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Travel membership club · Binary-plan subscription MLM

Travorium

A travel discount membership whose member rates genuinely beat retail on some hotels and lose to it on others - sold by a company that does not perform the travel, under a contract that names a separate fulfillment company the current site footer no longer mentions.

Reviewed July 30, 2026 Founded Predecessor business Paid 2 Save founded 2013; renamed Travorium in 2020, with trademark first use recorded 15 November 2019 and a BBB business start date of 8 November 2019 Confidence: Medium
DGRADE
4.3/10
Weighted composite

THIN OPERATOR, UNPRICEABLE FLAGSHIP

The member’s contract names Leisure Loyalty, Inc. as the company that actually handles every booking - and no points-redemption schedule is published anywhere, so the flagship “$1 a night, 70–90% off” claim cannot be priced by anyone before they pay.

The question you came with

Can you actually make money with Travorium?

NO No - not on the numbers this company publishes

No. The company's own income disclosure settles it before anything else needs saying. Over 88% of members earn nothing. And the promoted configuration, Platinum membership plus the partnership, costs $1,989.90 in the first year and $1,719.95 every year after, against published average annual earnings of $24 at Partner and $240 at Silver Director.

Follow that ladder up. Titanium Director averages $600 and Platinum Director averages $1,200. Every one of the first four partner ranks is a net loss on the company's own figures, before a single expense, and the disclosure states plainly that its numbers do not reflect any expenses a Partner may incur. The designed break-even sits at rank 3 of 16: Platinum Director pays $4.45 a day, which is $135 a month, which is the Platinum dues to the cent. The first rank whose disclosed average beats the annual cost is 1 Star Director at $5,412.

Look at what actually pays, too. Every commissionable event in this plan is a subscription. A member who books a $3,000 cruise through the platform generates no additional commissionable volume for anyone. The Ambassador Pool is defined as 3% of new membership sales, so the top of the plan is funded out of new enrollments by definition. And the word retail appears zero times in the Policies and Procedures.

Parts of this are genuinely well built and they should be counted. The compensation plan and the income disclosure are both public, unlocked and dated, and the disclosure states the zero-earner rate on its own face. There is a real 14-day full refund on the enrollment fee written into the binding contract with a defined process. The subscription is month-to-month with no minimum term and no termination penalty. And the rank ladder does require actual customers, four at 1 Star Director rising to nine at 4 Star.

What it costs to be in
$269.95

Platinum enrollment, then $135 a month in dues, plus a separate $99.95 annual partnership fee to earn - $1,989.90 in year one for the promoted configuration

What would have to change
  • A published points-redemption schedule. The flagship offer is $1 a night and 70 to 90% off, and with no redemption table anywhere, nobody can price it before they have paid to see it.
  • Commission that follows the travel rather than the subscription. As written, a partner is paid for selling access and paid nothing when the member books, which is the reverse of how a travel business earns.
  • A zero-earner rate published for partners, not only for members. The disclosure gives that figure for members who remain active customers; the share of paying partners who earn nothing has never appeared in any document.
  • A reinstatement fee that is not larger than the joining fee. Ninety days of arrears opens a seven-day window to pay $395 on a Platinum account, against $269.95 to join in the first place, and missing that window cancels the account permanently.

That call is computed, not chosen - the rule reads three of the nine published dimension scores and is printed on the methodology page. It describes this company's plan and the figures it publishes about the people already in it. It is not a prediction about you, and nothing on this site is advice.

88%+
Members earning $0, per the company’s own disclosure
the document says "members" who "remain active customers" - not partners; the partner-level $0 rate is never disclosed
$1,989.90
Year-one cost of Platinum plus partnership
against disclosed average annual earnings of $24 at Partner and $240 at Silver Director
$273.34
Member rate per night, Brussels, from the company’s own deck
against $189–$275 observed on four mainstream retail sites, beside a "retail" reference of $363.18
3,380
Monthly searches for "travorium scam"
roughly 15.7% of brand search volume, and the only qualified modifier with any volume at all

Legal status

LEGAL - no court or regulator has found Travorium or Paid 2 Save Network, LLC to be a pyramid scheme, and there is no adverse finding of any kind in the public record located. There is no FTC complaint, consent order or civil penalty action; no state Attorney General action, assurance of voluntary compliance or cease-and-desist; no self-regulatory case; no matches for either name in a federal and state court records database; and no entry on any national financial-regulator warning list. Travorium does appear on the FTC’s published October 2021 list of recipients of the Notice of Penalty Offenses Concerning Money-Making Opportunities - a mass-mailed notice of pre-existing law sent to more than a thousand recipients, on which the FTC states in terms that inclusion "is NOT an indication that it has done anything wrong." Two caveats belong beside the clean record. The member agreement imposes confidential single-arbitrator arbitration in Riverside County, California with a class-action waiver, so private disputes are invisible by design; and a claimed SEC warning circulating in third-party commentary could not be substantiated at all - no SEC action, alert, litigation release or administrative proceeding naming Travorium, Paid 2 Save Network or David Hart was located, and it appears to be a conflation with the 2021 FTC notice.

Confidence: Medium

Primary sources fetched directly where possible. Everything we could not verify is listed at the bottom of this page by name.

What this actually is

Follow the money

A California travel membership club sold through independent participants on a binary compensation plan, offering three subscription tiers - Silver at $69.95 then $52.50 a month, Titanium at $149.95 then $75, Platinum at $269.95 then $135 - with a separate $99.95 annual partnership fee for anyone who wants to earn. The trademark registration describes the business accurately: "administration of a customer loyalty program which provides points redeemable for discounts on travel" and "membership club services." It is a loyalty-points club, not a travel agency, and that is the right frame for assessing the "wholesale travel" language.

Several things here are genuinely better than the category norm and they should be said plainly and first. The full compensation plan is published openly, dated, in three languages, with no login - many operators will not do that, and it is the single most useful thing a company can do for a prospect. An income disclosure is public and unlocked, and it states on its own face that over 88% earn nothing. The $99.95 partnership fee is low and genuinely unbundled: a person can buy the travel product without the income opportunity and the opportunity without the product, and there is no starter kit, no inventory, no qualifying order and no autoship. There is a real 14-day full refund written into the binding contract. Pricing has been stable for at least two years. Rank qualification requires stated numbers of actual customers. And when the member rates were tested against mainstream retail sites, two of the four checkable comparisons showed a real discount - $86.99 a night on a Paris hotel where retail runs $135–$211, and $84.75 a night on Las Vegas four-star inventory where averages run $127–$204. The product is not vapor.

The structural finding is who the member is actually dealing with, and it comes from the member’s own contract. The Membership Plan Terms and Conditions define a "Fulfillment Company" and name it - Leisure Loyalty, Inc. - stating that "All reservations and purchases of travel services by Members are handled directly by Fulfillment Company through our booking engine." That company is not an affiliate or subsidiary. It is an independent Arizona-registered white-label platform vendor that describes itself as "a third party supplier" whose platform is "offered to your customer under your branding – not our own", and it holds its own Florida seller-of-travel registration. So: Paid 2 Save Network, LLC owns the brand outright and takes the member’s money as merchant of record for the subscription; a separate company performs the travel as operator of record; and Travorium’s contract then states that it "RETAINS NO OWNERSHIP INTEREST, MANAGEMENT, OR CONTROL" of suppliers, "assumes no liability" for a supplier’s failure to perform, releases the Fulfillment Company by name, caps aggregate liability at the fees the member has paid, and takes a waiver of California Civil Code §1542. If the hotel is not there on arrival, the member’s recourse against the brand is capped at their own subscription payments, and their recourse against the company that actually made the booking is undefined because they have no contract with it. The prior-generation Travorium site named that company and its seller-of-travel number in the footer; the current footer names only Paid 2 Save Network, LLC. The most important structural fact about the product became less prominent, not more.

The money side is short and it comes from the company’s own documents. Platinum plus partnership is $1,989.90 in year one. The disclosed average annual earnings are $24 at Partner, $240 at Silver Director, $600 at Titanium Director and $1,200 at Platinum Director - four consecutive net losses - and the first rank whose disclosed average exceeds the annual cost of participation is 1 Star Director at $5,412, which requires 250 personal CSV, 1,200 team BV, 600 BV in each leg and four customers. The plan’s own designed break-even sits at rank 3 of 16, where Platinum Director’s $4.45 a day works out at $135 a month, exactly the Platinum dues to the cent. Meanwhile every commissionable event is a subscription: Silver 35 BV, Titanium 50 BV, Platinum 80 BV, and nothing at all for the travel a member books. The Ambassador Pool is 3% of "new membership sales" and the Lifestyle Bonus requires 100 CSV of new sales every month, so the plan is funded by inflow and resets on renewals. And the word "retail" appears zero times in the Policies and Procedures - no 70% rule, no consumption cap, no volume audit, no buy-back.

Then the points, which are the flagship and the least testable part of the offer. Members earn one point per dollar of enrollment fee and two per dollar of monthly dues, so a point costs exactly $0.50 through dues. A "$1 a night" Getaway is not cheap; it is prepaid, and its real price is cash plus points consumed at fifty cents each plus resort fees. But no redemption schedule is published anywhere a non-member can reach it, so nobody outside can calculate the exchange rate between points and nights before subscribing. Points expire at 24 months, are forfeited in full on cancellation and after 90 days of arrears, cannot be transferred or cashed, and Getaways may be booked only once every 90 days - capping consumption at four a year and making accumulate-then-forfeit the default for anyone who leaves. A $395 reinstatement fee, larger than the $269.95 joining fee, guards the whole arrangement.

The distribution as the company prints it

Travorium’s own Income Disclosure Statement. The document carries no date, no participant counts and no medians, and it never states the share of paying partners who earned nothing. Read the wording precisely: it says members who "remain active customers", not participants.

