SendOutCards, LLC
Twenty-two years, one founder, an empty regulatory file and a product that genuinely undercuts the card shop at $1.99–$2.60 a card with postage included - attached to a distributor program whose participant economics have not been published in a readable form since 2022.
The cleanest corporate file in its category on this site - no FTC action, no state AG action, no self-regulatory case, no bankruptcy, an A+ BBB rating with one complaint in three years - and no readable income disclosure since FY2022, which means nobody can tell you what a consultant earns.
Disclosure
The editor of this site, Rob Fore, holds an affiliate position in SendOutCards. He does not set scores: this report’s grade is the weighted composite of its nine published dimension scores, and the build rejects any page where those two disagree. Our full conflict-of-interest statement, including every position held, is on the About page.
Can you actually make money with SendOutCards?
Yes, under conditions, and you should know before the first sentence that I hold an affiliate position here. The disclosure sits above the grade rather than in a footnote, and it is the reason the conditions below are written harder than they otherwise would be. The corporate file really is the cleanest in its category on this site: twenty-two years, one founder, no FTC action, no state attorney-general action, no self-regulatory case, and one BBB complaint in three years.
The product genuinely undercuts the alternative, and that is the honest reason to be here. At 200 cards or more it runs $1.99 to $2.60 all-in with US postage included, against $3.78 to $8.78 for a shop card plus a stamp. Entry is $14 a month or $99 a year with no product pack. Personal purchases are capped at 500 QV so nobody can buy their own rank, and there is no matching bonus anywhere in the July 2025 plan.
Now the part that decides it. The company does tell you what a consultant earns, and the answer is most of them earn nothing. Its own fiscal 2023 income disclosure - the most recent published - reports that 61.15% of all affiliates earned exactly $0.00 a month, 71.38% earned $10 a month or less and 0.90% earned over $1,000, gross of expenses, against a consultant fee of $14 a month. The 2022 statement said 62.38% and 1.00%, so two years of the company's own figures agree with each other. No 2024 or 2025 statement exists at any locatable address.
Six compensation-plan revisions went out between February 2023 and April 2026 while that earnings document stood still, and the Policies and Procedures - which do exist, inline on the consultant terms page - sit behind a client-side-rendered page that serves under 35 characters to any crawler, so they are readable but effectively unfindable. A commission-qualified year runs about $492 at the $27 subscription or $732 at the $47 one, and covering $732 from sponsor commissions alone takes roughly $4,900 to $7,300 of sponsored sales.
or $99 a year, with no required product pack of any kind - but a product subscription from $27 a month is the practical route to producing qualifying volume
- You want the cards. At 200 or more they beat a shop card plus a stamp, and at the Casual plan's five credits they work out at $5.40 each, which does not. The volume you actually send decides whether the product makes sense before the plan ever does.
- You can build to Gold on customer volume and stop there, or you cannot. Platinum requires either sponsoring a Silver within six months or attending an event that now carries a published price of $1,995.
- You are willing to promote something whose earnings document is four years old and unreadable. I am in this company, and the company itself says most of its field earns nothing - 61.15% at exactly $0.00 a month in its own 2023 disclosure.
- You will read the Policies and Procedures before you enrol anybody. They are published inline on the consultant terms page, they are long, and no crawler or search engine can see a word of them - so nobody will hand them to you and you will not stumble across them.
That call is computed, not chosen - the rule reads three of the nine published dimension scores and is printed on the methodology page. It describes this company's plan and the figures it publishes about the people already in it. It is not a prediction about you, and nothing on this site is advice.
Legal status
LEGAL - and unusually so for a 22-year-old business opportunity. No Federal Trade Commission enforcement action, consent order, civil investigative demand or warning letter naming SendOutCards, LLC, Promptings or Kody Bateman could be located. No state attorney general action and no Utah Division of Consumer Protection administrative action, citation or assurance of voluntary compliance could be located. No Direct Selling Self-Regulatory Council inquiry or published decision could be located - which, for a company that has sold a distributor opportunity since 2004, is genuinely uncommon and is the strongest single indication that its field is not making aggressive public income claims at scale. No class action, securities litigation or significant reported distributor litigation was located. The Better Business Bureau records an A+ rating with exactly one complaint closed in three years and none in the last twelve months; that is a private ratings body’s assessment, not a regulator’s finding, and it is recorded here as such. Two honest qualifications: docket coverage was general search rather than a comprehensive PACER and Utah state search, and the Utah consumer-protection administrative database was not directly queried, so the correct phrase throughout is "none located" rather than "none exists."
Confidence: Medium
Primary sources fetched directly where possible. Everything we could not verify is listed at the bottom of this page by name.
Follow the money
A Salt Lake City print-and-mail greeting-card service, twenty-two years old, sold both as an ordinary business tool and as a multi-level distributor opportunity whose field role is now branded "Gratitude Consultant." You upload a contact list, compose a real printed card in a web or mobile app - two-panel, three-panel or oversize stock, with photo insertion, custom fonts and a font rendered from your own handwriting - and the company prints it, folds it, stuffs it, addresses it, stamps it and drops it into the USPS stream, optionally with a gift from a catalog in the same envelope. Campaigns can be automated on a drip schedule.
The good parts of this file are real and they go first, because the site’s credibility depends on that. Twenty-two years of continuous operation under one founder. No bankruptcy, no receivership, no collapse-and-relaunch, no failed predecessor venture attaching to the founder, and an orderly, documented CEO succession in January 2019. No Federal Trade Commission action. No state attorney general action. No Utah Division of Consumer Protection action. No self-regulatory case. No class action. An A+ Better Business Bureau rating with exactly one complaint closed in three years and none in the last twelve months. And a product with demonstrable non-distributor demand: the third-party reviewer base is business users evaluating a tool, competitors buy the brand name in search, and independent service firms have built offerings around it. You do not get any of that around a pretext product.
The distributor program is live, not dormant, and that is the first thing a reader asks about a 22-year-old company. The official compensation plan on the corporate document server is dated 1 July 2025 and describes six ranks with an active recruiting structure. Six plan revisions were published between February 2023 and April 2026 - February 2023, May 2024, February 2025, July 2025, a quick guide updated 12 January 2026 and the current plan dated 20 April 2026. Sponsor-coded enrollment funnels of the form app.sendoutcards.com/pricing?promo=…&sponsor=… remain live and indexed. Consumer pricing was refreshed on 15 July 2025. A wound-down program does not produce that document trail. The honest qualification is that verified currency now runs to April 2026: the company published a Quick Compensation Guide updated 12 January 2026 and full Compensation Plan Details dated 20 April 2026, both carrying the complete per-SKU commission table.
What holds the grade down is not misconduct. It is that the one time the company did publish what its field earns, the answer was that most of it earns nothing - 61.15% of all affiliates earned exactly $0.00 a month in fiscal 2023, 71.38% at $10 a month or less, 0.90% above $1,000, all gross of expenses, with the 2022 statement reporting the same shape. It has published nothing since. No 2024 or 2025 disclosure could be located at all. No current Policies and Procedures document is published at any findable URL, so the income-claims policy, the advertising rules and the termination grounds are unverifiable. Commissions run on QV and CV - company-assigned point values ranging from 15 to 15,000 across products, and the two 2026 documents that publish a per-SKU table disagree on the same SKUs - so the headline 10% to 13% rates still cannot be converted into money with confidence. The only quantified outcome in the record is 2011’s 72% of distributors earning zero commissions, which is fifteen years old and must be read as history, not as a description of today.
