine dimension scores, and the build refuses to emit a page where the two disagree by more than 0.06. A grade moves when the evidence moves it and not otherwise.

Rob Fore has marketed online since 1996, wrote Online MLM Marketing (2014), and is CEO of Listech Inc, the Nevada corporation that publishes this site. He holds affiliate positions in companies graded here - including LiveGood, which this site grades D, SendOutCards, which it grades C−, and the Home Business Academy, which it grades B−. Those positions are disclosed on the reports they touch, and changed nothing on this page.

About the author and our conflicts  ·  Contact the editor  ·  Corrections: corrections@opportunitygrade.com

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USANA is graded C as of October 5, 2026. Grades move when the evidence moves - a new income disclosure, a regulatory action, a rewritten compensation plan. Leave your address and you will get one email if this one does.

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Right of reply

Corrections

Every factual claim on this page is sourced, and the ones we could not stand up are named in the unable to verify list above. If something here is wrong, we want to know, and we would rather hear it from USANA than from a reader.

Write to corrections@opportunitygrade.com. Point at the specific sentence and send the document that contradicts it - a plan document, a filing, an income disclosure, a policy page. We will check it against the primary source, correct the page if it is wrong, and keep a dated record of the change. A grade moves if the evidence moves it.

This address reaches a person, not a form. We do not require a takedown demand, an NDA or a lawyer to accept a correction, and we do not remove a report because a company disputes its conclusion - only because the underlying facts turn out to be wrong.

Other published reports

Every report is written to stand alone. Graded on the same nine weighted dimensions and the same six legal tests. Twelve of 113, spread across the grade bands.

See all 113 published reports →