88% 12%
Members who remain customers and earn $0 - "Over 88%" in the document’s own narrative textPartner through 4 Star Director - nine consecutive ranks, each printed only as ">1%", averages $24 to $54,384Presidential Ambassador, Chairman and Executive Chairman - printed as "<0%", paying $48,000 to $96,000 a month
ProductPricePays
Silver membership
$699.95 in year one for a hotel discount portal with no travel points and no access to Getaways or World Tours - the two products the marketing is built around. The tier most likely to be mis-sold. Note a drafting failure: the binding contract promises all members two points per dollar of dues, while the enrollment table gives Silver none.
$69.95 then $52.50/mo
monthly
35 BV
Titanium membership
$1,049.95 in year one. 150 travel points a month, i.e. points bought at exactly $0.50 each. Adds World Tours and Resort Getaways access.
$149.95 then $75/mo
monthly
50 BV
Platinum membership
$1,889.95 in year one. 270 points a month at $0.50 each, plus "Buy Down to Lowest Rate" and the "$1/Night Resort Stays" headline. This is the tier the compensation plan is built around and the one promoted to prospects.
$269.95 then $135/mo
monthly
80 BV
Partnership program (the income opportunity)
Marked down from $129.95, non-refundable, renews annually and manually. Buys a replicated site, training, back-office reporting and plan eligibility, and expressly "does not include any travel benefits." Genuinely low and genuinely unbundled - a real positive. Non-renewal forfeits all participant rights "irrevocably", with a 60-day grace period on a declined administrative fee.
$99.95/yr
annual
Travel points
One point per dollar of enrollment fee, two per dollar of dues. No redemption schedule is published anywhere public, so what a point buys is unknown before purchase. Expire at 24 months, non-transferable, no cash value, forfeited entirely on cancellation or 90 days of arrears, usable only on the Getaways and World Tours platform, and bookings must be 90 days apart.
$0.50 each via dues, $1.00 via enrollment fee
accrued monthly
Reinstatement fee
Payable inside a seven-day window after 90 days from the last successful payment; after that the account is "permanently cancelled and cannot be reinstated" and all points are gone. $395 exceeds the $269.95 joining fee. A separate, unquantified "reactivation fee" applies to a single missed monthly payment.
$395 Platinum / $215 Titanium
as needed
Business transfer
Selling, inheriting or placing a Travorium business in trust is permitted only at 2 Star Director or above, after 24 months, with 70% of business volume built personally in the enroller tree, and with the company’s approval. The sponsorship line itself is declared company trade secret, licensed to the participant on a revocable basis.
$500
one-time
Trip Incentive (the promotional "free trip")
Accommodation "valued up to $350 USD nightly" with - creditably - "NO timeshare presentations required." The recipient pays unquantified "recovery fees", taxes and tourism fees plus resort fees of $5–$13 a night in Orlando and $16–$38 in Las Vegas, must activate within 7 days, and the activation is "FINAL & NON-REFUNDABLE and NON-TRANSFERABLE." One BBB complaint records $600 of additional charges on such a trip.
$0 plus fees
one-time
Background check

Who runs it, and what they ran before

DH
David Hart
Founder and Chief Executive Officer; President of the predecessor business Paid 2 Save in 2013

The company states he has "30+ Years Experience", "pioneered the mobile car washing industry in Southern California during the 1990s" and "received recognition from Inc Magazine." No element of that biography could be corroborated - it names no company, no year and no award, and no listing, article or entry associated with him was located. It should be read as an unsupported biographical assertion, not a track record. What is traceable is better for him than the usual pattern in this category: the predecessor business did not collapse, was not subject to any enforcement action that could be located, and was simply rebranded. Its BBB profile remains open with an A+ rating and no accreditation sought - a private ratings body’s assessment, not a governmental finding. No regulatory action, fraud judgment or criminal proceeding against him was located in any jurisdiction.

AH
Adela Hart
Co-founder, 2013

Named as co-founder on the company’s own about page. No independent biography, prior venture or professional record could be located, and no adverse record of any kind was found. Listed here because the co-founder of the operating business is a material disclosure and because the surname is the point: this is a family operation, and the composition of the leadership slate is itself a governance fact.

Gn
Governance note
A family slate with no compliance function

Three of the six named leaders share the founder’s surname - a V.P. Member Services and a V.P. Director of Operations alongside the founder. There is no independent board, no disclosed outside investor, no non-family senior executive, no named CFO, no general counsel and no chief compliance officer anywhere in the company’s public materials. The consequence is visible in the documents themselves: the Policies and Procedures that govern every participant’s advertising conduct have an effective date of 13 August 2020 and are, on their face, a Kazakhstan-jurisdiction template partially search-replaced for the United States - eleven surviving references to the law of the Republic of Kazakhstan in operative clauses, income-claim examples denominated in tenge, a clause forbidding the use of Kazakh state symbols, a requirement that a US applicant hold an IIN and register as an "Individual Entrepreneur", a citation to a non-existent US statute "On Advertising", MySpace listed as a current channel, two unfilled "[local equivalents of Craigslist]" placeholders, and a document that breaks off mid-sentence. A company that received an FTC notice in October 2021 and has not since reviewed that instrument does not have a functioning compliance review.

Cn
Counterparty note
Leisure Loyalty, Inc. - the contractual "Fulfillment Company"

The member’s own Membership Plan Terms and Conditions define a "Fulfillment Company" and name it: Leisure Loyalty, Inc., stating that "All reservations and purchases of travel services by Members are handled directly by Fulfillment Company through our booking engine." It is not a Travorium subsidiary or affiliate. It is an independent Arizona-registered white-label platform vendor - Arizona file number F21961208, Wyoming domicile, formed 14 August 2017, business description "Software Travel Program", with a conventional four-officer slate of directors and officers and its own Florida seller-of-travel registration - which describes itself in its own words as "a third party supplier" whose platform is "offered to your customer under your branding – not our own." It is named here because it is named in the member’s binding contract, because it is the party that actually books the travel, and because a member is entitled to know who their counterparty is. Nothing adverse about that company was found; the opacity is not in either business individually but in the seam between them, and the member stands on that seam.

Registered address

Murrieta / Temecula, California, USA
Family-controlled and privately held, with no audited or reviewed accounts, no member or partner counts, and no commission-pool disclosure of any kind. The only revenue series available is a direct-selling trade portal’s modeled estimate - $0 in 2020, $2M, $5M, $7M, $10M by 2024, and $10M again in 2025, a 0% change - which is not a company figure and not audited, and whose shape matters more than its level: a subscription business funded by new enrollments with a flat top line is one whose inflow has stopped growing. The same page states a commission payout of 35% for 2025. Corporate disclosure is scattered across generations of domains with different legal entities in different footers, and the brand has never been aligned with the legal entity in public-facing material: a member reading the marketing sees Travorium, while the entity taking the card payment is Paid 2 Save Network, LLC, disclosed in the footer and in PDFs behind the enrollment flow. There is a Spanish entity (P2S TRAVEL (ESP) SL, Madrid) and a properly registered Kazakh travel-agency entity in Almaty with the founder named as director - the latter being the correct and transparent way to enter a market. Third-party reporting and the company’s own Russian-language recruitment site indicate that Central Asia, not the United States, is where the growth effort is concentrated.

Compensation plan

What has to be true for you to get paid

To coverYou need
Hold the promoted configuration for one year $1,989.90
$269.95 Platinum enrollment + 12 × $135 dues + $99.95 partnership fee
Cover your own Platinum dues from the plan rank 3 of 16
Platinum Director pays $4.45/day = $135/month, exactly the dues, on 240 personal CSV
Earn more than the year costs, on the disclosed averages 1 Star Director
disclosed average $5,412 against $24 / $240 / $600 / $1,200 at the four ranks below
Justify the membership on hotel savings alone ~26 member-rate nights a year
$1,620 of annual dues ÷ about $63 a night of saving in the one comparison that fully held

Read this twice

Two arithmetics run in parallel here and a prospect needs both. The member arithmetic: Platinum dues are $1,620 a year, so the membership needs roughly $1,620 of genuine annual saving before it adds any value at all. At the Paris example’s saving of about $63 a night - the cleanest case in the whole price test, where the company’s reference price was fair and the member rate genuinely beat retail - that is about 26 hotel nights every year at member rates, with no failed bookings and no inflated reference prices. For a household taking one or two trips a year the membership is very unlikely to pay for itself on hotel savings, and the "60% Avg. Savings" headline does not change that, because a percentage of a small base is a small number. The participant arithmetic comes entirely from the company’s own documents. Platinum plus partnership is $1,989.90 in year one and $1,719.95 thereafter. The disclosed averages are $24 at Partner, $240 at Silver Director, $600 at Titanium Director and $1,200 at Platinum Director, all of them below the annual cost, and the disclosure states that its figures "do not reflect any expenses a Partner may incur." The plan’s designed break-even sits at rank 3 of 16 and is exact to the cent: Platinum Director’s $4.45 a day is $135 a month, which is the Platinum dues. Above that, 1 Star Director at a disclosed $5,412 is the first rank that clears the cost of participation, and it needs 250 personal CSV, 1,200 team BV, 600 BV in each leg and four customers. Higher still, Ambassador needs about 376 Platinum memberships - roughly $710,000 of annual member spend in one organization - to pay one person $50,400. Two honest caveats. The $99.95 partnership fee is low and unbundled, and there is no kit, no inventory and no autoship, so the downside for someone who tries this and stops quickly is smaller than in most structures on this site. And the 14-day full refund on the enrollment fee is real. But the disclosure never states what share of paying partners earned nothing, which is the one number that would let a prospect calibrate any of this.

Run your own numbers

Drag the sliders. Nothing here is stored or sent.

-
Cumulative net, after costs
Retained retained memberships -
Commission that month -
Total commissions earned -
Total you paid in -
Net -

Commission on a retained membership subscription, against the membership and the $99.95 partner fee spread monthly - Platinum plus partnership runs $1,989.90 in the first year. Nothing pays on booked travel; the top pool is funded from 3% of new membership sales. The word “retail” does not appear once in the Policies and Procedures. Calibrate against the company’s own undated disclosure: more than 88% of members earn $0, and the averages at the first four partner ranks are $24, $240, $600 and $1,200 a year. Your own subscription cost of $105/mo is included.

Your money

What it costs to replace this yourself

This is proprietary work and it is the most useful thing in the report, so it is published in full and in both directions. Live member-side pricing could not be obtained - both booking engines sit behind member authentication and no points-redemption schedule is published - so instead the price comparisons Travorium itself publishes in its own October 2024 partner presentation were tested against mainstream retail travel sites for the same property and the same stay length. If a savings claim is honest, its reference price should sit inside the observable open-market range. Two limits, stated plainly: the deck gives no travel dates for any example, so exact date-matching was impossible and hotel pricing is seasonal; conclusions are drawn only where the gap is too large for seasonality to explain. Retail figures are current-period averages and ranges from mainstream booking sites, not same-date quotes.