The only quantified participant outcome on record - and it is from 2011
From the company’s own 2011 income disclosure, preserved in a third-party forensic-accounting archive. This is fifteen years old and does not describe the business in 2026. It is published here because it is the sole quantified statement of distributor outcomes that exists anywhere: the fiscal 2023 disclosure is readable and reports 61.15% of all affiliates earned exactly $0.00 a month, with 2022 reporting 62.38%, but nothing has been published for 2024 or 2025.
| Product | Price | Pays |
|---|---|---|
| Gratitude Consultant fee The entire cost of holding the distributor role. There is no required product pack, no starter kit gate and no $500–$5,000 entry purchase. This is genuinely low and it is a real improvement on the company’s own 2011 plan, which carried a $398 wholesale premium package. |
$14/mo or $99/yr recurring |
— |
| Casual subscription Five card credits. If you use exactly your credits that is $5.40 a card all-in - the worst value on the price list and worse than buying a card at a shop and stamping it. The marginal card beyond your credits is $3.40. |
$27/mo subscribe-and-save ($30 one-time) monthly |
on CV, not on price |
| Advanced subscription Fifteen credits, $3.13 a card all-in, $2.80 marginal. Paired with the $14 consultant fee this is the tier most commonly described in the field as the working setup - about $61 a month, roughly $732 a year. |
$47/mo subscribe-and-save ($60 one-time) monthly |
on CV, not on price |
| Pro subscription Fifty credits, $2.34 a card all-in, $2.20 marginal. With the consultant fee this is about $131 a month, roughly $1,572 a year - the serious-build floor. |
$112/mo subscribe-and-save ($145 one-time) monthly |
on CV, not on price |
| Gratitude Pack 200 Two hundred cards at $2.60 each, US postage included. This is where the price-to-value case starts to bite: it beats every named like-for-like competitor and it beats the card shop decisively. |
$520 one-time |
on CV, not on price |
| 10,000 Card Pack $1.99 a card, the cheapest rate on the list. A legitimate enterprise SKU for a genuine high-volume buyer, and also a very large single volume event in a multi-level context. The 500 QV personal cap means it cannot buy rank - the mitigating fact - but it can generate downline volume for an upline. The CV assigned to it is not published, and whether the credits expire could not be confirmed. |
$19,945 one-time |
on CV, not on price |
| Add-on and training packages Gratitude Journal System $117, Gratitude Expert Essentials $137, Gratitude Expert Growth $237, Gratitude Combo $247, Starter Package $257 for 50 cards, Gratitude Expert Ultimate $337, Solopreneur $495 for 150 cards. Several of these are training and system products rather than cards, which is where the founder’s parallel speaking-and-course business meets the price list. |
$117–$495 one-time |
on CV, not on price |
| "Promptings to Prosperity" event ticket Priced for the first time in the January and April 2026 documents, which resolves a gap this report previously recorded as unpublished. Attending this event is an explicit alternative to sponsoring a Silver for Platinum qualification. An event whose purchase substitutes for a rank requirement is functionally a priced requirement, and its cost belongs in a participant’s budget. The ticket price could not be located anywhere. |
$1,995 ($1,695 discounted) as required |
— |
Who runs it, and what they ran before
Established the platform in 2003 and has run this one company for twenty-two years. No prior collapsed opportunity, no serial-relaunch pattern and no regulatory, fraud or criminal history attaching to him personally could be located in any source reviewed. Relative to the modal founder profile in this category that is materially better, and it is the single largest reason the ownership dimension scores where it does. The caution runs the other way: the public persona is heavily personality-driven and quasi-inspirational, and he operates a parallel monetised business of books, speaking and courses, with a "PromptingU" product line sitting inside the corporate family. A founder whose personal income depends on selling events and personal-development product into the same field he recruits creates a structural incentive that a prospect should price in - particularly given the plan makes an event an alternative route to Platinum.
The succession was orderly and documented - a corporate announcement, a press release and a public statement that the founder had explored the transition for two years. Bryars was recruited from the customer base rather than from outside the industry: he and his wife were described in the announcement as five-year users of the product, and he was appointed to oversee technology development and all daily operational and executive tasks. That is a culture-fit hire rather than an operational-turnaround hire, which is a neutral fact rather than a negative one. The announcement contained no statement about ownership, and no change of control should be inferred from a CEO appointment. Whether he remains in post as of 2026 could not be confirmed from any source.
The parent brand’s "meet the team" page rendered only the founder and no other executive. For a company of this claimed size and age, a leadership page naming one person is thin, and it means the current executive bench beyond the founder cannot be checked against any public record. The Better Business Bureau profile lists three principals - the founder recorded as CEO and Founder, Gregg Bryars as CEO, and a manager - but the dual-CEO listing is a records artifact reflecting the 2019 transition rather than evidence of two sitting chief executives. Separately, the corporate news archive surfaces content as old as February 2019, though the compensation documents themselves are current - a Quick Compensation Guide updated 12 January 2026 and full Compensation Plan Details dated 20 April 2026. Verified currency of this offer runs to July 2025, not to the review date.
The company launched "Greener Still" in January 2021 as a holding brand above SendOutCards, promoted alongside what was described as five new income streams and given its own compensation plan document in March 2021. It then rebranded again to "Promptings" in August 2022, with an explanation that is philosophical rather than structural. What actually changed for a participant: the distributor title became "Gratitude Consultant," and the corporate umbrella now consolidates partner brands including Blue 42 for Life, PromptingU and Bella Cadeaux. What did not change: the consumer brand, the website, the app, the product, or the channel. Two rebrands in eighteen months that leave the core business untouched is marketing repositioning, not recapitalisation, and it should not be read as evidence of new capability. Whether any equity change accompanied either reorganisation is unknown - no filing or announcement addressing ownership was located.
Registered address
Salt Lake City, Utah, USA
Principal address of record is 1825 W Research Way, Suite 1, Salt Lake City, UT 84119, with an alternate location at Post Falls, Idaho. The company runs its own printing and fulfillment operation rather than reselling another firm’s print pipeline, which is the reason the pack pricing in the price-to-value section is as low as it is. Ownership is founder-associated and privately held: no venture round, no private-equity investment and no acquisition or change of control was located. That cuts both ways for a participant - no outside pressure for aggressive growth, but equally no external capital cushion and no external governance. Revenue is not company-disclosed or audited. A trade tracker estimates $46 million a year, flat with 0% growth across 2020–2025; the figure being identical for six consecutive years suggests a carried-forward placeholder rather than six measurements, and it is treated here as directional only. A separate undated corporate profile citing "over 60,000 independent distributors" and "50 million cards sent" reads as pre-2015 material and is not used as a current figure anywhere in this report.