What they sell youWhat you'd use insteadYour cost
Brussels, Hilton Grand Place, 6 nights - member $273.34/night, "retail" reference $363.18Same property, four mainstream retail booking sites$189–$275/night
Paris, Hôtel Bienvenue, 6 nights - member $86.99/night, reference $150.51Same property, five mainstream retail sites$135–$211 typical
Paris, same property, cheapest observed retailA flexible shopper on the open market, no subscription$64–$99/night
Las Vegas, 4-star, 4 nights - member $84.75/night, reference $282.25Las Vegas four-star averages across five retail sources$127–$204/night
Las Vegas, routine low end of the same marketSame inventory, booked retail on flexible datesfrom $82/night
New York, "5-Star Hotel", 4 nights - "retail" reference $187.25/nightGenuine New York five-star rates, three sources$731–$1,209/night
Orlando studio, 7 nights - $7.00 cash after points, reference $899Same week priced honestly: cash + points at $0.50 + resort fees~$447–$503 (estimated)
Platinum dues - $1,620 a year for the right to bookBooking the same hotels on the open market$0
"110% Best Value Guarantee"Reading the terms before relying on itterms not locatable publicly
Total as sold
$1,989.90 in year one for access
Total, built yourself
$0 in subscription, against roughly $50–$120 a night of genuine saving where the discount is real

Price-to-value

The claim partially survives, and the honest verdict has to be given in both directions. Paris and Las Vegas member rates genuinely beat typical retail - that is a real finding in the company’s favor and it is why product does not score lower. But the reference prices are inflated in two of four checkable cases, which manufactures the headline saving; the "up to 60%" figure is not achieved even on the company’s own numbers in Paris, where the claimed saving is 42.2%; and Las Vegas works out at about 45% against a median benchmark rather than the 70% implied. The star classifications are unreliable - a Brussels "5-Star Hilton" is four-star on a mainstream site, and a New York "5-Star" is benchmarked four to six times below any credible five-star rate. Brussels is the finding that matters most: the member pays $273.34 a night against $189–$275 observed on four independent retail sites, sitting beside a "retail" comparison figure of $363.18 that is above everything observable. Six nights at the member rate is $1,640.05; the same six nights at a typical $205 is $1,230. A member paying $135 a month for access overpaid a non-member by roughly $410 on that booking. And a last point on the FAQ’s claim that members book "with no markup": there are at least two intermediaries between the member and the hotel, and a subscription is a markup with a different payment schedule.

Odds of profit

Three operators, five horizons

Probability of cumulative net profit

Hover any point for median, top decile and bottom quartile.

0% 25% 50% 75% 100%3 mo6 mo1 yr3 yr5 yr 13% 12% 12%
Travel-only member - Platinum, no partnership, two trips a year, uses the discounts genuinelyPart-time partner - 10 hrs/wk, Platinum plus the $99.95 partnership, a handful of personal salesFull-time builder - 30+ hrs/wk, chasing 1 Star and 2 Star Director, events and travel spend

Travel-only member

Platinum, no partnership, two trips a year, uses the discounts genuinely

HorizonP(profit)Median
3 mo 11% −$650
6 mo 14% −$1,000
1 yr 15% −$1,450
3 yr 14% −$3,800
5 yr 13% −$6,100

Part-time partner

10 hrs/wk, Platinum plus the $99.95 partnership, a handful of personal sales

HorizonP(profit)Median
3 mo 6% −$800
6 mo 8% −$1,300
1 yr 10% −$1,900
3 yr 12% −$4,800
5 yr 12% −$7,600

Full-time builder

30+ hrs/wk, chasing 1 Star and 2 Star Director, events and travel spend

HorizonP(profit)Median
3 mo 3% −$1,600
6 mo 5% −$2,900
1 yr 8% −$5,200
3 yr 11% −$12,000
5 yr 12% −$18,000

Methodology note. These are modeled outcome ranges, not claims, and not predictions about any individual. ANCHORED to published figures: the tier pricing of $69.95/$52.50, $149.95/$75 and $269.95/$135; the $99.95 annual partnership fee; the year-one totals of $1,889.95 for Platinum alone and $1,989.90 with the partnership; the income disclosure’s statement that over 88% of members earn $0 and its rank averages of $24, $240, $600, $1,200 and $5,412 at the first five partner ranks; the plan’s Direct Sales Bonus of $2.50–$5.00 on Titanium and $5.00–$10.00 on Platinum; the flat rank residuals from $1.75 to $3,200 a day; the requirement of 100 CSV of new sales monthly for the Lifestyle Bonus; the $395 and $215 reinstatement fees; and the price test’s finding of roughly $50–$120 a night of genuine saving where the discount was real. MODELED by us: the share of each cohort in cumulative profit at each horizon, because the company publishes no participant counts, no medians, no time-at-rank and no partner-level $0 rate; the expense side beyond the published subscription and fee items; and the cohort definitions, which the company does not segment. Three calibration notes, two of which cut in the company’s favor. First, the travel-only member cohort is the one with a real path to a positive outcome and it does not depend on recruiting anyone: a household genuinely taking 26 or more hotel nights a year at member rates can clear the dues, which is why that cohort shows the highest share in profit at one year. Second, the downside is smaller than in most structures graded here, because there is no kit, no inventory, no autoship and a real 14-day refund - someone who tries this and stops within two weeks loses very little. Third, the medians are negative at every horizon in every cohort because the company’s own disclosure puts four consecutive partner ranks below the annual cost of participation, and because points accumulated and then forfeited on exit are a real cash loss that no rank table shows.

Go-to-market

Where you are actually allowed to promote this

Platform policy reads, not verifications. Check every one before you spend a dollar - enforcement changes faster than the written policy does.

Channel
Status
Notes
All marketing materials, websites and sales aids
PRE-APPROVAL, DENY BY DEFAULT
Participants must submit all proposed written sales aids, advertising, websites and other materials for approval before use, and "if a Participant does not receive specific written permission to use a piece, the request is considered denied." The company is the "sole arbiter" of what is misleading or deceptive, and non-compliant sites must be removed immediately with "appeals ... made after the site has been removed." Defensible as a compliance posture; from the participant’s side it is a business built entirely on someone else’s permission, with no reviewable process.
Selling on social media
PROHIBITED - sharing and sponsoring permitted
Facebook, Instagram, VK, blogs and forums may be used to share information, generate leads and sponsor, but "these sites may not be used to sell or offer to sell specific Travorium services." Profiles must clearly identify the person as an Independent Travorium Participant. That is a standard and reasonable rule; note only that the transaction and the customer record stay with the company.
Paid search and sponsored links
PERMITTED
Pay-per-click and sponsored links are expressly allowed provided both the destination and display URLs are the participant’s own site and the display URL does not mislead a visitor into thinking they are going to the corporate site. A genuine permission and not universal in this industry - it gives a competent marketer a real channel.
Email marketing
PERMITTED WITH FULL DISCLOSURE
Requires a valid return address, an opt-out notice, the participant’s actual postal address and a clear disclosure that the message is an advertisement, with no misleading subject lines or false headers and opt-outs honored and forwarded to the company. This is the correct rule, written correctly.
SMS, unsolicited fax and auto-dialers
PROHIBITED
Unauthorised promotional material by email or SMS is banned outright, as is the use of auto-dialer systems and unsolicited faxes. A consumer-protective provision that several operators graded on this site do not have.
Online classifieds and bulletin boards
NO PRODUCTS, LEADS ONLY
Participants "may not use online bulletin boards ... to post, sell or promote specific Travorium services", but may use them to generate leads, recruit, sponsor and educate the public about the opportunity. Worth reading twice: the channel is closed for selling the product and open for recruiting into the plan.
Advertising a price or a discount
PRICE FLOOR IMPOSED
"You may not advertise any Travorium service at a price BELOW the highest price published by the company for a similar service. Advertisements with special discounts are not permitted." A resale-price-maintenance-style floor on independent contractors that removes the only lever an independent business normally has. From the consumer’s side it does mean the enrollment price is the same everywhere. Note that the company itself runs a struck-through discount on the partnership fee while prohibiting participants from doing the same.
Income claims
STRICT RULES, BROKEN IN CORPORATE MATERIAL
The written policy is above the category norm: the income disclosure must be given to every prospect whenever the plan is presented or discussed or any income claim is made, including at any public meeting; the definition of "income claim" expressly captures lifestyle claims and hypotheticals; a participant may only disclose their own income after handing over the disclosure; and compensation checks may not be used as marketing material. Then the company’s own October 2024 partner deck prints a table of monthly earnings by rank - up to $9,000–$11,000 at 4 Star Director - beneath a line reading "This is not an income claim." Under the company’s own definition, an earnings-range table is an earnings range claim.
Competing opportunities and speaking critically
ONE-YEAR NON-SOLICIT, TOTAL EXCLUSIVITY AT 3 STAR
A participant may not join a competing network marketing company or recruit any affiliate or customer for another such business during the agreement and for one year afterwards, on a definition of "recruit" that captures any "effort to influence in any other way" and applies even in response to an inquiry. At 3 Star Director and above the participant agrees not to participate in any other network marketing opportunity at all - exclusivity in exchange for a disclosed average of $30,648. The company may seek injunctive relief without posting a bond and will not indemnify or fund a participant’s defense. Separately, participants promise to "refrain from using negative terminology" in all business dealings, enforceable through fines withheld from commissions - a tone rule, not a defamation rule, and broad enough to chill legitimate complaint.
The evidence