The veteran's checklist
Eight questions that decide whether this is a business or a transfer mechanism. Same eight, every review.
| Question | Answer |
|---|---|
| Who legally owns it? |
WATCH
SendOutCards, LLC, a Utah limited liability company trading under the Promptings parent brand from Salt Lake City. Founder-associated and privately held - no venture round, no private-equity investment, no acquisition and no change of control located. No audited or company-disclosed revenue figure exists.
|
| Is it still operating and still recruiting? |
OK
Yes. The official Compensation Plan Details are dated 20 April 2026, with a Quick Compensation Guide updated 12 January 2026 before it, six plan revisions have now been published between February 2023 and April 2026, and sponsor-coded enrollment funnels remain live and indexed. Verified currency runs to April 2026.
|
| What does it really cost? |
OK
$14 a month or $99 a year for the consultant role, with no required product pack. The practical floor is that plus a product subscription: about $41 a month on the Casual tier, about $61 on Advanced, about $131 on Pro. The exact qualification cost cannot be computed because the per-SKU QV table is not published.
|
| Published income disclosure? |
RED
Yes, for fiscal 2023 and fiscal 2022, both readable. 2023: 61.15% of all affiliates earned exactly $0.00 a month, 71.38% earned $10 a month or less, 0.90% cleared $1,000, all gross of expenses. 2022 reported 62.38% and 1.00%. Nothing for 2024 or 2025. The 2011 comparison figure is 72% of distributors earning zero commissions - fifteen years old.
|
| Regulatory action against the company, ever? |
OK
None located in twenty-two years. No FTC action, no state attorney general action, no Utah Division of Consumer Protection matter, no self-regulatory council inquiry, no class action. Docket coverage was general search rather than comprehensive, so the correct phrase is "none located."
|
| Can you read the rules before you join? |
RED
No. No current Policies and Procedures document is published at any retrievable URL, so the income-claims policy, advertising and social-selling rules, cross-recruiting terms and termination grounds cannot be checked. The only copy located is undated and reads as pre-2015.
|
| Is the product worth buying on its own? |
OK
At volume, yes, clearly. $1.99 to $2.60 all-in per card with US postage included at 200 or more beats the card shop and undercuts most named competitors. At low volume, no - the Casual tier works out at about $5.40 a card, which is worse than a shop card and a stamp.
|
| Merchant play or miner play? |
WATCH
Both, and the split is unusually clean. As a customer it is a merchant play with a real cost advantage. As a consultant it is a miner play: rank runs entirely on downline QV up a 3× ladder, and Platinum requires sponsoring a Silver or buying an event ticket whose price is unpublished.
|
What has to be true for you to get paid
| To cover | You need |
|---|---|
| Hold the Gratitude Consultant role for one year | $99 annual rate; $168 if paid at $14 a month |
| Minimum viable commission-qualified month | ~$41/mo $14 consultant fee plus the $27 Casual subscription - about $492 a year |
| The setup most commonly described in the field | ~$61/mo $14 consultant fee plus the $47 Advanced subscription - about $732 a year |
| Cover that $732 from sponsor commissions alone | ~$4,900–$7,300 of sponsored sales at the published 10–15% of sale amount, before any team commission |
Read this twice
The honest headline is that this is one of the cheapest entries graded on this site. There is no required product pack, no starter-kit gate and no four-figure wholesale package - the $398 wholesale premium package and the $140 fast-start bonus that sat in the company’s 2011 plan are both gone, and replacing a 35% payment for putting somebody into a package with 10–15%-of-sale sponsor commissions is a real structural improvement that deserves saying out loud. The cost side above is therefore small in absolute terms: roughly $492 to $732 a year for an active consultant, or about $1,572 if they run the Pro subscription. Three things stop that from being the whole story. First, the monthly floor is an estimate, not a verified figure: the plan permits up to 500 QV from personal purchases and personal purchase is the easiest way for a new consultant to produce baseline volume, but the per-SKU QV table is not published, so it cannot be confirmed which subscription tier is actually required to hit a given qualification threshold. A prospective participant cannot compute their own qualification cost from the company’s own documents. Second, the "Promptings to Prosperity" event functions as an alternative route to Platinum qualification and its ticket price is nowhere published, so a real and possibly substantial line item is missing from every budget anyone can build. Third, and decisively, the company's own earnings figure sets a hard ceiling on the expected value of any of this: 61.15% of all affiliates earned exactly $0.00 a month in fiscal 2023 and 86.17% earned $50 a month or less, gross, which does not cover the $41 to $61 monthly floor above. Nothing has been published for 2024 or 2025, and the 2011 comparison is 72% of distributors earning zero commissions - fifteen years old. So the breakeven arithmetic here is one-sided by necessity: the costs are knowable and modest, and the revenue side is a blank.
Run your own numbers
Drag the sliders. Nothing here is stored or sent.
Commission on a customer sending roughly a card a week, against the $14/month subscription that is the entire cost of holding the position - there is no product pack and no autoship. The honest caveat is what the company's own most recent disclosure says about the return: in fiscal 2022, 62.38% of all affiliates earned exactly $0.00 a month and 87.06% earned $50 or less, gross of expenses. That figure is four years old and nothing has been published since. Your own subscription cost of $14/mo is included.
What it costs to replace this yourself
This section runs the other way round from most reports on this site, and it is where the file earns its keep. SendOutCards is not the expensive option - at volume it is the cheapest thing in its market. Every row below is like-for-like on the metric that matters to the buyer: total cost to get one physical card into the postal system, US postage included. SendOutCards includes US postage in the card price, adds $1.00 for international, and charges 50% of card price for postcards. Its own prices are as of the 15 July 2025 refresh; competitor figures are from independent 2026 comparison sources except where marked unpublished. What appears in the "cost" column is what the alternative charges - so a higher figure means the alternative is dearer.
| What they sell you | What you'd use instead | Your cost |
|---|---|---|
| Gratitude Pack 200 - $520 for 200 cards, $2.60 a card all-in | Buy a card at a shop and post it yourself - plus a $0.78 Forever stamp, your handwriting, your addressing and the trip | ~$3.78–$8.78 |
| 10,000 Card Pack - $19,945, $1.99 a card all-in | Postable - $5.99 a greeting card, $4.79 with a 20% code, postage included, no minimum | $4.79–$5.99 |
| Gratitude Pack 450 - $1,045 for 450 cards, $2.32 a card | Handwrytten - about $4.17 a card on the $100/mo consumer plan, with USPS postage billed separately on top | $4.17 + postage |
| Gratitude Pack 100 - $290 for 100 cards, $2.90 a card | Simply Noted - 100 credits for $358 at entry, about $2.76 at volume, credits expire at twelve months | $2.76–$3.58 |
| 3,000 Card Pack - $6,295, $2.10 a card | Thankster - category cost-per-piece range from a 14-service 2026 comparison | $2–$3 |
| Pro subscription - $117/mo, 50 credits, $2.34 a card | Punkpost - genuinely hand-written by a human artist, a different and premium product | not published |
| Advanced subscription - $47/mo, 15 credits, $3.13 a card | Moonpig US "mailed for you" - strong on design breadth, weak on B2B automation | not published |
| Gratitude Pack 700 - $1,575 for 700 cards, $2.25 a card | Paperless Post - a credits model, primarily digital with a paper option; not a like-for-like physical-mail competitor for most uses | not published |
| ACT pay-as-you-go - $4.00 a card, no commitment | A cheap card and a stamp, bought the same afternoon | ~$3.78–$4.78 |
| Casual subscription - $27/mo for 5 credits, $5.40 a card | Literally anything else on this list, including the card shop | $2.76–$5.99 |
| Total as sold $1.99–$2.60 a card at 200+, US postage included |
Total, built yourself $2.76–$8.78 a card for the like-for-like alternatives |
Price-to-value
At volume this wins on price, clearly and repeatedly, and the company’s claim that its cards cost less than the average price of a greeting card at the store is defensible on these numbers. Postage inclusion is a genuine quantifiable edge over competitors who bill USPS separately, and owning the print and fulfillment operation is why the pack rates go as low as $1.99. Now the counterweight, stated plainly because it decides who this is actually for: the good economics are only available to people who send a lot. A Casual-tier buyer pays about $5.40 a card, which is worse than walking into a shop, and reaching the $1.99–$2.60 band requires a prepaid commitment of $995 to $19,945 on credits whose expiry terms could not be confirmed. Add the $14 monthly consultant fee if you have joined as a distributor and the effective per-card cost rises again. A rational buyer with no income offer attached would genuinely purchase this - if they send 200-plus cards a year for business relationship-building. The same buyer sending twenty cards a year is being sold into the wrong tier of the company’s own price list.
Three operators, five horizons
Probability of cumulative net profit
Hover any point for median, top decile and bottom quartile.
Product-first consultant
a referral-dependent professional who wants the cards for client retention, holds the role, never really recruits
| Horizon | P(profit) | Median |
|---|---|---|
| 3 mo | 18% | −$120 |
| 6 mo | 22% | −$210 |
| 1 yr | 25% | −$330 |
| 3 yr | 27% | −$860 |
| 5 yr | 28% | −$1,300 |
Part-time Gratitude Consultant
10 hrs/wk, sells subscriptions to a professional network, sponsors occasionally, holds the Advanced tier
| Horizon | P(profit) | Median |
|---|---|---|
| 3 mo | 9% | −$380 |
| 6 mo | 13% | −$700 |
| 1 yr | 17% | −$1,300 |
| 3 yr | 21% | −$3,200 |
| 5 yr | 22% | −$4,600 |
Full-time builder
30+ hrs/wk, Pro tier plus bulk packs, chasing Gold and Platinum, buying events
| Horizon | P(profit) | Median |
|---|---|---|
| 3 mo | 5% | −$1,100 |
| 6 mo | 8% | −$2,100 |
| 1 yr | 12% | −$3,800 |
| 3 yr | 18% | −$8,900 |
| 5 yr | 20% | −$13,000 |
Methodology note. ANCHORED to the published cost side, which is unusually well documented here: the $14 monthly or $99 annual consultant fee with no required product pack; the $27, $47 and $117 subscription tiers with 5, 15 and 50 credits; the pack ladder from $290 for 100 cards to $19,945 for 10,000; the all-in per-card figures of $5.40 on Casual, $3.13 on Advanced, $2.34 on Pro and $1.99–$2.60 at pack volume; the published commission rates of 10–15% of sale for sponsor commissions and 10%, 12% and 13% team commissions by rank; and the rank ladder of 1,500, 4,500, 13,500, 40,500 and 121,500 QV with a 500 QV personal-purchase cap at every level. Anchored also to the single quantified outcome that exists - the company’s 2011 disclosure showing 72% of distributors earning zero commissions - which is fifteen years old and is used here only to set the shape of the distribution, never as a current figure. MODELED by us: every dollar figure in these tables, the share of each cohort in cumulative profit, the cohort definitions and the time allocations, none of which the company segments or publishes. The modeling is more speculative here than in most reports on this site, and readers should know why: there is no readable income disclosure for any year since 2022, no median for any year at all, no percentage-earning-nothing for any recent year, and and, until the 2026 documents, no per-SKU QV/CV table with which to convert the published percentages into money. One calibration that cuts in the company’s favor and is reflected above: because entry is $14 a month with no required pack, the downside tail is far shallower than in most plans graded here - the product-first cohort risks hundreds of dollars, not thousands - and the profit shares are correspondingly higher than the category norm.
Where you are actually allowed to promote this
Platform policy reads, not verifications. Check every one before you spend a dollar - enforcement changes faster than the written policy does.
Red flags and green flags
Red flags
141Two income disclosures, then silence, while the plan kept being revised
2The recruiting document stayed current while the earnings document went stale
3The only quantified participant outcome on record is from 2011 and it is bad
4Unlimited card sending is capped at 25 a day
5The rulebook is published where no crawler can read it
6Platinum requires sponsoring a Silver or buying an event ticket
7Commissions run on company-set QV and CV, not on dollars
8Two parallel pricing currencies, both live on corporate properties
9Textbook negative-option architecture
10The 2011 plan’s "2 Active Customers" qualification does not visibly survive
11Very large prepaid SKUs against credits that expire in twelve months
12Low-volume buyers are structurally overcharged
13Flat estimated revenue and a corporate news trail that stops
14Your best customer and your best recruit are the same person
Green flags
101Twenty-two years, one founder, no collapse in the record
2An essentially empty regulatory file
3A+ Better Business Bureau rating with one complaint in three years
4The product is real and independently demanded
5Personal purchases are capped at 500 QV for every rank
6Entry is $14 a month with no required product pack
7No matching bonus anywhere in the plan
8US postage is included in the card price
9Price-to-value at volume is genuinely strong
10Compensation plans are published, dated and version-numbered
We would like to be wrong about this
Upward
- Publication of a current income disclosure in machine-readable form, with a median, a percentage earning nothing and rank-by-rank headcounts - the single highest-leverage change available, and the one that would lift the participant-economics score several points on its own.
- Republication of the Policies and Procedures as server-rendered text a crawler and a screen reader can read, plus a single authoritative per-SKU QV/CV table - the January and April 2026 documents both publish one and they disagree - plus a per-pack expiry term stated at the point of sale rather than only inside an unsearchable policy page.
- Removal of the event-attendance route to Platinum qualification, leaving a purely sales and organizational requirement; reinstatement of an explicit active-customer rule of the kind the 2011 plan carried; and verifiable corporate activity dated in 2026.
Downward
- Confirmation that no income disclosure has been published since 2022, or discovery that the four- and five-figure card-pack credits expire, either of which would harden the transparency finding into something worse than an evidence gap.
- Any self-regulatory inquiry, Federal Trade Commission action or state attorney general matter - from a base of literally zero after twenty-two years, a first item would be highly material - or the emergence of a complaint pattern around auto-renewal, cancellation or refunds.
- Evidence that the distributor program is being wound down or the company has ceased operating, given that verified currency now runs to April 2026; or evidence of a required or heavily pressured large card-pack purchase at enrollment, which would reintroduce the inventory-loading risk this plan appears to have designed out.
Grade is C−. The cleanest corporate file in its category on this site, attached to a distributor program whose participant economics nobody outside the company can calculate.