Red flags and green flags

Red flags

15
1The member’s counterparty for the actual product is a different company
The Membership Plan Terms and Conditions define a "Fulfillment Company" and name Leisure Loyalty, Inc., stating that "All reservations and purchases of travel services by Members are handled directly by Fulfillment Company through our booking engine." That company is an independent white-label platform vendor that describes itself as "a third party supplier" whose platform is branded "not our own." Nothing on the current member-facing site, FAQ, membership page or compensation plan mentions it.
2And that disclosure has become less prominent, not more
The prior-generation Travorium site named Leisure Loyalty, Inc. and its Florida seller-of-travel number in the footer. The current footer names only Paid 2 Save Network, LLC. The single most important structural fact about the product moved out of a site footer and into a PDF behind the enrollment flow.
3Liability for the product is disclaimed and capped at fees paid
Travorium "RETAINS NO OWNERSHIP INTEREST, MANAGEMENT, OR CONTROL" of suppliers, "assumes no liability or responsibility of whatever nature" for a supplier’s failure to perform, caps aggregate liability at the total amounts paid for the membership, takes a release that names the Fulfillment Company as a released party, and requires a waiver of California Civil Code §1542. The $100,000 surety bond attaches to the brand’s seller-of-travel registration, not to the fulfillment company’s performance.
4The flagship offer cannot be priced by anyone before they pay
"$1 per night" and "as much as 70% - 90% off retail pricing after points applied" are unverifiable because no points-redemption schedule is published on the Getaways page, the World Tours page, the membership page or the FAQ, and both booking engines are behind member authentication. Points cost a verifiable $0.50 each through dues; what they buy is disclosed only after purchase. A discount program that will not publish its discount schedule is the finding.
5On one of the company’s own published comparisons the member pays more than the open market
Brussels: a member rate of $273.34 a night against $189–$275 observed across four mainstream retail sites, with the deck’s "retail" reference set at $363.18 - above the top of every observed range. Six nights at the member rate is $1,640.05 against roughly $1,230 at a typical retail $205, an overpayment of about $410 before the $1,620 of annual dues that bought the right to book it.
6The income disclosure is undated, count-free and median-free, and prints "<0%" for three ranks
No date, no reporting period, no participant counts, no medians, no percentiles, no time-at-rank, and nine consecutive ranks all reported as ">1%" - a band compatible with 1.1% or 40%. Three ranks are assigned a share of participants below zero. Most consequentially, it never discloses the percentage of paying partners who earned nothing. Read the 88% sentence precisely: it says members who "remain active customers", not participants, and the widely repeated "88% of participants" framing is a misquotation.
7Three company documents give three different earnings figures for one rank
For 4 Star Director: the October 2024 partner deck says $9,000–$11,000 a month; the compensation plan says $100 a day, which is $3,000 a month; the income disclosure says $54,384 a year. The deck’s figures are the highest, and the deck labels its own earnings-range table "not an income claim."
8Every commissionable event is a subscription, and travel earns nothing
Silver 35 BV, Titanium 50 BV, Platinum 80 BV - and no commissionable volume at all for the travel a member actually books. The Ambassador Pool is 3% of "new membership sales", so the top of the plan is funded out of new enrollments by design, and the Lifestyle Bonus requires 100 CSV of new sales every month, so a book of satisfied renewing customers does not qualify.
9The word "retail" appears zero times in the Policies and Procedures
No 70%-rule equivalent, no personal-consumption cap, no requirement that any stated proportion of volume come from non-participants, no customer-volume audit and no buy-back or return policy for participants. The plan asserts that "commissions are paid on sales to customers and not recruiting" and then contains no mechanism that would measure or enforce it.
10Prepaid points are forfeited in full on cancellation, at 24 months, and after 90 days of arrears
"If a member cancels their account all travel points are forfeited", with no notice obligation before expiry. One BBB complainant lost points valued at roughly $1,600 to silent expiry and the company’s response was that the term is in the agreement - which is correct, and is the problem. Combined with the rule that Getaways may be booked only once every 90 days, accumulate-then-forfeit is the default outcome for anyone who leaves.
11A $395 reinstatement fee that exceeds the $269.95 joining fee
Payable inside a seven-day window after 90 days from the last successful payment, or "your account will be permanently cancelled and cannot be reinstated." $215 for Titanium. There is no plausible cost basis for a fee larger than the enrollment fee; it is a retention penalty, and a separate unquantified "reactivation fee" applies to a single missed payment.
12Canceling the membership cancels travel already booked and paid for
"If a member cancels their account, any booked Getaways and World Tours associated with their account are also canceled", and a World Tour reservation is automatically canceled after nine days of inactivity "with no exceptions." Travel that has been paid for is hostage to the subscription.
13The plan is unilaterally amendable and continuing to work is treated as consent
The company "reserves the right to amend the Agreement and the prices ... in its sole and absolute discretion", amendments take effect on publication, and "the continuation of a Participant’s Travorium business or a Participant’s receipt of bonuses or commission payments shall constitute acceptance." A first-hand exit account describes exactly this at the moment of rank qualification, with a bonus halving from $1,500 to $750 and the direct-recruit requirement rising from six to fifteen. Nothing in that account is independently verified; the clause that would permit it is verbatim in the document.
14A forex line was concealed from consumers while being the most heavily incentivised item in the plan
The "FX Trader" membership was absent from the homepage, carried no published price, and was assigned 70 BV - more than Titanium. In a specified group of countries it was the only product available, enrollment was Bitcoin-only, and commissions were paid "via Bitcoin into your fxtrader account" at a third-party platform. The evidence describes education and demo access rather than a managed or pooled product, and a trade reviewer specifically looked for automated trading tools and found none. Whether the line still operates could not be established.
15The demand signal is promoter-generated and partly people checking for a scam
The brand term draws roughly 20,000–24,000 US monthly searches on a commercial keyword tool’s in-country estimate. But the brand out-searches the generic category term "travel club" by about 4.5 to one - consumers who want a category search the category first, so a brand beating its own category is being pushed, not pulled. And "travorium scam" runs about 3,380 a month, roughly 15.7% of brand volume, and is the only qualified modifier with any volume at all: every product-shopping query - membership, review, legit - models at zero. That is recruitment plus vetting, not consumer awareness. The fair reading in the other direction is that people are checking, which is exactly what they should do.

Green flags

10
1The full compensation plan is published openly, dated, in three languages, with no login
English dated 29 September 2025 with Spanish and French revisions a week later, hosted publicly on the training subdomain and signposted from the help center. Many operators in this category will not publish a plan at all, and doing so is the single most useful thing a company can do for a prospect’s diligence.
2The income disclosure is public, unlocked, and states the $0 rate on its face
It puts "Over 88% of our members remain active customers ... and not earn an income" in narrative text rather than a footnote. The document has serious defects, and the number is about members rather than partners - but publishing it prominently is creditable and above what much of this sector does.
3The policy requiring that disclosure to be handed over is genuinely strict
Mandatory at every presentation, discussion and public meeting where the plan is shown or any income claim is made; the definition of "income claim" expressly includes lifestyle claims and hypotheticals; a participant may only disclose their own income after providing the document; and compensation checks may not be used as marketing material. As written this is above the category norm.
4The partnership fee is low and genuinely unbundled
$99.95 a year, with partnership-only enrollment expressly available and no travel benefits attached - so a person can buy the product without the opportunity and the opportunity without the product. There is no starter kit, no inventory purchase, no qualifying order and no autoship of goods. Structurally, the right to participate is not bought by buying stock, and there is nothing to load.
5A real 14-day full refund, and a month-to-month subscription with no minimum term
The full refund on the enrollment fee is written into the binding contract with a defined process, cancellation is available at any time, and there is no termination penalty. Membership pricing has also been stable for at least two years - the same three tiers appear in 2024 trade coverage and in current company documents, with no drip-pricing.
6Rank qualification requires actual customers, and bonus buying is prohibited in the right words
Four customers at 1 Star Director, five at 2 Star, seven at 3 Star, nine at 4 Star. The policies define a customer as someone "not engaged in building a business", and prohibit any "scheme or ruse for the purpose of qualifying for rank advancements ... not associated with bona fide product or service purchases by ultimate consumers", with stacking punishable by forfeiture of rank. Those are the correct rules.
7The member’s access does not depend on the person who enrolled them
The membership is a direct contract with the company, and nothing conditions it on the enroller’s status: if the enrolling affiliate leaves, the member keeps their membership, their points and their bookings. That is the right answer for the consumer, and it is the answer the documents actually give.
8Real member price advantage does exist on mid-market hotels
On the two checkable cash comparisons where the reference price was fair or merely high, the member rate genuinely beat typical mainstream retail - about $87 a night in Paris against $135–$211 for the same property, and about $85 a night on Las Vegas four-star inventory against averages of $127–$204. Whatever else is true, the discount is not imaginary.
9Low complaint volume, every complaint answered, and honest statutory language
Eight BBB complaints in three years against a claimed 20,000 new customers in 2024, all recorded as answered, with a monthly fee refunded in at least one case and multilingual support offered in another - a private ratings body’s file, not a governmental finding. The company also quotes the statutory caveat that "Registration as a seller of travel does not constitute approval by the State of California" verbatim, which many operators quietly omit, and the promotional trip incentive states expressly that there are "NO timeshare presentations required."
10A clean enforcement record, and local incorporation rather than offshore structuring
No FTC action, no state Attorney General action, no self-regulatory case, no court matches for either name, no securities matter and no entry on any national financial-regulator warning list - only a mass-mailed FTC notice that the FTC itself says is not an indication of wrongdoing. The growth market was entered by registering a local travel-agency entity with the founder named as director and tax data current, not through an offshore vehicle. The caveat is that confidential arbitration would hide private disputes by design.
What would move this grade

We would like to be wrong about this

Upward

  • Publish the points-redemption schedule - how many points every Getaway and World Tour costs - publicly and before purchase. This is the single highest-leverage disclosure available and nothing else lifts the ptv ceiling, because it converts the flagship offer from unverifiable to testable.
  • Name the Fulfillment Company on the member-facing site, in the FAQ and at the point of sale rather than only in a PDF behind the enrollment flow, with its seller-of-travel registration and a stated escalation path if a booking fails - restoring the disclosure the prior-generation site carried in its footer.
  • Disclose the percentage of paying partners who earned $0, with absolute participant counts at every rank, a stated reporting year, medians beside averages and time-at-rank; reconcile the deck, the plan and the disclosure so that one rank has one number; and rewrite the Policies and Procedures for the jurisdictions they actually govern.

Downward

  • Evidence that the concealed forex line, or any successor, involves pooled funds, managed accounts, profit-sharing or a promised return on participant capital - which would move sec sharply and justify a hard cap rather than a confirmatory ceiling.
  • Confirmation that revenue or new-enrollment volume actually fell while the Ambassador Pool and residual obligations continued, or disclosure of a partner-level $0 rate materially above the published 88% member figure.
  • Further price testing showing that the Brussels result is typical rather than exceptional - member rates routinely at or above mainstream retail - or any regulatory step past notice, such as an FTC complaint, a state Attorney General assurance of voluntary compliance, or a self-regulatory inquiry.
The better trade

Grade is D at 4.25. A real travel discount with real savings on some hotels, sold by a company that does not perform the travel, on a plan where the only commissionable product is the subscription.