Start with what is genuinely good, because a great deal of it is. This company has traded for twenty-two years under one founder with no bankruptcy, no receivership, no collapse-and-relaunch and no failed predecessor venture, and it handed over the chief executive seat in January 2019 in an announced, documented, two-year-planned succession. The regulatory file is close to empty: no Federal Trade Commission action, no state attorney general action, no Utah consumer-protection action, no self-regulatory council inquiry, no class action. The Better Business Bureau records an A+ rating with exactly one complaint closed in three years. And the product is real - you compose a card in an app, the company prints, stuffs, addresses, stamps and mails it, and the reviewer base consists overwhelmingly of business users evaluating a tool rather than an income opportunity. Competitors buy the brand name in search. Independent service firms have built offerings around it. None of that happens around a pretext product, and a site that only ever finds fault is not worth reading.
The price-to-value case is stronger still, and it is the part of this report a buyer should actually act on. US postage is included in the card price. At pack volumes of 200 and up the all-in cost is $1.99 to $2.60 a card, which undercuts Postable at $3 to $6, Handwrytten at $3 to $5 with postage billed separately on top, Simply Noted at $3 to $5, and IgnitePost at $5 to $8, and beats buying a card at a shop and posting it at $3.78 to $8.78. The company owns its print and fulfillment operation, which is why the numbers go that low. But the counterweight has to be stated with the same force: those economics are only available to people who send a lot. A Casual-tier subscriber pays about $5.40 a card, worse than the card shop, and reaching the efficient rates means committing $995 to $19,945 up front on credits whose expiry terms could not be confirmed. Someone recruited on the idea that everybody sends cards is being sold into the worst row of the company’s own price list.
And then the reason this publishes at C− rather than in the band the arithmetic gives it. The most recent income disclosure covers fiscal 2022, four years ago. It is readable, and it reports that 62.38% of all affiliates earned exactly $0.00 a month, 72.88% earned $10 a month or less and 1.00% cleared $1,000, gross of expenses. Nothing has been published for 2024 or 2025. The Policies and Procedures do exist - published inline on the consultant terms page, with an explicit income-claims section, a six-month non-solicitation clause and disciplinary sanctions at section 9.1 - but the page renders entirely client-side and serves 33 characters to a fetcher, so nothing about it is searchable or quotable without reading the page's own JavaScript. There was no per-SKU QV/CV table until the 2026 documents published one, and the two 2026 documents disagree with each other on the same SKUs, so the published 10% to 13% rates still cannot be turned into money by anyone outside the company with confidence. The only quantified participant outcome anywhere in the public record is 2011’s 72% of distributors earning zero commissions - fifteen years old, and used here only as history. Meanwhile the plan makes Platinum contingent on sponsoring a Silver or buying a $1,995 ticket to an event whose price was, until 2026, not published. None of that is misconduct. All of it means that the honest answer to "what would I earn" is that nobody can tell you, and a prospect should treat a company that has not said in four years as having answered the question by not answering it.
Buy the cards, skip the consultant fee
If you send 200 or more cards a year for client retention, this is a good product at a good price and you do not need the distributor role to get it. Take a pack rather than a subscription - $520 for 200 cards at $2.60 all-in, or $1,045 for 450 at $2.32 - and save the $14 a month. Before you commit four figures, do the arithmetic on the twelve-month expiry the Policies and Procedures impose: unused points are not restored, so a 450-card pack is a commitment to send 450 cards inside a year.
If you send fewer than 100 cards a year, use something else
The Casual tier at $5.40 a card and the Starter Package at $5.50 are both worse than walking into a shop, and the pay-as-you-go rate of $4.00 is roughly at parity with a cheap card and a stamp - you are paying for the saved errand, which is a fair trade but not a bargain. At low volume, ShipNote at $1.99 to $2.49 a postcard, Postable, or simply a card shop will serve you better. The price architecture here is built for the high-volume business buyer and it does not pretend otherwise once you read the list.
Ask for the three documents before you sign anything
A readable copy of the Policies and Procedures, a single authoritative per-SKU QV/CV table, and the most recent income disclosure in a form you can read. The first two exist but are published in ways a prospect cannot search, quote or compare; the third has not been updated since fiscal 2022. If your sponsor cannot produce them, or produces the 2022 disclosure and calls it current when 2023 exists, you have learned the most useful thing available about this opportunity - and you have learned it before spending. Ask separately what a "Promptings to Prosperity" ticket costs, since Platinum qualification can require one.
Sell relationship-marketing fulfillment without the plan
The genuine demand here is from referral-dependent commission professionals who need systematic client touch-points and will not build the system themselves. That is a service business: contact-list hygiene, campaign design, occasion calendars, and running the sends. You can deliver it on top of any of the mailing platforms named in this report, charge for the work rather than the postage, and own the client relationship outright. It needs no consultant fee, no rank, no downline and no permission - and the market for it is the same market a consultant is told to recruit from.
Nine dimensions, weighted
Dimension profile
Further from center is better. Hover any point.
Hard caps that bind here
The lowest binding cap wins, regardless of the weighted arithmetic.
What we read
Every source below links to the document itself. Tier 1 is a primary record - the company’s own plan, policy or disclosure, a court filing, a regulator’s decision or an SEC filing. Tier 2 is a self-regulatory or secondary regulator record, tier 3 reporting or academic work, tier 4 an open-market price comparison. Where a document can be moved or withdrawn, an archived copy is linked beside it. If a link is dead when you try it, that is a correction we want.
- Promptings Compensation Plan Details - current plan document served from the Promptings corporate document server (downloads.promptings.io), linked as "Promptings Compensation Plan Details" on the company's Approved Downloads page
Promptings Compensation Plan Details – July 1, 2025 Promo (corporate document server) - six ranks; 1,500 / 4,500 / 13,500 / 40,500 / 121,500 QV requirements; 500 QV personal-purchase cap at every rank above entry; per-leg caps of 2,250 / 6,750 / 20,250 / 60,750; team commissions of 10% at Silver, 12% at Gold, 13% at Platinum and above; leadership overrides of 4%/2% at Diamond and 6%/3% at Eagle; sponsor commissions as set dollar amounts or 10–15% of sale; QV values assigned from 15 to 15,000; no matching bonus; Platinum sponsor-a-Silver-or-attend-the-event requirement
Not established by this document: The July 1 2025 plan PDF itself is served through a JavaScript short-link wrapper (downloads.promptings.io) that does not expose a direct file URL to a fetcher; the linked short-link is the company's own canonical route to the document. Section-level figures (QV ladders, per-leg caps, 10.3%/11.5%/13.4% team rates, 4%/2% and 6.2%/3.1% overrides) could not be re-verified from a fetchable copy. SUPERSEDED 10 September 2026 by the April 2026 plan, which states the team rates as 10%/12%/13% and the Eagle overrides as 6%/3%. The rates in this note are retained as the record of what the July 2025 document said and are no longer the published figures; the QV ladder and per-leg caps carried over unchanged.