Say the good parts first, because they are real and they are why this is not lower. The compensation plan is published in full, dated, in three languages, with no login - that is more than most operators graded here will do. The income disclosure is public and unlocked and puts the 88% figure in its own narrative text. The $99.95 partnership fee is low and genuinely unbundled from the travel membership, so a person can buy one without the other; there is no kit, no inventory, no qualifying order and no autoship, and nothing to load. There is a real 14-day refund on the enrollment fee, the subscription is month-to-month, and pricing has not moved in two years. Rank qualification requires actual named counts of customers. And when the member rates were tested against mainstream retail sites, Paris came in at about $87 a night where the same property runs $135–$211, and Las Vegas four-star at about $85 against averages of $127–$204. Those are genuine discounts on genuine inventory.

The structural finding is who the member is contracting with, and it is in the member’s own agreement. The Membership Plan Terms and Conditions define a "Fulfillment Company" and name Leisure Loyalty, Inc., stating that all reservations and purchases of travel services "are handled directly by Fulfillment Company through our booking engine." That company is an independent Arizona-registered white-label platform vendor with its own Florida seller-of-travel number, which describes itself as "a third party supplier" whose platform is branded "not our own." So the brand takes the subscription and a separate company performs the travel - and the same agreement then disclaims any liability for a supplier’s failure to perform, releases the Fulfillment Company by name, caps total liability at the fees the member has paid, and takes a waiver of California Civil Code §1542. A member whose hotel is not there on arrival has a capped claim against a company that did not book it and no contract at all with the company that did. And the disclosure moved the wrong way: the prior-generation site named that company in its footer, while the current footer names only Paid 2 Save Network, LLC. Nothing in this is unlawful. All of it is information a person is entitled to have before their card is charged.

Then the numbers, all of them the company’s own. Platinum plus partnership is $1,989.90 in year one. The disclosed averages at the first four partner ranks are $24, $240, $600 and $1,200 - every one below the annual cost - and the plan’s designed break-even sits at rank 3 of 16, where Platinum Director’s $4.45 a day is exactly the $135 of monthly dues. Every commissionable event is a subscription; travel bookings earn nothing; the Ambassador Pool is 3% of new membership sales; the Lifestyle Bonus resets monthly against fresh sales; and the word "retail" appears zero times in the rulebook, which means there is no 70% rule, no consumption cap and no buy-back. Over that sits the part nobody outside can check: the flagship is priced in points that cost exactly $0.50 each through dues, and no redemption schedule is published anywhere, so the "$1 a night, 70–90% off" claim is unpriceable until after you have paid. Two of four checkable reference prices were inflated, and on Brussels the member paid $273.34 a night against $189–$275 on the open market. That is the case for D.

1

Price the points before you subscribe, and ask in writing

A point costs $0.50 through monthly dues and $1.00 through the enrollment fee - that much is in the contract. What a point buys is not published anywhere. Before paying, ask for the redemption schedule in writing: how many points a seven-night Orlando studio consumes, how many a World Tour costs, and whether that rate can change. The terms already warn that "retail pricing may increase closer to the travel date, requiring more travel points." If the answer does not arrive as a number, you have learned the most important thing about the product.

2

Test the savings on your own two trips before you subscribe, not after

Take the two destinations you will actually visit next year, price them on three mainstream retail sites on your real dates, and write the numbers down. Then ask whether the member rate beats them by more than $1,620 a year in aggregate. On the tested comparisons the answer was yes in Paris and Las Vegas and no in Brussels, where the member rate sat at or above what a non-member pays. It takes twenty minutes and it is the only version of this exercise that uses your travel pattern rather than someone else’s slide.

3

Get the fulfillment company and the escalation path in writing

Your contract names Leisure Loyalty, Inc. as the party that handles every booking, and your recourse against the brand is capped at the fees you have paid. Before subscribing, ask who you call when a reservation fails, which company’s seller-of-travel registration and bond covers your booking, and what happens if the fulfillment relationship changes. Ask the same question about the $395 reinstatement fee and the points you would forfeit on cancellation, because those are the two numbers that decide how expensive an exit is.

4

If you want to sell travel, sell travel

Ordinary affiliate programs at mainstream retail travel sites and hotel chains pay on the booking - the thing the customer actually wanted - with no subscription, no rank ladder, no partnership fee, no pre-approval regime, no one-year non-solicit and no exclusivity clause. The search intent around hotel price comparison, points and loyalty economics is enormous and permanent, and honest sourced comparison content is a merchant business you own. Here, by contrast, the commission is on the subscription, the travel earns nothing, and the customer book you build is declared the company’s trade secret and licensed back to you revocably.

A point costs exactly fifty cents through the monthly dues, and the company does not publish anywhere what a point buys - so the “$1 a night” claim cannot be priced by anyone who has not already paid.
Scorecard