- Promptings 2023 Income Disclosure Statement v1.0.0 (PDF, corporate document server)
The most recent income disclosure the company has published, located 10 September 2026 via the Approved Downloads help article - earlier versions of this report stated that nothing existed after fiscal 2022. Average monthly income by band, as percentages of all affiliates, with average months in business alongside: $0.00 - 61.15% (0 months); $0.01-$10.00 - 10.23% (109); $10.01-$20.00 - 6.36% (112); $20.01-$50.00 - 8.43% (118); $50.01-$100.00 - 5.30% (142); $100.01-$200.00 - 3.93% (147); $200.01-$500.00 - 2.95% (152); $500.01-$1,000.00 - 0.76% (165); $1,000.01-$2,500.00 - 0.62% (178); $2,500.01-$5,000.00 - 0.14% (221); $5,000.01-$10,000.00 - 0.10% (214); $10,000.01-$75,000.00 - 0.04% (230). Same wording as 2022 on both material points: figures are gross of business expenses, and the denominator is all individuals and entities on the company books as affiliates rather than only those meeting the "active" criterion. Read against 2022 the distribution is stable to within about a point in every band, which is what makes the pair more useful than either alone.
Not established by this document: The average-months-in-business cell for the $0.00 band reads 0, where the 2022 sheet reports 40 for the same band and every other 2023 band runs from 109 to 230 months. The company published it and offers no explanation; it is recorded here as printed rather than corrected or dropped. Nothing has been published for 2024 or 2025. The document gives percentages and band ranges only - no median, no rank breakdown, no absolute participant count - so the size of the field still cannot be derived. Archived at docs/archive/sendoutcards/2023-income-disclosure-statement.pdf (sha256 08ee9fb3...).
- Promptings 2022 Income Disclosure Statement v1.0.0 (PDF, corporate document server)
Retrieved and read in full on 10 September 2026, correcting this report, which previously described it as a flattened image PDF whose figures could not be extracted. It carries a text layer and every figure extracts. Average monthly income by band, as percentages of all affiliates, with average months in business alongside: $0.00 - 62.38% (40 months); $0.01-$10.00 - 10.50% (96); $10.01-$20.00 - 5.88% (97); $20.01-$50.00 - 8.30% (102); $50.01-$100.00 - 4.95% (123); $100.01-$200.00 - 3.47% (134); $200.01-$500.00 - 2.60% (136); $500.01-$1,000.00 - 0.92% (154); $1,000.01-$2,500.00 - 0.67% (162); $2,500.01-$5,000.00 - 0.20% (177); $5,000.01-$10,000.00 - 0.10% (200); $10,000.01-$75,000.00 - 0.03% (218). Bands total 100.00%. The company states the figures are gross of business expenses and states its denominator explicitly: all individuals and entities on the company books as affiliates, not limited to those meeting the "active" criterion. Linked from promptings.com/opportunity.
Not established by this document: Superseded by the fiscal 2023 disclosure, which is the current one. Nothing published for 2024 or 2025, across a period in which six compensation-plan revisions were issued. The document publishes percentages and band ranges only: no median, no rank-by-rank breakdown, and no absolute participant count, so the size of the field cannot be derived from it. Archived at docs/archive/sendoutcards/2022-income-disclosure-statement.pdf (sha256 550cf5a7...).
- Promptings Consultant Terms & Conditions, incorporating the Promptings Policies and Procedures in full
Located 10 September 2026 and materially revising this report. The Policies and Procedures - which earlier versions of this report recorded as not published at any findable URL - are published in full, inline on this page, running roughly 110,000 characters with sections numbered from 2.1 to 12.6. They carry an explicit income-claims section stating that income claims and earnings representations are contrary to Promptings policy and citing the FTC by name; a six-month post-termination non-solicitation covenant; disciplinary sanctions at section 9.1; Utah governing law with arbitration and Salt Lake County venue; a 90-percent buyback on returned inventory; roll-up of the entire downline on full account cancellation; non-renewal marking at 60 days past due and account closure 30 days after that; and IRS Form 1099-MISC issued to any US consultant earning over $600 or purchasing over $5,000 in a calendar year. It also fixes point expiry at the end of the twelfth month from purchase, with expired points never restored - the credit-expiry term this report had listed as an open question.
Not established by this document: The page renders entirely client-side (Framer): the served HTML is 214KB carrying 33 characters of visible text, so no crawler, screen reader or fetcher receives the policy text, and none of it is searchable or quotable from the URL. The text cited here was extracted from the page's own JavaScript module and is archived at docs/archive/sendoutcards/2026-09-10-consultant-terms-and-policies.txt. The document carries no version number and no effective date anywhere in its text, so it cannot be dated beyond the retrieval date, and it cannot be compared against the undated archived 2011 Policies and Procedures to establish what changed.
- Promptings Fair Use Policy - the 25-cards-per-day limit on "unlimited" card subscriptions
Caps free Unlimited Heartfelt Prompting card sending at a maximum of 25 cards per day, requires each card to carry unique personalized messaging to a single recipient, restricts an account to one individual plus spouse and children in the same household, forbids API, macro or scraping access, and forbids simultaneous sessions. Breach is enforceable by subscription cancellation, account termination or the section 9.1 disciplinary sanctions. Material to the price-per-card comparison in this report, because it is the published boundary on what "unlimited" means.
Not established by this document: Client-side rendered like the other policy pages: 214KB of HTML carrying 15 characters of visible text. Extracted from the page JavaScript and archived at docs/archive/sendoutcards/2026-09-10-fair-use-policy.txt. Undated and unversioned.
- Promptings Customer Terms and Conditions
The customer-side counterpart to the consultant agreement: subscription auto-renewal terms, the buyer right-to-cancel window, refund limits on cards already mailed, and point expiry. Archived at docs/archive/sendoutcards/2026-09-10-customer-terms-conditions.txt.
Not established by this document: Client-side rendered; 20 characters of visible text in served HTML. Undated and unversioned.
- Promptings Privacy Policy
Retrieved and archived for completeness of the corporate document set at docs/archive/sendoutcards/2026-09-10-privacy-policy.txt. Nothing in it bears on the grade.
Not established by this document: Client-side rendered; undated and unversioned.
- Promptings Compensation Plan Details, 20 April 2026, and the Promptings Quick Compensation Guide, updated 12 January 2026 (two PDFs, both held in the editorial archive, both canonically hosted at this one client-rendered URL)
Two company documents, both citable only at this one page, which is why they share a URL and are combined into one entry rather than two. The April plan is the current one and the primary source for every compensation figure in this report as of September 2026: rank ladder unchanged at 1,500 / 4,500 / 13,500 / 40,500 / 121,500 QV, the 500 QV personal-purchase cap at every rank, per-leg caps of 2,250 / 6,750 / 20,250 / 60,750, the $14 monthly and $99 annual consultant fee, and no matching bonus. It supersedes the July 2025 plan on four figures this report previously carried: team commissions are 10% at Silver, 12% at Gold and 13% at Platinum and above (not 10.3 / 11.5 / 13.4), Eagle leadership overrides are 6% and 3% (not 6.2 and 3.1), all ongoing commissions including Level 1 are paid monthly rather than Level 1 daily, and ongoing commissions now carry explicit level qualifiers - 47 QV unlocks Levels 1-5, paid-as Platinum unlocks Level 6, paid-as Diamond unlocks Level 7. It publishes the full per-SKU QV and commission table, and prices the Promptings to Prosperity event at $1,995 ($1,695 discounted). The January guide is an intermediate 2026 revision, and the reason this report treats the per-SKU table as published but not authoritative: it carries the same rank ladder and the same $1,995 event price as the April plan, but its per-SKU figures disagree with the April plan on sixteen items ninety-eight days apart. Sponsor commissions on every card pack are higher here than in April - Gratitude Pack 100 $60 against $45, Pack 200 $100 against $80, Pack 450 $200 against $160, Pack 700 $300 against $240, 3000 Card Pack $1,000 against $950, 10,000 Card Pack $3,000 against $2,950 - while the Full Impact Package moves the other way, $88 against $100. It also states the Levels 2-5 ongoing qualifier as 45 QV where the April plan states 47 QV, and assigns different QV to the same packs.
Not established by this document: The company's own compensation-plan page at promptings.com/compensation-plan renders entirely client-side: the served HTML is 213KB carrying 31 characters of visible text, no rank names, no QV figures and no income-disclosure link, so no fetcher or crawler can read either plan from the canonical URL. The April document is cited here from the PDF held in the editorial archive at docs/archive/sendoutcards/2026-04-20-promptings-compensation-plan-details.pdf (sha256 18f121f6...); the January document from docs/archive/sendoutcards/2026-01-12-promptings-quick-compensation-guide.pdf (sha256 0bb7fd52...). No Internet Archive capture of the rendered plan could be located, and which of the two 2026 tables is currently operative could not be determined from any company property.
- Approved Downloads - Promptings/SendOutCards corporate document index (the page that serves the current Compensation Plan Details and Comp Plan Quick Guide)
- Promptings Compensation Plan Details, February 2023 v2 (PDF, corporate document server)
Corporate compensation-plan document lineage - Promptings Compensation Plan Details February 2023 v2, May 2024 v1.0.6, Promptings Compensation Quick Guide 27 February 2025 v1.1.7 (not extractable), the July 2025 plan, the Quick Compensation Guide updated 12 January 2026 and the Compensation Plan Details dated 20 April 2026; Greener Still Compensation Plan Details March 2021 - establishing six plan revisions between 2023 and 2026 and a live, maintained distributor program
Not established by this document: The May 2024 v1.0.6 plan revision is no longer served at any retrievable URL - the corporate document index now links only the February 2023 v2 file and the current (2025) short-link. The fetched Greener Still plan carries version v1.0.1 and an internal reference to a bonus pool ending 31 January 2022 rather than an explicit March 2021 date.
- Promptings Comp Plan Quick Guide - current version on the corporate document server
- Greener Still Compensation Plan Details v1.0.1 (PDF) - the predecessor plan under the Greener Still brand
Not established by this document: greenerstill.com no longer resolves, confirmed 10 September 2026 - the brand was folded into Promptings and the host is gone. The document itself survives: it was recovered from the Wayback Machine snapshot of 13 May 2024 and is held at docs/archive/sendoutcards/2024-05-13-greener-still-compensation-plan-details-v1-0-1-pdf-the-p-WAYBACK.pdf. Dropped to tier 2 listed because no company-hosted copy exists any more, so this rests on an archive rather than on the publisher. It is history rather than current evidence in any case - the operative plan is the April 2026 Compensation Plan Details cited above.
- Greener Still Launch Details - corporate resource page indexing the Greener Still plan, rank, pricing and affiliate-agreement documents
- Greener Still Affiliate Agreement Documents, 1 February 2021 (PDF)
- "Send Out Cards Income Disclosure" - Fraud Files Blog archive of the company's 2008–2019 disclosures, stating 72% of distributors earned zero commissions in 2011
Fraud Files / Sequence Inc. income-disclosure archive covering 2008–2019 - source of the sole quantified participant outcome in the public record: 72% of distributors earned zero commissions in 2011, from the company’s own disclosure of that year; the archived 2017 and 2019 disclosures were likewise not extractable
- Send Out Cards Income Disclosure Statement 2011 (PDF, archived copy)
- Send Out Cards Income Disclosure Statement 2017 (PDF, archived copy)
- Send Out Cards Income Disclosure Statement 2019 (PDF, archived copy)
- BBB Business Profile: SendOutCards, LLC, Salt Lake City, Utah - A+ rating, not accredited, incorporated 18 June 2003, business started 1 June 2004, categories Greeting Card Manufacturers and Multi-Level Sales (includes complaints tab)
Better Business Bureau profile for SendOutCards, LLC, Salt Lake City, and its complaints tab - A+ rating, not accredited, incorporation 18 June 2003, business start 1 June 2004, 22 years in business, classified under both Greeting Card Manufacturers and Multi-Level Sales, one complaint closed in three years and none in twelve months; the single complaint dated 9 August 2023 concerned a $162 refund delayed after cancellation and is recorded as resolved
- "SendOutCards PRICING | Packages & Products" - Snail Mail King subscription, ACT and pack pricing reference
Snail Mail King SendOutCards pricing reference, updated 15 July 2025 - subscription tiers at $27/$47/$117 subscribe-and-save against $30/$60/$145 one-time with 5/15/50 credits; ACT pay-as-you-go at $4.00; pack ladder at $275/100, $495/200, $995/450, $1,495/700, $6,295/3,000, $19,945/10,000; Entrepreneur $995/350 and Businesspreneur $1,495/600; Starter $275/50 and Solopreneur $495/150; add-on packages $117–$337; US postage included, international +$1.00, postcards at 50%
- SendOutCards "SendOutCards AFFILIATE PROGRAM | Compensation Plan Explained" - same affiliate site's plan page, for the $14/month and $99/year consultant fee
- "Postable Alternatives (2026): 5 Card-Mailing Services" - ShipNote price comparison, prices re-checked 10 July 2026
ShipNote "Postable Alternatives," July 2026, and Simply Noted "Handwritten Note Service Pricing Guide 2026" comparing 14 services - Postable $5.99 a greeting card and $4.79 with a 20% code, postage included; Handwrytten about $4.17 on the $100/mo plan with USPS postage billed separately; Simply Noted 100 credits for $358 and about $2.76 at volume with credits expiring at twelve months; category ranges including Thankster $2–$3 and IgnitePost $5–$8
- "Handwritten Note Service Cost Guide 2026: 14 Services Compared" - Simply Noted pricing guide (Thankster $2–$3, IgnitePost $5–$8)
- SimplyNoted Pricing & Plans - 100 credits for $358, $497/month unlimited, credits expire after 12 months (vendor's own page)
- G2 reviews for SendOutCards - 14 reviews, 3.5 out of 5
G2 SendOutCards reviews (14 reviews, 3.5/5.0, nothing more recent than April 2023) and Tons of Thanks review published 11 September 2023, updated 1 March 2024 - business-user reviewer base evaluating the service as a tool; points valued at 31 cents to 99 cents depending on customer type; complaints about template creation, bulk-send editing, navigation and support responsiveness; the observation that the site felt like it was pushing people to become a distributor
- "Send Out Cards Review" - Tons of Thanks, points valued at 31 cents to 99 cents depending on customer type
- "CEO Announcement — Gregg Bryars," SendOutCards corporate announcement, 7 January 2019
Corporate CEO announcement dated 7 January 2019 and accompanying press release naming Gregg Bryars, with the founder’s statement about a two-year succession search; Kody Bateman CVO bio; promptings.com/meettheteam rendering only the founder; the corporate news archive surfacing content dated as old as February 2019; the Product, Pricing and Points page listing the legacy points ladder at $37/2, $97/5, $147/7 and $247/12 points alongside partner brands
- CEO Announcement Press Release (PDF), January 2019
- Kody Bateman, CVO - statement accompanying the CEO announcement (PDF)
- SendOutCards Corporate Family - staff page listing Kody Bateman as CVO & Founder
- Promptings "Meet the Team" page
- Product, Pricing & Points - corporate page listing the points ladder including $37/2, $97/5, $147/7 and $247/12 points alongside the partner brands
- SendOutCards Statement of Policies and Procedures, January 2011 - archived copy on a third-party document host (Yumpu)
Archived SendOutCards Compensation Plan Details dated 3 January 2011 and an undated archived Policies and Procedures copy on a third-party document host - the 2011 plan’s $59 distributor kit, $398 wholesale premium package, $140 maximum fast-start bonus, 7-level volume bonus, unlimited-level leadership bonus and the 30 PV / 2 active customers qualification, none of which survives in the 2025 plan
Not established by this document: No retrievable copy of the Compensation Plan Details dated 3 January 2011 was found. The Internet Archive CDX search endpoint is blocked from this research environment, the company's own document server serves only 2023-and-later files, and the third-party hosts carry 2013-vintage plan documents rather than the 2011 one. The archived January 2011 Policies and Procedures is cited in its place; the $59 kit / $398 wholesale premium package / $140 fast-start figures remain unverified against a 2011 plan document.