Nine dimensions, weighted

Comp structure & KoscotDoes the plan pay for recruitment or for sales to real customers?
20%
4.0
Every commissionable event in this plan is a subscription. Silver carries 35 BV, Titanium 50 BV and Platinum 80 BV, and a member who books a $3,000 cruise through the platform generates, on the face of the plan, no additional commissionable volume for anyone. A participant is not paid for selling travel; a participant is paid for selling access. The Ambassador Pool is defined as 3% of "new membership sales" - the top of the plan is explicitly funded out of new enrollments - and the Lifestyle Bonus requires 100 CSV of new sales every month, so a book of loyal renewing customers does not qualify. And the word "retail" appears zero times in the Policies and Procedures: no 70%-rule equivalent, no personal-consumption cap, no requirement that any stated proportion of volume come from non-participants, no customer-volume audit and no buy-back. The plan asserts a compliant principle - "Commissions are paid on sales to customers and not recruiting" - and then omits every mechanism that would measure it. The mitigants are real and they are why this is not a 2. There are genuine customer-count requirements written into the rank ladder - four customers at 1 Star Director, five at 2 Star, seven at 3 Star, nine at 4 Star. The $99.95 partnership fee is unbundled from the membership, partnership-only enrollment is expressly available with no travel benefits attached, and there is no starter kit, no qualifying order and no autoship of goods. There is no inventory at all, so inventory loading is structurally impossible. Bonus buying and stacking are prohibited in language that tracks the legal test, including purchases "not associated with bona fide product or service purchases by ultimate consumers." Those are the correct rules; what is missing is any way to tell whether they hold.
Securities exposureAny passive return on capital? Howey, staking, tokens, withdrawal friction.
15%
8.0
On the participant side there is no securities exposure in the ordinary sense: no investment contract, no pooling of funds, no promised passive return, no profit-share, no managed account, no staking, no token and no equity or debt offering of any kind. What a participant hands over is a subscription fee and an annual partnership fee, and what they receive is a commission on subscription sales. That is a marks-out-of-ten in the high 9s on the definition used here, and it is docked to 8 for three specific and documented governance facts rather than for anything resembling an investment scheme. First, the company operated a membership called "FX Trader" - a forex line that was not disclosed on the public homepage, carried no published price, and was assigned 70 BV, more than Titanium, making the concealed product one of the most heavily incentivised items in the plan. Second, enrollment in a specified group of countries was Bitcoin-only. Third, in that group commissions were paid "via Bitcoin into your fxtrader account" - a balance inside a third-party trading platform the participant does not control, which converts earned commission into something other than cash. The available evidence describes forex education and demo-account access rather than a managed or pooled product, and a contemporaneous trade review specifically looked for automated trading tools and found none. Whether the line still exists could not be established: it is absent from the September 2025 compensation plan and the current enrollment page, but the training sheet, the video pages and the country lists remain publicly hosted and the company has made no statement either way.
Ownership & track recordWho runs it, what did they run before, and what happened to it.
15%
3.0
This is the weakest dimension and the reason sits in the structure rather than in any wrongdoing. The brand is owned outright by a closely held California LLC with no assignments recorded; the money is taken by that LLC; and the product - every reservation, every booking - is performed by a separate, independent company named in the member’s own contract. Travorium’s limitation-of-liability clause then disclaims responsibility for supplier failure, releases the fulfillment company by name, caps total liability at the fees the member has paid, and extracts a waiver of California Civil Code §1542. The disclosure of who performs the travel has become less prominent over time, not more: the prior-generation site named the fulfillment company and its Florida seller-of-travel number in the footer, while the current footer names only Paid 2 Save Network, LLC. Material structural information moved from a footer into a PDF behind the enrollment flow. Add a leadership slate of six in which three share the founder’s surname, with no CFO, no general counsel, no compliance officer and no independent director; a founder biography whose every headline element is uncorroborated; no audited accounts, no member count, no partner count and no retention figure; and an operative rulebook that is a Kazakhstan template with eleven surviving references to Kazakh law five years after an FTC notice. Genuine credits: the predecessor business was rebranded rather than collapsed, no enforcement action or adverse finding against the founder or either entity could be located anywhere, and the growth market was entered by local incorporation rather than offshore structuring.
Product reality & demandWould a rational buyer purchase this if no income offer existed?
12%
5.0
There is a real product here and the price testing says so in the company’s favor on two of the four checkable comparisons. On a Paris hotel the member rate of $86.99 a night genuinely beat typical mainstream retail of $135–$211 for the same property; on Las Vegas four-star inventory $84.75 a night beat every observed average. Real seller-of-travel registrations exist along with a $100,000 surety bond, the statutory caveat that registration "does not constitute approval by the State of California" is quoted honestly rather than omitted, the help center is structured and staffed, and eight BBB complaints in three years against a claimed 20,000 new customers in one year is a low absolute volume, every one of them answered. Against that: the product is a re-branded instance of a multi-tenant white-label platform rather than proprietary infrastructure, so the "exclusive booking engine" is a shared engine and the rates are the rates that platform serves to many unrelated clubs. The Silver tier at $52.50 a month is a hotel discount portal with no points and no access to either of the two products the marketing is built around. Star ratings in the marketing are demonstrably unreliable - a "5-Star Hilton Hotel" in Brussels is classified four-star by a mainstream retail site, and a New York "5-Star Hotel" is benchmarked at a "retail" $187.25 a night against a genuine five-star market of $731–$1,209. And the flagship points-funded product cannot be priced from outside at all. A first-hand exit account describes families arriving to no hotel reservation; that is one sourced account, not a pattern, but it is the exact failure the liability clauses are drafted to shed.
Participant economicsReal cost in, realistic money out, and whether they publish the numbers.
10%
2.0
The promoted configuration - Platinum plus partnership - costs $1,989.90 in year one and $1,719.95 a year after that. Set that against the company’s own published averages: $24 a year at Partner, $240 at Silver Director, $600 at Titanium Director and $1,200 at Platinum Director. Every one of the first four partner ranks is a net loss on the company’s own figures, before a single expense is counted, and the disclosure states plainly that its numbers "do not reflect any expenses a Partner may incur." The plan’s designed break-even sits at rank 3 of 16: Platinum Director pays $4.45 a day, which is $135 a month, which is exactly the Platinum dues to the cent, and it requires 240 personal CSV. Everything below rank 3 is a participant paying for the privilege of participating. The first rank at which disclosed average earnings exceed the annual cost of participation is 1 Star Director at $5,412, which needs 250 personal CSV, 1,200 team BV, 600 BV in each leg and four customers. Higher up, the arithmetic is starker: Ambassador requires roughly 376 Platinum memberships - about $710,000 of annual member spend inside one organization - to support one Ambassador at $50,400 a year, a payout of roughly 7% of gross member spend. And the residual is a flat rank stipend rather than a percentage, so between thresholds the company’s marginal cost of an additional member in an existing leg is zero while the participant absorbs the entire effort of the sale. Over 88% of members earn nothing; the share of paying partners who earn nothing is never disclosed.
Price-to-valueWhat the same capability costs on the open market.
8%
4.0
The points are the whole question and they are purchased, not earned. The contract grants one travel point per dollar of enrollment fee and two per dollar of monthly dues, so the implied purchase price of a point is exactly $0.50 through dues and $1.00 through the joining fee. A Getaway advertised at "$1 a night" or "$7" is not cheap; it is prepaid, and the honest price is cash at booking plus points consumed at fifty cents each plus resort fees plus any deposit. Which is where it fails: no points-redemption schedule is published anywhere accessible to a non-member. The single number needed to price the flagship - how many points a night costs - does not exist in public, so "$1/night" and "70–90% off" are unpriced claims rather than testable ones. Where cash prices can be checked, the picture is mixed and must be reported both ways. Paris and Las Vegas member rates are real discounts against typical retail. But two of four checkable reference prices are inflated above everything observable, which manufactures the headline saving; and on Brussels the member pays $273.34 a night against $189–$275 on the open market, so a member paying $135 a month for access paid more than a non-member paying nothing. Then the frictions: points expire at 24 months on a rolling basis with no notice obligation, are forfeited entirely on cancellation and after 90 days of arrears, cannot be transferred or cashed out, and Getaways may be booked only once every 90 days - which caps consumption at four bookings a year and makes accumulate-then-forfeit the default outcome for anyone who leaves.
Payout sustainabilityCan the company fund the plan out of margin, or only out of inflow?
8%
4.0
Commissions do get paid, through a functioning third-party payment rail with its own documented support section, and no participant complaint about non-payment as such was located. That is worth stating before the concerns. The concerns are structural. There are no audited or reviewed financial statements, no member count, no partner count, no retention figure and no total-commissions figure, so sustainability cannot be assessed from fact and has to be inferred from a trade portal’s modeled estimate: $0 in 2020 rising to roughly $10M by 2024, then flat at $10M in 2025 - a 0% change - with commission payout stated at 35%. Flat is the important word, because the plan’s top end is explicitly inflow-funded: the Ambassador Pool is 3% of new membership sales and the Lifestyle Bonus pays only against 100 CSV of fresh sales each month. A recruitment-funded structure with a flat top line is at the point where the arithmetic starts to bite, not a stable one. The plan is also unilaterally amendable, with continued participation deemed acceptance, and one first-hand exit account describes a 2-Star bonus halving from $1,500 to $750 and a direct-recruit requirement rising from six to fifteen at the moment of qualification. On top of that sit a 30-day commission dispute window, disciplinary powers to withhold or forfeit commissions during an investigation, and three advertised ranks paying $48,000, $74,000 and $96,000 a month whose occupancy the company’s own disclosure prints as "<0%".
Marketing conductIncome claims, regulator run-ins, hype, deadline stacking.
7%
3.0
Start with the credit, because it is real. The compensation plan is published openly and in full, in three languages, with a version date and no login. The income disclosure is publicly accessible with no login and states on its own face that "Over 88% of our members remain active customers ... and not earn an income" - many operators bury that figure or omit it. The policy requiring the disclosure to be handed to every prospect is strict and broadly drafted, defining income claims to include lifestyle claims and gating a participant’s use of their own income behind prior delivery of the document. Those are above the category norm as written. The execution is the problem. The disclosure carries no date at all - in a document whose own policy demands information that is "timely" - no participant counts, no medians, no percentiles and no time-at-rank; nine consecutive ranks are reported with the identical uninformative band ">1%", which destroys the only information a distribution table exists to convey; three ranks are assigned a share of "<0%", which is not a number; and the percentage of paying partners earning nothing is never disclosed. Note precisely what the 88% sentence says: members who remain customers. The widely repeated "88% of participants" framing is a misquotation of a document that is bad enough read correctly. Worse, three company documents give three different figures for one rank: the partner deck says 4 Star Director earns $9,000–$11,000 a month, the plan says $100 a day, and the disclosure says $54,384 a year. The deck labels its own earnings-range table "not an income claim" - which, under the company’s own definition, it plainly is.
Operator terms & exitWho owns the customer, what you forfeit, how hard it is to leave.
5%
3.0
The reinstatement fee is the sharpest single term: $395 for a Platinum member and $215 for Titanium, payable inside a seven-day window after 90 days of arrears, failing which "your account will be permanently cancelled and cannot be reinstated." $395 is larger than the $269.95 joining fee, there is no plausible cost basis for it, and it is a retention penalty. Beside it sit total forfeiture of prepaid points on cancellation, on 90 days of arrears and at 24 months with no notice obligation - one BBB complainant lost points valued at roughly $1,600 to silent expiry, and the company was contractually correct - and a clause under which canceling the membership cancels Getaways and World Tours already booked and paid for, with World Tour reservations auto-canceled after nine days of inactivity "with no exceptions." On the participant side: unilateral amendment of the agreement and prices at the company’s "sole and absolute discretion" with continued participation deemed consent; deny-by-default pre-approval of all marketing, the company as "sole arbiter" of what is misleading, and takedown before any appeal; a one-year post-term non-solicit and total exclusivity from every other network-marketing opportunity at 3 Star Director and above; a non-disparagement obligation to "refrain from using negative terminology"; a seven-day sponsor-change window that must originate from the very sponsor being left; a $500 business transfer fee available only at 2-Star and above after 24 months; and confidential arbitration with a class waiver. The offsetting credit is genuine and should not be swallowed: there is a real 14-day full refund on the enrollment fee written into the binding contract with a defined process, the subscription is month-to-month with no minimum term and no termination penalty, pricing has been stable for at least two years, and if the enrolling affiliate leaves the member keeps their membership, points and bookings.
Weighted composite
4.25
D

Dimension profile

Further from center is better. Hover any point.

Comp structure& Koscot 4.0 Securitiesexposure 8.0 Ownership &track record 3.0 Product reality& demand 5.0 Participanteconomics 2.0 Price-to-value 4.0 Payoutsustainability 4.0 Marketingconduct 3.0 Operator terms& exit 3.0

Hard caps that bind here

Ceiling at D+ - confirmatory, not causal the central claim of the product is structurally unverifiable before purchase. The flagship offer is "Book Getaways for as low as $1 per night after points" and "as much as 70% - 90% off retail pricing after points applied", and points cost a verifiable $0.50 each through monthly dues. What they buy is not disclosed: no points-redemption schedule is published on the Getaways page, the World Tours page, the membership page or the FAQ, and both booking engines sit behind member authentication. A prospective member therefore cannot price the thing they are being asked to subscribe for until after they have paid - the exchange rate between points and nights is available only to people who have already committed. The ptv dimension carries 8% of the weighting and cannot express a finding of that order, which is why it is recorded here instead. Note carefully what this entry does and does not do: the weighted arithmetic already lands at 4.25 and the published grade is D on that arithmetic alone. This ceiling sits above the arithmetic, so it binds nothing and reduces nothing. It confirms the band rather than causing it, and it is stated so that a reader can see the argument being made without mistaking it for the reason.

The lowest binding cap wins, regardless of the weighted arithmetic.

Sources consulted

What we read

Every source below links to the document itself. Tier 1 is a primary record - the company’s own plan, policy or disclosure, a court filing, a regulator’s decision or an SEC filing. Tier 2 is a self-regulatory or secondary regulator record, tier 3 reporting or academic work, tier 4 an open-market price comparison. Where a document can be moved or withdrawn, an archived copy is linked beside it. If a link is dead when you try it, that is a correction we want.

  1. Travorium Membership FAQ - tier pricing, the 14-day full-refund window from the enrollment date, the cancellation process through the back office, the 24-month travel-point expiry, and the World Tour cancellation schedule
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy

    Travorium Membership Plan Terms and Conditions, last updated 30 October 2025 - the "Fulfillment Company" definition naming Leisure Loyalty, Inc.; limitation of liability, the fees-paid liability cap, the release naming the Fulfillment Company and the California Civil Code §1542 waiver; the $395 / $215 reinstatement fees; the 14-day enrollment refund and cancellation process; points accrual at 1 per dollar of enrollment fee and 2 per dollar of dues; California CST# 2141868 with a $100,000 Old Republic Surety bond and Florida ST42358

    Not established by this document: The Membership Plan Terms and Conditions document itself (last updated 30 October 2025), which carries the Fulfillment Company definition, the fees-paid liability cap, the California Civil Code s.1542 waiver, the $395/$215 reinstatement figures and the CST#/ST# disclosures, is not published at any retrievable URL: travorium.com/documentation/ serves only income-disclosure-en.pdf, and every candidate filename tested returned 404. The FAQ and help-center articles above are the company's own public restatement of the same refund, cancellation and points terms. The two seller-of-travel registers are POST-driven search forms with no addressable per-registrant page, so the register itself is linked rather than the entry.