- SendOutCards Compensation Plan Details, page-dated 16 December 2013 - archived legacy plan on a third-party document host (Yumpu), showing the free Independent Distributor / $395 Marketing Distributor structure
- SendOutCards Compensation Plan chart v8.6, © 2013 - archived legacy plan chart on a third-party document host (Yumpu)
What we could not get
- RESOLVED 10 September 2026. The fiscal 2022 income disclosure was retrieved from the corporate document server and read: it carries a text layer and every figure extracts. 62.38% of affiliates earned $0.00 a month, 72.88% $10 or less, 87.06% $50 or less, 1.00% over $1,000, 0.03% in the top band, with average months in business rising from 40 to 218 across the ladder. What the document still does not give is a median, a rank-by-rank breakdown or a participant count - it publishes percentages and band ranges only, so the absolute size of the field remains unknown. No median earnings figure is available for any year in the company’s history.
- RESOLVED 10 September 2026 for 2023: the fiscal 2023 income disclosure is published on the corporate document server and linked from the Approved Downloads help article. It reports 61.15% of affiliates at $0.00 average monthly income. What remains open is whether anything exists for 2024 or 2025 - neither was located on the corporate document server, on either brand website, or in any third-party archive.
- The entire content of the current Policies and Procedures: income-claims policy, social-selling and paid-advertising rules, brand-keyword bidding, marketplace listings, cross-recruiting and territory rules, enforcement practice and termination grounds. No current document is published at any retrievable URL.
- RESOLVED as of the January and April 2026 documents, which publish the per-SKU QV/CV table in full - a gap this report previously recorded as open. Values run 15 to 15,000 QV. What remains unresolved is that the two 2026 documents disagree on the QV and sponsor-commission figures for the same SKUs 98 days apart, so a prospect converting the published 10%-13% rates into expected dollars must first decide which of the company's own tables to trust.
- The "Promptings to Prosperity" event ticket price, despite the event functioning as an alternative route to Platinum qualification; the sponsor-commission dollar amounts by product, since the quick guide could not be extracted; and current gift-catalog pricing and upcharge structure.
- Whether card credits expire, and the full terms of the four- and five-figure card packs; and current cancellation, auto-renewal and refund policy terms, none of which could be retrieved.
- The Utah Division of Corporations primary registry record - entity standing, registered agent and annual-renewal status rest on the Better Business Bureau profile and the live corporate site rather than the state record. The Utah Division of Consumer Protection administrative-action database was not directly searched, and comprehensive PACER and Utah state docket searches were not available, so "none located" is the correct phrase throughout rather than "none exists."
- Any corporate activity dated in 2026 on any official property; whether Gregg Bryars remains chief executive; the identity of any other current executive; current distributor headcount, since the widely repeated 60,000-distributor and 50-million-card figures come from an undated profile that reads as pre-2015; and current per-card US pricing for Punkpost, Paperless Post and Moonpig, which are cited from category ranges only.
Not advice
This is independent analysis for decision-making, not legal, financial or investment advice. Allegations reported by third parties should be verified against primary court and regulatory records before any decision.
Researched by Claude. Reviewed by an editor.
Every report is researched and written by Claude, Anthropic’s AI assistant, from the company’s own plan documents, policies, terms and regulatory file - then reviewed before publication by Rob Fore, who checks the sources and the stage-label on every allegation.
- Nine weighted dimensions, published with their weights
- The editor checks the evidence and cannot change the number - the build rejects any page whose grade does not reconcile to its own arithmetic
- Every affiliate position we hold is disclosed on the report it touches
- No company has paid for a grade, and no report carries an affiliate link
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SendOutCards - frequently asked
QIs SendOutCards still in business in 2026?
QHow much do SendOutCards distributors actually earn?
QIs SendOutCards cheaper than buying a card at a shop?
QIs SendOutCards a pyramid scheme?
QWhy is SendOutCards graded C− rather than higher?
Author, editor and publisher
This report was researched and written by Claude, Anthropic’s AI assistant, working from primary documents - SendOutCards’s own compensation plan, its policies and procedures, its terms of service, its income disclosure statement where one exists, and its regulatory and self-regulatory file. It was scored against nine weighted dimensions that are published in full, with their weights, on the methodology page.
Before publication it was reviewed by Rob Fore, who checks every source link, every figure against the document it came from, and every allegation against its stage-label - an investigation is not a finding, a warning letter is not an enforcement action, and a filed claim is not a verdict.
The editor does not set the grade. The published score is the weighted composite of the nine dimension scores, and the build refuses to emit a page where the two disagree by more than 0.06. A grade moves when the evidence moves it and not otherwise.
Rob Fore has marketed online since 1996, wrote Online MLM Marketing (2014), and is CEO of Listech Inc, the Nevada corporation that publishes this site. He holds affiliate positions in companies graded here - including LiveGood, which this site grades D, SendOutCards, which it grades C−, and the Home Business Academy, which it grades B−. Those positions are disclosed on the reports they touch, and changed nothing on this page.
About the author and our conflicts · Contact the editor · Corrections: corrections@opportunitygrade.com
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Corrections
Every factual claim on this page is sourced, and the ones we could not stand up are named in the unable to verify list above. If something here is wrong, we want to know, and we would rather hear it from SendOutCards than from a reader.
Write to corrections@opportunitygrade.com. Point at the specific sentence and send the document that contradicts it - a plan document, a filing, an income disclosure, a policy page. We will check it against the primary source, correct the page if it is wrong, and say in the report that it was corrected and when. A grade moves if the evidence moves it.
This address reaches a person, not a form. We do not require a takedown demand, an NDA or a lawyer to accept a correction, and we do not remove a report because a company disputes its conclusion - only because the underlying facts turn out to be wrong.