  2. 'What is the refund policy?' - the 14-day enrollment refund, and the statement that the partnership (license) fee and monthly membership fees are non-refundable
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy
  3. 'What is the Membership Cancellation Fee?' - the reinstatement fees payable after the 89th day of inactive status (Platinum $260 and Titanium $140 plus the monthly membership fee) and the 7-day reinstatement request window
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy
  4. 'What are the Terms concerning the Travel Points?' - points credited on payment, non-transferable, no cash value, forfeited past 89 days of inactivity or on cancellation, and expiring in 24 months
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy
  5. California Attorney General Seller of Travel register - public 'Seller Search', the register in which CST# 2141868 would appear
    RegulatorTier 1California Department of Justice, Office of the Attorney Generalarchived copy
  6. Florida Department of Agriculture and Consumer Services - Sellers of Travel program, the register in which ST42358 would appear
    RegulatorTier 1Florida Department of Agriculture and Consumer Servicesarchived copy
  7. Travorium Compensation Plan, English, dated 29 September 2025 (PDF) - the 16-rank ladder with CSV/BV and per-leg requirements and daily pay from $1.75 to $3,200, product volumes of 35/50/80 BV, the binary lesser-leg structure with the 50% volume rule and the 62.5% maximum payout rule, the Ambassador Pool at 3% of new membership sales, and the statement 'Commissions are paid on sales to customers and not recruiting'
    Compensation planTier 1Paid 2 Save Network, LLC d/b/a Travorium · 2025-09-29archived copy

    Travorium Compensation Plan, English, dated 29 September 2025 (with Spanish and French revisions of 6 October 2025) - the 16-rank ladder with CSV, BV, per-leg and customer-count requirements and daily pay from $1.75 to $3,200; product volumes of 35 / 50 / 80 BV; the binary lesser-leg structure, the 50% volume rule and the 62.5% payout cap; the Direct Sales Bonus schedule; the Ambassador Pool at 3% of new membership sales; the Lifestyle Bonus requiring 100 CSV of new sales monthly; and the statement "Commissions are paid on sales to customers and not recruiting"

  8. Travorium Compensation Plan chart (web version) - the full rank table from Silver Director to Executive Chairman with LTV, total BV, daily pay and monthly pay
    Compensation planTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy
  9. Ambassador Bonuses page - the Ambassador Global Pool at 3% of new membership sales, share allocation by rank and the Power Up Bonus qualification rules
    Compensation planTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy
  10. Travorium Income Disclosure Statement (undated PDF) - the statement that over 88% of members remain active customers earning no income, the average annual earnings by rank table, and the note that the figures do not reflect any expenses a Partner may incur
    Income disclosureTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy

    Travorium Income Disclosure Statement (undated) - over 88% of members recorded as customers earning $0; average annual earnings from $24 at Partner to $648,000 at 5 Star Ambassador; ">1%" for nine consecutive ranks; "<0%" for Presidential Ambassador, Chairman and Executive Chairman; and the statement that the figures "do not reflect any expenses a Partner may incur"

  11. Travorium enrollment page - Silver $69.95 + $52.50/mo, Titanium $149.95 + $75/mo, Platinum $269.95 + $135/mo, the tier feature matrix, and the $99.95 partnership fee marked down from $129.95 with the 'does not include any travel benefits' carve-out
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy

    travorium.com enrollment, FAQ, about and getaways pages - tier pricing of $69.95/$52.50, $149.95/$75 and $269.95/$135; the $99.95 partnership fee marked down from $129.95 and its "does not include any travel benefits" carve-out; the tier feature matrix including "$1/Night Resort Stays"; the "65+ Countries", "10k+ Happy Members" and "60% Avg. Savings" claims; the "no markup" claim; and the current footer naming only Paid 2 Save Network, LLC with CST# 2141868-50

  12. Travorium Membership overview - the 'save up to 60% off retail pricing' claim, the 110% Best Value Guarantee and the monthly travel-points mechanic
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy
  13. Travorium Partnership page - the business-opportunity framing, the income streams described and the link to the Income Disclosure
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy
  14. Travorium home page - the '65+ Countries' and '$1 per night' resort claims and the site footer
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy
  15. Prior-generation Travorium site (2024.travorium.com) - the earlier Ambassador Bonuses page and site chrome carrying the previous footer
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travoriumarchived copy

    The prior-generation Travorium site footer, naming Leisure Loyalty, Inc. with Florida Seller of Travel Ref. No. ST40079 at 3100 W Ray Rd Ste 200, Chandler, Arizona; Leisure Loyalty’s own services page describing it as "a third party supplier" whose white-label platform is offered "under your branding – not our own"; and its Arizona corporate filing (file number F21961208, Wyoming domicile, formed 14 August 2017, business description "Software Travel Program", officer slate, annual report filed 25 June 2025)

    Not established by this document: The Arizona Corporation Commission eCorp filing for Leisure Loyalty (file number F21961208, Wyoming domicile, formed 14 August 2017) could not be retrieved: ecorp.azcc.gov produces no addressable per-entity URL in search results. The Florida record above is a different, separately filed Leisure Loyalty entity and is cited as such, not as a substitute. Leisure Loyalty's own services page describing it as 'a third party supplier' offering its platform 'under your branding' was not resolvable to a specific sub-page URL.

  16. Leisure Loyalty, Inc. corporate site - the white-label loyalty-platform description
    Company documentTier 1Leisure Loyalty, Inc.archived copy
  17. Florida Division of Corporations, Detail by Entity Name - LEISURE LOYALTY INC, document P15000076408, FEI/EIN 46-2795163, filed 14 September 2015, status ACTIVE, last event REINSTATEMENT 9 October 2017
    Corporate registryTier 1Florida Department of State, Division of Corporationsarchived copy
  18. Travorium partner presentation, 13 October 2024 (PDF) - the rank-by-rank monthly earnings ranges labeled 'THIS IS NOT AN INCOME CLAIM', the 'Platinum Sales Per Side' table putting Ambassador at 188 each side, and the $79.95 partnership price then in force
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travorium · 2024-10-13archived copy

    Travorium partner presentation, 13 October 2024 - the five published price comparisons for Brussels, Paris, Las Vegas, New York and Orlando with stated retail and member prices; the "Platinum Sales Per Side" rank table putting Ambassador at 188 each side; the "over 20,000 new customers in 2024" and "12-year-old operation" claims; and the monthly earnings-range table by rank labeled "This is not an income claim"

  19. Travorium partner presentation, 12 June 2025 (PDF) - the later version of the same deck with the $99.95 annual partnership fee and the rank earnings tables
    Company documentTier 1Paid 2 Save Network, LLC d/b/a Travorium · 2025-06-12archived copy
  20. List of October 2021 Recipients of the FTC's Notices of Penalty Offenses Concerning Money-Making Opportunities (PDF) - the list on which Travorium appears, headed 'The fact that a company is on this list is NOT an indication that it has done anything wrong'
    RegulatorTier 1United States Federal Trade Commission · 2021-10-25archived copy

    FTC published list of October 2021 recipients of the Notice of Penalty Offenses Concerning Money-Making Opportunities, on which "Travorium" appears and on which the FTC states that inclusion "is NOT an indication that it has done anything wrong"; searches of FTC enforcement actions, state Attorney General actions, the self-regulatory decisions listing, a federal and state court records database and national financial-regulator warning lists, all returning no matches

  21. FTC press release, 26 October 2021 - 'FTC Puts Businesses on Notice that False Money-Making Claims Could Lead to Big Penalties'
    RegulatorTier 1United States Federal Trade Commission · 2021-10-26archived copy
  22. Notice of Penalty Offenses Concerning Money-Making Opportunities (PDF) - the substantive notice itself
    RegulatorTier 1United States Federal Trade Commission · 2021-10archived copy
  23. FTC enforcement page, Penalty Offenses Concerning Money-Making Opportunities - the administrative decisions underlying the notice
    RegulatorTier 1United States Federal Trade Commissionarchived copy
  24. Better Business Bureau business profile - Travorium, Temecula CA, travel services, not BBB accredited, file opened 7 April 2023, business started 8 November 2019, management David Hart (Founder/CEO)
    Self-regulatoryTier 2Better Business Bureau Serving the Pacific Southwest, Central & Inland Californiaarchived copy

    BBB profiles and complaint file - a private ratings body, which states that it does not verify third-party information. Two profiles for one business: Travorium (Temecula, travel services, file opened April 2023, business start 8 November 2019, eight complaints closed in three years, all answered) and Paid 2 Save Network (Murrieta, social media marketing, A+, not accredited, file opened February 2015). The complaint file covers points valued at roughly $1,600 lost to silent 24-month expiry, a cancellation communicated by WhatsApp treated as outside the 14-day window, $600 of extra charges on a "free" vacation, and $210 of non-refundable banquet tickets

    Not established by this document: The second BBB profile for Paid 2 Save Network (Murrieta, social media marketing, A+, not accredited, file opened February 2015) did not surface at a retrievable URL in any search performed, so only the Travorium profile is cited.

  25. BBB complaint file for Travorium - the complaints on 24-month travel-point expiry, refused reservation refunds and commission-card disputes, with the company's responses
    Self-regulatoryTier 2Better Business Bureau Serving the Pacific Southwest, Central & Inland Californiaarchived copy
  26. 'Travorium Review: Paid 2 Save continues with new name' - independent MLM review of the rebrand, the tier pricing, the compensation-plan retail-volume gap and the FX Trader line
    ReportingTier 3BehindMLM · 2024-07-06archived copy

    Mainstream retail travel sites used for the price test on matched properties and stay lengths (KAYAK, momondo, HotelsCombined, Agoda, Hotels.com, Booking.com, Tripadvisor and Budget Your Trip), covering Hilton Brussels Grand Place, Hôtel Bienvenue in Paris, Las Vegas four-star inventory and New York five-star rates; a direct-selling trade portal’s modeled revenue estimates of $0 in 2020 rising to $10M in 2024 and flat in 2025 with a stated 35% commission payout; a commercial keyword tool’s US in-country volume for the brand term, "travorium scam" at 3,380 a month and "travel club" at 4,789; Trustpilot (1,086 reviews, 4.8, business-claimed profile); and trade and critical coverage including a 2016 and a 2024 review of the business, an independent Platinum cost analysis, an OSINT analysis, and a French-language first-person exit account

    Not established by this document: The price-test quotes on KAYAK, momondo, HotelsCombined, Agoda, Hotels.com, Booking.com, Tripadvisor and Budget Your Trip are session-scoped aggregator results with no stable per-property, per-date URL, and none appeared verbatim in any search result. The direct-selling trade portal's modeled revenue series ($0 in 2020 to $10M in 2024), the commercial keyword tool's volume data and the Trustpilot profile (1,086 reviews, 4.8) likewise could not be resolved to URLs. All are left uncited rather than constructed.

Unable to verify

What we could not get

  • The seller-of-travel registrations themselves. California CST# 2141868 with its $100,000 Old Republic Surety bond, Florida ST42358 (the brand) and Florida ST40079 (the fulfillment company) could not be found in the California Attorney General or Florida state registers - those lookups are form-driven and were not retrievable. Every number here comes from the company’s own published documents, and a reader relying on them for a purchase decision should verify them directly with the two states.
  • Any audited or reviewed financial statements. None exist publicly. The 2020-to-2025 revenue series, the flat 2025 and the 35% commission payout are a trade publication’s modeled estimates, not company figures and not audited. Also unavailable: total member count, partner count, retention, churn, total commissions paid, the ratio of participant to non-participant volume, and the number of members holding a paid $99.95 partnership - which is the single number that would settle the compliance question.
  • The founder’s published biography. "30+ Years Experience", pioneering "the mobile car washing industry in Southern California during the 1990s" and "recognition from Inc Magazine" name no company, no year and no award, and no element could be corroborated. Treated here as an unsupported biographical assertion rather than a track record. Also unverified: whether the operating LLC is currently in good standing with the California Secretary of State, and the identity of the back-office software vendor.
  • Whether the "FX Trader" forex line still operates. It is absent from the September 2025 compensation plan and the current enrollment page, but the training sheet, the video pages and the country lists remain publicly hosted and the company has made no statement either way. Its historic 70 BV, the Bitcoin-only enrollment countries and the commissions paid into a third-party trading account are documented; its present existence is not.
  • The relationship behind the older "Legacy" booking site. It resolves to the same IP address as a third-party white-label travel-club platform domain, which is verified at the DNS level only. The commercial arrangement - whether any contract exists, and with whom - is disclosed by nobody and is not asserted here. The platform vendor is deliberately not named for that reason. What follows from the DNS finding alone is limited but real: the "exclusive booking engine" is at least twice removed from the brand on the invoice.
  • Live member-side pricing and the points-redemption schedule. Both booking engines sit behind member authentication and no redemption table is published anywhere, so the price test uses the company’s own published comparisons rather than live member quotes, and the reconstructed Orlando economics rest on an assumed points consumption that is not a company figure. Also not locatable: the full terms of the "110% Best Value Guarantee", World Tour ticket prices, travel dates for any of the company’s comparisons, and a Sydney property named in the same deck.
  • What the brief actively disproved or could not support, which is part of the finding rather than a gap in it. A widely repeated claim that the predecessor business’s "activities were officially banned" has no supporting record and is almost certainly false - the entity still trades as the parent. A claimed February 2022 liquidation in the Paris commercial register could not be corroborated in any French register or publication. A claimed SEC warning does not exist: no SEC action, alert, litigation release or administrative proceeding was located, and it appears to be a conflation with the 2021 FTC notice. Claimed Delaware and Puerto Rico entities could not be found; the verified non-Californian entities are Spanish and Kazakh. Anonymous trade-portal accounts of downlines being "cut" or reassigned remain uncorroborated, though they describe an outcome the contract permits.
  • Two figures that circulate in misleading form. The "88% of participants earn nothing" framing is a misquotation: the disclosure says members who "remain active customers", and the partner-level $0 rate is never published. And the ~23,733 monthly search figure is a commercial keyword tool’s US in-country estimate - not Google data and not a measured count - from a dataset that reports US volume above its own global figure of 21,584 for the same term, so roughly 20,000–24,000 a month is the defensible range and the third significant figure is not meaningful.

Not advice

This is independent analysis for decision-making, not legal, financial or investment advice. Allegations reported by third parties should be verified against primary court and regulatory records before any decision.

Who writes this

Researched by Claude. Reviewed by an editor.

Every report is researched and written by Claude, Anthropic’s AI assistant, from the company’s own plan documents, policies, terms and regulatory file - then reviewed before publication by Rob Fore, who checks the sources and the stage-label on every allegation.

  • Nine weighted dimensions, published with their weights
  • The editor checks the evidence and cannot change the number - the build rejects any page whose grade does not reconcile to its own arithmetic
  • Every affiliate position we hold is disclosed on the report it touches
  • No company has paid for a grade, and no report carries an affiliate link
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Common questions

Travorium - frequently asked

QIs Travorium a scam?
No court or regulator has found anything of the kind. There is no FTC action, no state Attorney General action, no self-regulatory case, no court matches for either the brand or the legal entity, and no entry on any national financial-regulator warning list. The company does appear on the FTC’s published October 2021 list of recipients of the Notice of Penalty Offenses Concerning Money-Making Opportunities, but that was mass-mailed to more than a thousand recipients and the FTC states on the document that inclusion "is NOT an indication that it has done anything wrong." The product is real: when member rates were tested against mainstream retail booking sites, a Paris hotel came in at about $87 a night against $135–$211 retail, and Las Vegas four-star inventory at about $85 against averages of $127–$204. The criticisms in this report are specific rather than general. Every commissionable event is a subscription and travel bookings earn nothing; the flagship points offer cannot be priced before purchase because no redemption schedule is published; and on one of the company’s own published comparisons the member paid more per night than a non-member. Note also that a claimed SEC warning circulating in third-party commentary could not be substantiated at all.
QHow much does Travorium cost?
Three tiers. Silver is $69.95 to join then $52.50 a month, which is $699.95 in year one for a hotel discount portal with no travel points and no access to Getaways or World Tours. Titanium is $149.95 then $75 a month, $1,049.95 in year one, with 150 points a month. Platinum - the promoted tier - is $269.95 then $135 a month, $1,889.95 in year one, with 270 points a month plus the "$1/Night Resort Stays" headline. Earning anything requires a separate $99.95 annual partnership fee, non-refundable, which brings the promoted configuration to $1,989.90 in year one and $1,719.95 a year afterwards. Watch the exit costs, which are where the money is: monthly dues and the partnership fee are non-refundable, all accrued travel points are forfeited on cancellation, canceling also cancels Getaways and World Tours already booked and paid for, and reinstatement after 90 days of arrears costs $395 for Platinum or $215 for Titanium inside a seven-day window - after which the account is permanently canceled. The $395 is larger than the $269.95 joining fee. There is, genuinely, a full 14-day refund on the enrollment fee.
QHow much do Travorium partners actually earn?
The company publishes an income disclosure and it is public without a login, which is creditable. It states that "Over 88% of our members remain active customers ... and not earn an income", and gives average annual earnings of $24 at Partner, $240 at Silver Director, $600 at Titanium Director, $1,200 at Platinum Director and $5,412 at 1 Star Director. Set against a year-one cost of $1,989.90, the first four partner ranks are all net losses on the company’s own averages, and the disclosure says its figures "do not reflect any expenses a Partner may incur." The plan’s designed break-even is at rank 3 of 16: Platinum Director pays $4.45 a day, which is $135 a month, exactly the Platinum dues. Read the 88% carefully, though - the document says members who remain customers, not partners, and it never discloses what share of people who paid the partnership fee earned nothing. The document is also undated, carries no participant counts, no medians and no time-at-rank, and prints the share of participants at its top three ranks as "<0%", which is not a number. Separately, three company documents give three different figures for 4 Star Director: $9,000–$11,000 a month in the partner deck, $100 a day in the plan, and $54,384 a year in the disclosure.
QWho actually handles Travorium bookings?
Not Travorium, and this is the most important thing in the file. The Membership Plan Terms and Conditions define a "Fulfillment Company" and name it - Leisure Loyalty, Inc. - stating that "All reservations and purchases of travel services by Members are handled directly by Fulfillment Company through our booking engine." That is an independent Arizona-registered white-label travel platform vendor with its own Florida seller-of-travel registration, which describes itself in its own words as "a third party supplier" whose platform is offered "under your branding – not our own." So Paid 2 Save Network, LLC owns the brand and takes the subscription; a separate company performs the travel. The same agreement then states that Travorium "RETAINS NO OWNERSHIP INTEREST, MANAGEMENT, OR CONTROL" of suppliers, assumes no liability for a supplier’s failure to perform, releases the Fulfillment Company by name, caps total liability at the fees the member has paid, and requires a waiver of California Civil Code §1542. None of that is unlawful, and nothing adverse was found about the fulfillment company. But the prior-generation Travorium site named it in the footer and the current site does not, so the disclosure has become less prominent rather than more - and a member is entitled to know who their counterparty is before their card is charged.
QDo Travorium travel points actually save you money?
They are prepaid, not free, and their value cannot be checked before purchase. The contract grants one point per dollar of enrollment fee and two per dollar of monthly dues, so a point costs exactly $0.50 through dues and $1.00 through the joining fee. That means a Getaway advertised at "$1 per night" or "$7" is not cheap, it is prepaid: the honest price is the cash paid at booking, plus the points consumed at fifty cents each, plus resort fees and any $200–$400 deposit. The problem is that no points-redemption schedule is published on the Getaways page, the World Tours page, the membership page or the FAQ, and both booking engines are behind member authentication - so a prospective member cannot calculate how many points a night costs until after they have subscribed. The terms are also severe on the points themselves: they expire 24 months after being earned with no notice obligation, cannot be transferred or exchanged for cash, are forfeited entirely if the member cancels or falls 90 days into arrears, and Getaways may only be booked once every 90 days, which caps consumption at four bookings a year. One BBB complainant lost points valued at roughly $1,600 to silent expiry, and the company was contractually correct.
Who wrote this report

Author, editor and publisher

C
Written by Claude AI
Reviewed by Rob Fore · Published by Listech Inc · July 30, 2026

This report was researched and written by Claude, Anthropic’s AI assistant, working from primary documents - Travorium’s own compensation plan, its policies and procedures, its terms of service, its income disclosure statement where one exists, and its regulatory and self-regulatory file. It was scored against nine weighted dimensions that are published in full, with their weights, on the methodology page.

Before publication it was reviewed by Rob Fore, who checks every source link, every figure against the document it came from, and every allegation against its stage-label - an investigation is not a finding, a warning letter is not an enforcement action, and a filed claim is not a verdict.

The editor does not set the grade. The published score is the weighted composite of the nine dimension scores, and the build refuses to emit a page where the two disagree by more than 0.06. A grade moves when the evidence moves it and not otherwise.

Rob Fore has marketed online since 1996, wrote Online MLM Marketing (2014), and is CEO of Listech Inc, the Nevada corporation that publishes this site. He holds affiliate positions in companies graded here - including LiveGood, which this site grades D, SendOutCards, which it grades C−, and the Home Business Academy, which it grades B−. Those positions are disclosed on the reports they touch, and changed nothing on this page.

About the author and our conflicts  ·  Contact the editor  ·  Corrections: corrections@opportunitygrade.com

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